Blaise Scaccio Mortgage Banker Nmls#207416

Blaise Scaccio Mortgage Banker Nmls#207416 First Time Homebuyer down payment assistance expert! D/B/A Rate | NMLS #207416 Guaranteed Rate is an equal opportunity lender.

I also specialize in showing people how to make cash offers on homes while still getting a mortgage! 2026 Guaranteed Rate, Inc.

09/24/2026

Buying a home is a team effort. Behind every successful closing is a dedicated group collaborating to achieve the same goal. From you (the buyer) to me (the Loan Officer) and everyone in between, each player takes care of an important role. If you have questions about the homebuying process, I’m happy to discuss them further.

Let’s kick this off together.
https://myoc.io/RFuar



NMLS # 207416

09/23/2026

Home affordability is about more than just your income. By assessing your expenses, debt, savings and goals, I can help you set a realistic budget that actually works for you.

Ready to see how much home you can afford?
https://myoc.io/RFuar/FgKLt



NMLS # 207416

09/22/2026

Buying a home may be a long-term investment, but it could pay you back over time through equity. While renting may seem like the “easy route,” it may be preventing you from achieving financial goals down the line.

Thinking about putting your money toward something you’ll actually own? Let’s talk about your options.
https://myoc.io/RFuar/Cl4vP



NMLS # 207416

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in spe...
09/18/2026

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in specific markets still show an increase with stronger buying power created by job gains and income growth.

Understanding the market is the first step. Let’s talk about how to make your next move with confidence.
https://myoc.io/RFuar/qVvXP



NMLS # 207416

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW. Questions?...
09/17/2026

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW.

Questions? Let’s chat.
https://myoc.io/RFuar

NMLS # 207416

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t neces...
09/17/2026

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t necessarily a bad thing since it could lead to more inventory and less competition. With fewer homebuyers out there, motivated sellers may be more flexible at the offer table.

If you’ve been on the hunt for a new home, let’s talk about how you could use these conditions to your advantage.
https://myoc.io/RFuar/WoALU



NMLS # 207416

09/16/2026

Your rental income can qualify you for a loan on its own, no tax returns required. A DSCR loan is built for real estate investors who want financing based on what their property earns. Down payment options start at 20%, with loans up to $3M and the option to close under an LLC.

Ready to see what your property could qualify for? Let's talk.
https://myoc.io/RFuar/FNlQ9

NMLS # 207416

09/15/2026

You don’t always need to put 20% down. While PMI (Private Mortgage Insurance) is often required on certain loans, it’s also a powerful tool that can help qualified buyers purchase their home sooner, without having to wait and save up for a larger down payment. The more you know, the more options you have.

Ready to expand your homebuying vocabulary?
https://myoc.io/RFuar/aFXRV



NMLS # 207416

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more invento...
09/10/2026

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more inventory, which creates homebuyers have better opportunities to negotiate.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/RFuar/uDFLX



NMLS # 207416

09/09/2026

When planning to enter the housing market, prioritize your personal situation, not a calendar. While spring is a popular time to shop for homes, you may be overlooking some major advantages that fall brings.

Let’s discuss a plan that makes sense for you based on your unique situation.
https://myoc.io/RFuar/cNgxk



NMLS # 207416

Address

10320 Little Patuxent Pkwy Suite 1140
Columbia, MD
21044

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