Melissa Dille Real Estate

06/12/2025

Here are the latest housing market statistics for 29072! If you'd like more detail on the market, what's available or how much your home might be worth, let's set up a meeting to discuss!

01/16/2025

I enjoy serving the community as your Realtor! United Real Estate and I have extensive experience in the South Carolina market and ensure that the most responsive and knowledgeable service is available. Here’s what I bring to the table:
- I know how to price properties;
- I love the housing market and know how to market;
- I’m great at negotiating;
- I ask the right questions and provide the right answers;
- I have a great team
Give me a call or text at (803) 315-1940 or email me at [email protected]. I look forward to working with you!


Are you interested in selling, buying, residential, commercial/industrial, lots/acreage, multi-family, proposed construction or rental? I can help!

Lexington SC Real Estate & Homes for Sale | Columbia

10/28/2024

5 acres of privacy and seclusion! Ready to build your new home? This parcel is cleared and graded and waiting for it's new owners. Give me a call today at (803) 315-1940 before it's too late.

This beautiful 5 acre home site is partially cleared and ...

10/21/2024

Assumable VA loan: 2.25% - DON'T LET THIS GORGEOUS LAKE MURRAY HOME SLIP BY!

House photos, infographics, and listing agent details for 116 Lakeside Road, Chapin, SC 29036. This home is priced at $1525000, with 6 beds, 5.5 baths, and 6,220 sqft.

10/20/2024

5 ACRES - PRIVATE AND SECLUDED. A great place to build your next home. Partially cleared for your home site. Close to the interstate, shopping and dining. Lexington/Richland One Schools.

House photos, infographics, and listing agent details for 356 B Kyzer Road, Lexington, SC 29073. This home is priced at $150,000, with beds, baths, and sqft.

10/16/2024

Are you looking for acreage and privacy to build and call home? This gorgeous 5 Acre lot may be just what you're looking for! Call me today for more information or to walk this lot!

Learn more about 356 B Kyzer Road, Lexington, SC 29073. This home was just listed and priced at $150,000, with bed, bath, and…

09/16/2024

EXCELLENT INFORMATION - A weaker than expected August BLS jobs report proved that July was no fluke. The labor market is clearly loosening up and this helped propel average mortgage rates into the low sixes. Odds are high for a 25 basis point Fed rate cut next week. Hope you enjoy my weekly update on national & local real estate!

National news and local views for the week

09/16/2024

09/10/2024

08/13/2024

After months of searching, you’ve finally found the perfect house. While you’re undoubtedly excited about this opportunity, it’s a good idea to be careful during this time to avoid jeopardizing your mortgage application approval.

Some of the top things to avoid after applying for a mortgage include:

1. Don’t Deposit Large Sums of Cash Into Your Bank Account
Lenders need to source your money, and cash is often difficult to trace. Before making any large deposits, it’s wise to ask your loan officer how to properly document that money.

2. Don’t Change Your Bank Account
It’s essential to remember that lenders will always need to source and track your assets. A consistent bank account makes it easier for lenders to identify and track your funds. Talk to your loan officer before transferring any money to a new account.

3. Don’t Make Any Large Purchases
Making purchases such as furniture or a new car adds to your monthly debt and increases your debt-to-income ratio. For a lender, this higher debt ratio places you at a greater risk of being unable to repay your mortgage. In some cases, qualified buyers with new debt may no longer qualify for a home loan.

4. Don’t Change Jobs or How You Receive Payments
Your loan office will track how much you earn each week and your income source. If possible, avoid switching to self-employment or changing to a commission-based income during this time.

5. Don’t Co-Sign on Another Person’s Loan
When you act as a co-signer on a loan, you take on responsibility for ensuring the payments are made. Even if you are not paying on the loan yourself, the lender will still consider it to be new debt.

6. Don’t Start Applying for New Credit
Whether you’re applying for a new credit card or a vehicle loan, when you have your credit history checked by organizations across multiple channels, it will impact your credit score. Your credit score is a key determiner of the interest rate on your mortgage and may affect your loan eligibility.

7. Don’t Close Your Credit Accounts
Borrowers often mistakenly believe that limiting available credit will improve their chances of approval. However, a significant element of your credit report is the depth and length of your credit history. As such, closing accounts can negatively impact your score.

8. Don’t Miss Your Payments
Missing a bill or paying late will impact your credit score. Even one late payment can decrease your credit score to the point where you will no longer be eligible for your new mortgage. If you want to ensure you qualify for your mortgage, make sure you pay all of your bills on time.

Call now to connect with business.

08/07/2024

You, too, can experience the magic of coming home. Let's make your homeownership dreams a reality together. Reach out today to start your journey home!