Stacie J. Young - The Realtor Mommy

08/17/2025

🏡 Open House Today!
Join us at 1399 Firwood Drive from 1–3 PM to tour this beautiful home. Don’t miss your chance to see it in person!

✨ Explore more details here: www.1399firwood.site

3 Beds. 2 ½ Baths. Comfort, Convenience & Room to Grow in North Columbus

07/25/2025

📈 Feeling like your dream of homeownership is just out of reach because of your credit score? Don’t worry, you’re not alone—and you’re not without options. Here’s a step-by-step guide to taking control of your credit, starting today!

1️⃣ Know Where You Stand
Begin by checking your credit score. You can get a free report annually from each of the major credit bureaus. This gives you a clear picture of what lenders see.

🏠 Why It Matters: Understanding your score and what’s affecting it helps you target areas that need improvement. It’s the first step in turning “I want to buy a home” into “I’m getting ready to buy a home!”

💡 Tip: Focus on areas with high impact like payment history and credit utilization.

2️⃣ Create a Payment Calendar
Consistently paying bills on time is crucial for boosting your score. Set up reminders or automate payments to ensure you never miss a due date.

🗓 Practical Benefit: On-time payments make up 35% of your credit score—get them right, and you’ll see improvements faster than you might think.

✅ Emotional Benefit: Timely payments reduce stress and build trust with lenders, showing them you’re a reliable borrower.

3️⃣ Reduce Credit Card Balances
Aim to keep your credit card balances below 30% of your total available credit. This positively influences your credit utilization ratio, a key factor in your score.

📉 Strategy: Make more than the minimum payment or pay off small balances first to quickly lower your ratio.

4️⃣ Dispute Inaccuracies
Review your credit reports for any errors or inaccuracies. Dispute them immediately as they could unjustly harm your score.

🚫 Pro Tip: Even small inaccuracies can have a big impact. Use online dispute tools to streamline the process.

5️⃣ Avoid New Credit Applications
Every new application results in a hard inquiry, which can slightly drop your score. If possible, avoid opening new credit lines while you’re working on improving your credit.

🔍 Why It Matters: Fewer inquiries can help you maintain a stable score while planning your next steps in home purchase readiness.

🌟 Ready to make homeownership a reality? With a clear plan and my expert guidance, rebuilding credit doesn’t have to be daunting. It’s about taking the right steps, one at a time.

Let’s work together to craft a customized strategy that gets you closer to that first set of house keys. Drop a comment or message me to start your journey to your new home today! 🏡✨

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Brokered By Mainstream Realty Pros
Stacie J. Young
🌐 www.staciejyoung.com
📧 staciejyoung.realtor@gmail
📲 614.377.6041

07/20/2025

✨ Open House Alert ✨
Step into modern comfort wrapped in timeless charm! 🏡
This beautifully updated 2-bed, 2.5-bath home offers the perfect blend of style, space, and smart design — just minutes from downtown Columbus.
Come see it for yourself… you might just fall in love. 💛

📍 285 N Wayne Ave
🗓️ July 20th 2-3:30
📞 DM me for a private tour or more details!

07/12/2025

🏡 JUST LISTED in Gahanna Schools!
This spacious 5-bedroom, 3.5-bath home offers over 4,700 sq ft of beautifully finished living space—complete with brand new hardwood floors, a finished basement with wet bar, and a main-level owner’s suite that feels like a private retreat.

✨ Bonus: $5,300 lender credit available for qualified buyers!

📍 Gahanna School District
🛏 5 Beds | 🛁 3.5 Baths | 🎯 3 Finished Levels
🌳 Fenced backyard + patio | 🚘 3-Car Garage
📆 Open House This Sunday | 1–3 PM

This one won’t last! Message me to schedule a private showing or get details before it’s gone 👇

06/25/2025

Dreaming of owning your first home but worried about saving up without giving up your favorite things? You’re not alone! Let’s make saving for that down payment feel less stressful and more achievable:

1️⃣ Prioritize Your Spending
Create a monthly budget to track where your money is going. Identify non-essential expenses that can be cut down while still allowing you to enjoy life! Think of it as spending smarter, not less.

