L’Shinae Brooks

L’Shinae Brooks Your local Real Estate expert. Here to help you expand your knowledge of the market and buy or sell

02/06/2024

I’m a Real Estate Agent.

What are you coming as?? Hope to see you this Saturday 🤗🤗  🎃
10/26/2023

What are you coming as?? Hope to see you this Saturday 🤗🤗

🎃

Bring the kids and your goodie bag 🎃 All are invited. Save and share this post with someone looking for an activity to d...
10/06/2023

Bring the kids and your goodie bag 🎃 All are invited. Save and share this post with someone looking for an activity to do with their kids.
October 28th at 3:00pm Long and Foster Columbia.

🎃

Did you know that if you start saving today it puts you one step closer to owning a home? What does that mean? Well when...
02/26/2023

Did you know that if you start saving today it puts you one step closer to owning a home?
What does that mean? Well when you purchase a home you will need what’s called a down payment. A home down payment is a percentage of the home purchase price that you pay upfront. For example, a home that cost $500,000 will need a minimum down payment of $17,500. That’s 3.5% of $500,000 FHA loan. I know that sounds like a lot of money right? You’re right it is. What if I told you that if you started saving today you could accumulate that money over time and become one step closer to buying your home. It doesn’t matter how much you start saving. What matters most is that you started.

Let’s lay out a plan to get you on the right track to home ownership. Messaged me today.

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Did you know? That if you or your  family member has a disability. You could qualify for MMP program that will assist yo...
02/10/2023

Did you know? That if you or your family member has a disability. You could qualify for MMP program that will assist you with the down payment and closing cost of your first home. My contact information is in my bio message me for more information.

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Did you know? That there are programs in Maryland that can help you out with your down payment and closing cost if you’r...
02/10/2023

Did you know? That there are programs in Maryland that can help you out with your down payment and closing cost if you’re a first time homebuyer? In a partner match program, participating partners can contribute up to $2500. Participating Partners could be your employer, the builders, or community agencies. Your job could help pay your down payment on your first house.

Like Share, and comment if you found this helpful. (Maryland Mortgage programs)

Disclaimer; Everyone’s credit score, and financial situation is different. Results May vary. Each program has its own qualification criteria.

Contact me for more information.

I know selling your home might be exciting, but these are eight things you should never do before selling your home. Sav...
02/02/2023

I know selling your home might be exciting, but these are eight things you should never do before selling your home. Save this post for later.

1) Oversharing with your neighbors!
Sharing too much information could turn off potential buyers.

2) Renovating the wrong way.
You never wanna make any major changes without the proper permits. Make sure you only hire licensed professionals do not attempt to do the work yourself.

3) Over personalizing your home.
De personalize your home so that you can give the buyer an opportunity to envision themselves living there.

4) Have clutter everywhere.
Clutter can immediately turn off a potential buyer.

5) Use dark or vibrant paint colors.
When it comes to painting, it’s best to keep things neutral .

6) Skip getting a house cleaner.
You may find yourself not wanting to clean a house that you no longer living in. Keep in mind that no one wants to buy a dirty house. House cleaner is worth the money and could end up paying for it.

7) Use of harsh chemicals cleaners.
Use eco-friendly or unscented cleaning products. Products that have a strong chemical smell can irritate a potential buyers allergies.

8) Consider flora options.
You can enhance the vibe of the house by placing potted fake flowers instead of real flowers. This will make the property more inviting and avoid triggering allergies.

If you’d like more information, my contact is in my bio.

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#2023

Are you ready for tax season? Things to know. The filing deadline is April 18.Home interest deduction :Mortgages that cl...
02/02/2023

Are you ready for tax season? Things to know. The filing deadline is April 18.

Home interest deduction :

Mortgages that closed before Dec. 14, 2017: A married couple filing jointly, and single filers can deduct mortgage interest on a combined debt limit of $1 million.

Mortgages that closed after Dec. 14, 2017: For both primary residences and second home loans, married couples filing jointly and single filers can deduct mortgage interest on a combined debt limit of $750,000.

Property tax deductions:

Taxpayers who itemize can only deduct up to $10,000 on a combination of state and local property, income and sales taxes. This applies to property taxes on your primary residence, a vacation home and undeveloped land.

Capital gains tax exclusions:

Married-joint filers can exclude up to $500,000 and single filers can exclude up to $250,000 when selling their primary home, provided they’ve lived there two of the past five years.
Those are just a few of the housing-related tax laws. Please consult your tax advisor for more information on how these and other tax deductions may apply to you.

For more information, please feel free to reach out directly to me. My contact information in my bio. Happy filling 😎

Like and share this with someone who could use this information! Save this post for later.

Good morninggggg do you know what earnest money deposit is and how it works? it’s your way of letting the seller know th...
04/14/2022

Good morninggggg do you know what earnest money deposit is and how it works? it’s your way of letting the seller know that you’re serious about purchasing the property and it goes towards your closing costs!! At the end of the deal. It’s a sure way to get your offer in front of the seller. Typically it ranges from 1 to 3% of the purchase price of the property but in today’s market you have to go outside of the norm and be a little bit more creative.

Let me help you get your creative juices flowing and get you started on your home owner journey 💕

i’m doing free consultations my contact information is in my bio.

Did you know that the state of Maryland offers grants and programs that can get you financial assistance on your down pa...
04/13/2022

Did you know that the state of Maryland offers grants and programs that can get you financial assistance on your down payment for your first house? You also get a first time homebuyer tax credit😱 that you can claim on your taxes!! Who doesn’t love free money!? You just have to know where to look. Do you know all the benefits? Let me help you!! There’s so many benefits that come with being a first time homebuyer. Don’t leave anything on the table.

I’m doing free consultations today contact me ASAP. See bio

When searching for the perfect home you want the process to be as smooth as possible. Getting a pre approval letter is t...
04/13/2022

When searching for the perfect home you want the process to be as smooth as possible. Getting a pre approval letter is the first step in that process! It gets your information to the lender and gets you one step closer to your goal ✅ show the seller you mean buisness and pull up ready to go!!!

I’m doing free consultations. Let me help you get a pre approval letter contact me today. See bio

Address

6250 Old Dobbin Lane
Columbia, MD
21045

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