Steve Scott NMLS 295881

Call Directions Website

Steve Scott NMLS 295881 We pride ourselves on providing superior customer service and creating satisfied customers.

NMLS # 295881
I help individuals and families achieve their dream of homeownership with over 30 years of experience in mortgage lending. 🔑 I'm your Mortgage Lender for LIFE.
đź“ŤLicensed in OH & FL | NMLS 295881

2027 limits: $845,000 (1 unit), $1,081,950 (2 units), $1,307,800 (3 units). Temp.; county varies. Approval, rates, savin...
10/10/2026

2027 limits: $845,000 (1 unit), $1,081,950 (2 units), $1,307,800 (3 units). Temp.; county varies. Approval, rates, savings & outcomes aren't guaranteed. Call Steven: 614-543-8343 | www.AffinityGroupMortgage.com

NAMB National 2026 is almost here! 🎉October 16–19 at Caesars Palace, Las Vegas. This is going to be epic: the sessions, ...
10/10/2026

NAMB National 2026 is almost here! 🎉

October 16–19 at Caesars Palace, Las Vegas. This is going to be epic: the sessions, the people, the energy.

Get registered today. Hope to see you there!

“You don't need to go back in time to be awesome; you just have to start right now.”- Jon Acuff (). DM Steven Scott: www...
10/09/2026

“You don't need to go back in time to be awesome; you just have to start right now.”- Jon Acuff (). DM Steven Scott: www.affinitygroupmortgage.com Approval, rates, savings, and outcomes are never guaranteed.

Before you refinance, there’s one smart question worth asking: Is your current loan assumable?Certain FHA and VA loans, ...
10/09/2026

Before you refinance, there’s one smart question worth asking: Is your current loan assumable?

Certain FHA and VA loans, and some other loan types, may allow a future qualified buyer to assume the existing mortgage, potentially taking over the remaining balance along with its existing rate. That feature can be a valuable selling point if you decide to move, so refinancing away from it is something to weigh, not an automatic yes or no.

Assumption is not automatic. The lender or servicer generally must approve it, and the buyer must meet credit and eligibility requirements. The process may involve documentation, fees, timelines, and specific program rules. It’s also important to understand whether you could remain liable for the loan after the transfer unless you receive the proper release.

A refinance can still be a great tool for the right goals, but refinancing is not automatically right for everyone. Before making a move, compare the potential benefits with the features you may be giving up.

Comment “ASSUME” and we’ll help you check whether your loan may be assumable. Call or DM Steven Scott, or visit www.affinitygroupmortgage.com.

Assumability, rates, eligibility, costs, timelines, program guidelines, approval, savings, and outcomes vary and are never guaranteed. Rates fluctuate. This is for educational purposes; confirm current rules and any remaining liability with your loan servicer and qualified mortgage professional.

"Whether you believe you can or you cannot, you are correct."- Henry FordGreat words from a great man.
10/08/2026

"Whether you believe you can or you cannot, you are correct."

- Henry Ford

Great words from a great man.

A low appraisal can feel like a plot twist, but it doesn’t automatically end a refinance. It’s a bump, not always a wall...
10/08/2026

A low appraisal can feel like a plot twist, but it doesn’t automatically end a refinance. It’s a bump, not always a wall. 🏡

Here’s a calm, no-panic playbook:

1) Review the report for factual errors, such as incorrect square footage, room count, condition, or features.

2) Share recent comparable sales and documentation for meaningful improvements or upgrades.

3) Ask whether a reconsideration of value may be appropriate based on additional information.

4) Adjust the loan structure. Depending on eligibility, that could mean lowering the loan-to-value ratio, reducing or removing cash-out, or paying down the balance.

5) Revisit the plan later. Sometimes waiting is the smartest move, and refinancing is not automatically right for everyone.

An appraisal does not guarantee a particular property value. Requirements, property value, eligibility, loan-to-value rules, rates, costs, timelines, program guidelines, approval, savings, and outcomes vary and are never guaranteed. Rates fluctuate, and refinancing may extend your loan term and increase the total interest paid.

Comment “VALUE” and we’ll walk through your options. Call or DM Steven Scott, or visit www.affinitygroupmortgage.com.

Yesterday’s low-rate feel: buy today. A buydown may lower your rate, then step up; qualify at the higher rate. Call/DM S...
10/08/2026

Yesterday’s low-rate feel: buy today. A buydown may lower your rate, then step up; qualify at the higher rate. Call/DM Steven Scott (614-543-8343, NMLS 295881) | www.AffinityGroupMortgage.com | No guarantees: approval, rates, savings, or outcomes.

36+ years helps Steven spot issues early & guide buyers from pre-approval to closing. Call/DM Steven Scott 614-543-8343 ...
10/07/2026

36+ years helps Steven spot issues early & guide buyers from pre-approval to closing. Call/DM Steven Scott 614-543-8343 | NMLS 295881 | www.AffinityGroupMortgage.com. Approval, rates, savings & outcomes never guaranteed.

🏡📱 Download My Mortgage Calculator Today!Whether you're buying, selling, or just exploring your options, this free tool ...
10/07/2026

🏡📱 Download My Mortgage Calculator Today!

Whether you're buying, selling, or just exploring your options, this free tool puts powerful mortgage calculators right in your pocket.

Even easier:
📱 Scan the QR code below to instantly load and save these tools on your phone.

The app allows you to:

âś… Run monthly payment options on the fly
âś… Show clear seller net proceeds
âś… Compare rent vs. buy scenarios
âś… Walk clients through real numbers in real time (no napkin math required!)

Perfect for listing appointments, showings, open houses, client consultations, or quick follow-ups.

Scan → Tap → Done.

Questions about financing? I'm always here to help!

Steve Scott
Affinity Group Mortgage

Address

1335 Worthington Woods Boulevard
Columbus, OH
43085

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16142060161

Website

Alerts

Be the first to know and let us send you an email when Steve Scott NMLS 295881 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Sponsored

Share

Category