Practical Tip: Use budget apps to monitor your spending effortlessly. Even small changes, like making coffee at home, can add up over time!

2️⃣ Set a Realistic Savings Target
Knowing your target makes saving less daunting. Work with an advisor to determine how much you need based on your credit score and financial goals. Break it down into monthly savings goals—it’s easier to save in chunks than in one big leap.

Emotional Benefit: Watching your savings grow monthly keeps you motivated and turns a vague dream into a real goal.

3️⃣ Automate Your Savings
Set up an automatic transfer from your checking to a savings account dedicated to your down payment. Treat it as a non-negotiable monthly “bill” to pay yourself first.

Why It Works: You’re less likely to spend money that's already moved out of your immediate reach. Plus, consistency builds confidence!

4️⃣ Enjoy Budget-Friendly Fun
Loving the things you enjoy doesn’t mean busting your budget. Look for deals, free activities, or community events in Columbus and surrounding areas like Gahanna or Dublin. Saving doesn’t mean staying home all the time!

Benefit: Maintain your quality of life while boosting your savings. It’s all about balance!

5️⃣ Consider a Side Hustle
Dedicate earnings from a side hustle solely to your home savings. Whether it’s freelancing or selling crafts, find something you enjoy that brings in extra income.

Practical Benefit: It accelerates your savings without impacting your regular budget, making your dream home feel closer!

Why It Matters
Saving for a home doesn’t have to mean putting your life on hold. With the right strategies, you can enjoy the journey and build your future.

Feeling stuck? Let’s create a personalized plan to set you on the path to homeownership without the stress. Comment below or send me a message to get started! You deserve a strategy that fits YOUR life. 💪🏡

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Brokered By Mainstream Realty Pros
Stacie J. Young
🌐 www.staciejyoung.com
📧 staciejyoung.realtor@gmail
📲 614.377.6041

06/16/2025

Dreaming of owning a home in Central Ohio but feeling held back by credit concerns? Here’s how you can boost your credit score while saving for your new dream home. Let’s break it down step-by-step:

Here’s a step-by-step plan I use to help clients move from “not ready” to “homeowner” in Columbus 👇
🏦 1. Check Your Credit – Use free tools like Credit Karma to see where you stand.
💳 2. Settle Small Debts – Pay off low balances first to boost your score fast.
💰 3. Save Monthly – Create a savings goal—even $50/month adds up.
📄 4. Get Pre-Approved – Know your budget before house hunting.
📍 5. Work with a Local Pro – I know the Columbus market and I’m here to help.

👍 You don’t need a perfect financial picture to start—just a real plan and the right support.

Homeownership isn’t out of reach. It’s a step-by-step journey—and you don’t have to walk it alone.

🌟 Why It’s Essential: Having a guide means you get actionable strategies tailored to your unique situation, making every step feel more manageable and less overwhelming.

💬 Comment “NEXT STEP” below if you're ready for a custom game plan. 📲✨

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Brokered By Mainstream Realty Pros
Stacie J. Young
🌐 www.staciejyoung.com
📧 staciejyoung.realtor@gmail
📲 614.377.6041

06/13/2025

😩 Tired of the “what should we do this weekend?” struggle?
Let’s be real—by the time we decide, half the weekend is gone.

We all want to make memories, not just check off to-do lists. But if you’re anything like me, it’s easy to blink and suddenly it’s Sunday night with nothing to show for it but grocery bags and laundry.

✨ Good news: Central Ohio is serving up exactly what you need this weekend—whether you're planning a fun family day or a little adults-only escape.

Here are 3 can’t-miss events:

🎪 KidsLinked Children’s Festival (Saturday in Dublin)
Bounce houses, character meet-and-greets, bubble runs—everything your kids will love (and they’ll burn all the energy off too 😅).

🎷 Creekside Blues & Jazz Festival (All weekend in Gahanna)
Chill music, amazing food, and great vibes. Perfect for a date night or relaxed time with friends.

🍷 Grove City Wine & Arts Festival (Friday–Saturday)
Sip, shop, and stroll through local wines and artisan finds. Great for couples or a girls’ afternoon out.

