08/12/2026
Here’s Why Mortgage Rates Are What They Are Right Now
That’s the trade-off with a narrowing spread. Rates may not be where you want them, but they're better than they could've been. If you want help figuring out what that means for your monthly payment, reach out to a local lender
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If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while.