Carol Zink Mailloux - Waterstone Mortgage NMLS #158936

06/24/2026

Having a mortgage pre-approval letter in your back pocket will help you present a solid offer on a new home.

A Platinum Credit Approval (PCA) from Waterstone Mortgage will make it a ✨stand-out✨ offer.

A PCA involves a full credit underwrite upfront, which not only makes your offer strong enough to compete with cash, but it’ll also help you close faster since the heavy lifting is done already.

Interested in taking advantage of this tool? Start here: https://bit.ly/46WuWul

06/21/2026

Happy Father’s Day to the dads, stepdads, grandpas, and father figures helping turn houses into homes. 🏡 Wishing you a day filled with love, family, and a few dad jokes.

06/18/2026

One question we’re seeing a lot throughout the industry right now is: “How do I buy a house if I’m self-employed?”

The process DOES look a little different for those who are self-employed, freelancers, small business owners, or gig workers.

Normally, you’ll need to provide a W-2 when applying for a mortgage.

But with Statement Select, Waterstone Mortgage’s bank statement program, you can use your bank statements to qualify — no W-2 needed.

This article walks through the process — check it out: https://bit.ly/4wY4pHu

06/18/2026

5.0 star review received on Experience.com for Carol Zink-Mailloux by Gayle L - We closed on time with minimal issues

Click to see all 250 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager

06/17/2026

Imagine having a little more room in your budget during your first year as a homeowner.

With Smart Start Buydown, eligible buyers benefit from reduced mortgage payments during year one, helping make the transition into homeownership a little easier. Best of all, Waterstone Mortgage covers the cost of the temporary rate buydown.

Let’s make your move together. Send a message to go over your options!

06/16/2026

Could refinancing put more money back in your pocket?

If you bought a home between 2023 and 2025, it may be worth taking another look at your mortgage. New research from LendingTree shows nearly one-third of homeowners who purchased during those years may be able to lower their rate or monthly payment in today’s market.

Even a small rate reduction could mean meaningful monthly savings — helping free up room for home improvements, savings, debt payoff, or everyday expenses.

Every situation is different, so it’s important to review your full financial picture.

If you’d like to explore whether refinancing makes sense, let’s crunch the numbers together. Send a message, and we’ll explore which option makes the most sense for you.

06/16/2026

5.0 star review received on Experience.com for Carol Zink-Mailloux by Luisanny P - Carol and her team were great to work with. Communications was often clear making the process smooth. The online portal is very helpful in keeping organized and knowing what the next steps would be. Carol was often available whenever we had questions or concerns. She answered all our questions.

Click to see all 249 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager

06/15/2026

In case you missed it — June is National Homeownership Month! 🎉

There’s never a bad time to start preparing for homeownership — whether that means improving your credit, saving for a down payment, or getting pre-approved to understand your buying power.

No matter where you are in the journey, let’s walk through it together.

The internet can answer a lot of questions — but when it comes to home financing, nothing replaces working with a trusted professional who understands your goals and unique situation.

Personalized guidance. Local expertise. 🙌

Reach out anytime to get started.

06/14/2026

5.0 star review received on Experience.com for Carol Zink-Mailloux by Emma D C - Carol and her team made the process stress free. Explained everything well and a pleasure to work with. Thank you Carol and the whole team.

Click to see all 247 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager

06/14/2026

5.0 star review received on Experience.com for Carol Zink-Mailloux by Damian Q K - Amazing experience! Everyone was super helpful and friendly. Closed quickly and flawlessly without any issues. Will always use them in the future.

Click to see all 246 reviews of Carol Zink-Mailloux NMLS #158936, Branch Manager