Maria Bazinet, HomeSmart Optima Realty

Maria Bazinet, HomeSmart Optima Realty Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Maria Bazinet, HomeSmart Optima Realty, Estate agent, 3350 Clayton Road, Ste 100, Concord, CA.

Certified Distressed Property Expert

Certified Investor Agent Specialist

National Commercial Real Estate Advisor

Certified Real Estate Investment Planning Specialist

BRE # 01864318

In the real estate business for 11 years.

Understanding your potential tax liability in the nine states without an income tax allows you to make the best decision...
07/28/2023

Understanding your potential tax liability in the nine states without an income tax allows you to make the best decision for your next purchase.

Which states with no income tax does it make sense to invest in? How should you consider structuring your home rental business to optimize results? Understanding your potential tax liability in the nine states without an income tax allows you to make the best decision for your next purchase.

Luxury real estate agents, who were by and large opposed to Measure ULA, continue to speak out against the tax.
07/26/2023

Luxury real estate agents, who were by and large opposed to Measure ULA, continue to speak out against the tax.

“The flurry of activity that happened up until April 1 was pretty phenomenal. And then, of course, after that, people started pulling their listings. There’s been a quantifiable pause in anything that’s over $5 million. It chilled the market immediately, which was what everyone expected it wou...

Let’s match Airbnb vs. VRBO to determine which platform best suits your investment strategy.
07/25/2023

Let’s match Airbnb vs. VRBO to determine which platform best suits your investment strategy.

There are plenty of platforms that short-term rental real estate investors can use to market their space, but two of them make up the lion’s share of the industry: Airbnb and VRBO (Vacation Rentals By Owner). While their primary functions are similar, Airbnb and VRBO have many key differences in t...

Oklahoma City and Birmingham, Alabama, are the next two most popular.
07/23/2023

Oklahoma City and Birmingham, Alabama, are the next two most popular.

Americans face a housing market characterized by low inventory and high mortgage rates. At the same time, adult Gen Zers have come of age in a remote-friendly professional landscape, altering beliefs about housing and location.

The median existing-home price was $410,200 last month, just 0.9% less than the all-time high from one year ago of $413,...
07/22/2023

The median existing-home price was $410,200 last month, just 0.9% less than the all-time high from one year ago of $413,800. It marked the fifth month of year-over-year drops in median home sale prices.

U.S. home prices continued to fall in June compared to a year ago, but that may not be much comfort to home buyers. Even after falling, June's median price hit the second-highest monthly median price on record going back to 1999, according to a National Association of Realtors report released Thursd...

With competition for homes at an all-time high, there's no time for rookie mistakes.
07/21/2023

With competition for homes at an all-time high, there's no time for rookie mistakes.

Home shopping may be ramping up as more Americans are looking to move out of their expensive city homes to more affordable ones in the suburbs. Despite the ups and downs of the stock market, the real estate market has remained hot; with competition for homes at an all-time high, there's no time for....

Understanding the market where the property is located, and whether it offers incentives to lenders, may mean added fina...
07/19/2023

Understanding the market where the property is located, and whether it offers incentives to lenders, may mean added financial perks for you.

Obtaining a mortgage is a crucial step in purchasing your first home, and there are several factors for choosing the most appropriate one. While the myriad of financing options available for first-time homebuyers can seem overwhelming, taking the time to research the basics of property financing can...

We’ll cover some of the things that could cause your total mortgage payment to be higher than you thought.
07/18/2023

We’ll cover some of the things that could cause your total mortgage payment to be higher than you thought.

“There’s a degree of misunderstanding regarding what a mortgage is - which is only the principal on the loan plus interest – and many buyers don't realize they also need to budget for other costs that will be paid to the lender each month with the monthly payment,”

Spring is usually the hottest market for home buying.
07/16/2023

Spring is usually the hottest market for home buying.

Spring is the busiest time of year for both home buyers and sellers. Once that long winter finally breaks, families start house hunting, visiting properties that have finally thawed after months of inclement weather. Once you’re on the hunt for the perfect home, there are a few things to keep in m...

Let’s take a look at 10 hard money terms to look out for when applying for a loan.
07/15/2023

Let’s take a look at 10 hard money terms to look out for when applying for a loan.

Applying for an investment property loan requires understanding the terms used in the lending industry. This is especially important if you are considering taking out a hard money loan. Hard money loans are typically used for short-term financing and are secured by real estate.

Rising prices in the first quarter of the year pushed up the income needed to afford a home to its highest level since 2...
07/14/2023

Rising prices in the first quarter of the year pushed up the income needed to afford a home to its highest level since 2007.

Major homeownership expenses last quarter required about 33 percent of a family’s monthly income, a report from nationwide property data provider ATTOM showed. Typically, lenders call for a buyer’s monthly debt-to-income ratio not to exceed 28 percent.

A well-planned first-time home buyer budget can help you stay on a path to long-term success.
07/12/2023

A well-planned first-time home buyer budget can help you stay on a path to long-term success.

A well-planned first-time homeowners' budget will meet two important financial goals. The first is to become financially able to buy the home. The second is to remain financially able to keep it.

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3350 Clayton Road, Ste 100
Concord, CA
94520

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