Kelly Whittington, Motto Mortgage New Era, NMLS #532114

02/10/2023

Love is what we all strive for. From our relationships to your home loan, Motto Mortgage loan originators are dedicated to delivering a loan process and mortgage you’ll love forever. Contact our office for heart-to-heart home loan service.

02/09/2023

At Motto Mortgage, we believe diverse homeownership helps create thriving, stable communities. That’s why we’re committed to closing the homeownership gap and therefore better the communities that we live in and serve.

Ready to learn more? Feel free to message me. 🏠

02/08/2023

🌠 🏡 😴 Ready to make your dream home happen? Lucky for you, your house might have been saving up for its own makeover.

A home equity line of credit (HELOC) can help you tap into the value your house may have accrued since you bought it. Here’s what you need to know:

• If your home is worth more than you owe on your mortgage loan, you have home equity
• A HELOC may allow you to borrow, then use that home equity like cash, any way you’d like
• Using a HELOC to update your home can be an investment that improves your quality of life, while potentially improving the value of your home at the same time

02/07/2023

Are you a first-time homebuyer? Did you know there are programs to help you buy with smaller down payments and that there are different loan options to consider?

Our team can help you explore all your options and find the right loan for your home ownership dreams! 🏠

There are plenty of first-time home buyer programs available in the USA—you just need to know where look

02/03/2023

Are you 60 or older? Think it might be too late to make owning your own home a reality? Experts say home ownership at any age is a wise move, here's why...

While you might not immediately associate retirement with homeownership, buying a home after age 60 can be thrilling and financially savvy. Instead of looking for highly rated school districts, you can find the ideal combination of comfort, affordability and proximity … Continue reading → The po...

02/02/2023

While Punxsutawney Phil hogs (😉) all the attention today, we wish you a Happy Groundhog Day! Are you hoping for a longer winter or an early spring? ❄️ 🌼

02/01/2023

🤯 Purchasing a home is a huge step and an exciting milestone. But sometimes the unexpected cost of homeownership can be intimidating to buyers, especially first-timers. 😱

From closing costs to insurance to taxes, there is plenty to keep track of – that’s why I’m here to be as you navigate the buying process. Feel free to message me with any questions.

01/31/2023

Sadly, that absolutely perfect, must-have couch that is never on sale (except for every other month 😉 ) might have to be a future purchase. Why? If you’ve been eyeing homeownership, it is important to not rack up the credit card bills or take out any new lines of credit if you’re in the process of purchasing.

Need more advice on what to do (or not to do) as you buy? Head on over to mottomortgage.com. 🛋️

01/27/2023

Thinking about refinancing your mortgage to cover college tuition, consolidate debt, or to pay medical bills? Our refinance calculator can help you get started.

Want to talk about options? Give us a call!

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical a...

01/26/2023

Remember the 4 C's when looking for the right neighborhood: Commute, Children, Community, Clues.

01/25/2023

If you’ve researched the homebuying process, you’ve probably seen information about what to do before you buy. What about the stuff you should not do? It might be tempting, but you should not tour homes drastically outside your budget.

Need help determining what your budget is? Message me and we will get the pre-qualification process started. 📝

01/24/2023

When house hunting, it is important to keep your likes and dislikes top-of-mind.

Hate yard work? Maybe consider a condo. Have an outdoor furry friend? Prioritizing a place with a yard is going to be key. There is a home for every preference and a home loan that may make it happen. Let’s talk about which home loan may make the most sense for you.

Message me to get started. 🏠