💡 Whether you need a break, a beat, or a little bubbly—there’s something here for you.

📍Which one are you heading to?
Drop a comment below and tag someone who needs to go with you!

06/06/2025

🎉 Weekend plans? Let’s make it memorable, Columbus!

Here are 3 amazing events happening June 6–8 that you don’t want to miss:

🎨 Columbus Arts Festival – A family favorite filled with live music, local art, and food trucks on the beautiful Scioto Mile.
🍷 Summer Wine Festival – Grab your girls or your sweetheart and enjoy a relaxed afternoon of sipping and strolling at McFerson Commons.
🎬 Friday Night Flicks at Easton – Bring a blanket, your favorite snacks, and catch the movie Wicked under the stars—perfect for the whole fam!

🌟 Whether you're out with friends, date-night ready, or making core memories with the kids… there's something magical about summer weekends in Central Ohio.

Which one are you headed to? Let me know in the comments! ⬇️

05/30/2025

🌟 Looking for something fun to do this weekend in Central Ohio?
You’re in luck — our neighborhoods are full of life, flavor, and culture right now!

🎶 Breakaway Music Festival is lighting up Historic Crew Stadium
🍓 Strawberry Festival in Newark is the sweetest way to spend your day
🎭 Shakespeare in Schiller Park brings charm and culture to German Village

Here’s the real estate angle 👉
These aren’t just weekend events… they’re reasons people fall in love with living here.

✅ Want to live closer to the action?
✅ Tired of feeling like you’re missing out?

I help folks find homes that match their lifestyle — not just their budget.
🏡 If you’ve been thinking about moving or just want to know what’s out there, send me a quick message. I’d love to show you what’s possible.

📩 Drop a “READY” below or DM me to get a curated list of homes in your favorite zip codes!

05/27/2025

Feeling like the traditional mortgage process just doesn’t fit your financial story?
You’re not alone—especially if you're a self-employed woman or entrepreneur in Central Ohio with non-traditional income.

Many women in your shoes have felt stuck, overwhelmed, and unsure of where to start. But the truth is: homeownership is still possible—even without a W-2.

Here’s how others are making it happen 👇

1️⃣ Explore Flexible Loan Options
Non-QM loans allow lenders to consider your actual financial life—not just a pay stub.
✔️ Use 12–24 months of bank statements
✔️ Share your Profit & Loss statements
✔️ Leverage personal or business assets as proof of income

🔑 Why it matters: This gives you credit for the income you actually earn—not the format it comes in.

2️⃣ Strengthen Your Credit Profile
✔️ Pay bills on time
✔️ Lower credit card balances
✔️ Monitor and maintain your credit regularly

🔑 Why it matters: A strong credit story builds lender trust and unlocks better interest rates.

3️⃣ Work With the Right Guide
✔️ Someone who understands non-traditional income
✔️ Can connect you with the right lenders
✔️ Offers clarity from pre-approval to closing

🔑 Why it matters: You need someone who sees your potential—not just your paperwork.

💭 At the end of the day, this isn’t just about buying a house—it’s about building your future with confidence.

You’ve built the income. You’ve done the work. Now it’s time to own the space that reflects it.

📩 Ready to explore what’s possible with the income you actually have?
Drop a "ME" in the comments or message directly to start your custom homeownership strategy.

01/16/2025

OPEN HOUSE - NEW CONSTRUCTION 🏠
✨ 442 Emily Dr, Plain City, OH ✨
📅 This Saturday from 1-3 PM

✨ Brand new and move-in ready! This stunning 3-bedroom home is waiting for YOU! 🛏️
💰 PLUS: We’re offering $10,000 in buyer closing costs to make it even easier to call this place home.

🔑 Highlights:
✔️ Thoughtfully designed, brand-new construction
✔️ Modern layout perfect for families or entertaining
✔️ Located in the charming and growing Plain City community

🎯 Come see it in person this weekend! Tag a friend who’s looking for their forever home or DM me for details.

💬 Drop a 🏡 below if you’re planning to stop by!