Kristy Robbins

Kristy Robbins 🏡 Helping families find their perfect manufactured home in Conroe, TX
📍 A1 Homes Conroe

03/24/2026

Before you buy land… watch this 👇

I had someone call me and say, “I found 5 acres for $40,000… is it too good to be true?”

So we looked it up.

It was in a major flood zone.

That means higher insurance, more restrictions, and potentially a lot more money out of pocket than you expected.

Here’s the reality when buying land:

Not everything is disclosed the way you might think. It’s your responsibility to do the research before you purchase.

Things you need to check:

- Flood zone status (FEMA)
- Utilities available (water, septic, electric)
- Land restrictions
- Accessibility and permits

A “cheap” piece of land can end up being very expensive if you don’t know what to look for.

If you’re thinking about buying land for a manufactured home, I can help you review it before you commit.

DM me or give me a call and let’s make sure you’re making a smart investment.

03/24/2026

You’re getting serious space for the price on this one… 👀

Welcome to the Crockett by Southern Energy

- 4 bed, 2 bath (or 3 bed + den option)
- 28x68 | 1,790 sq ft

✨ What makes this floor plan stand out:

- Pantry built around your double fridge for maximum storage
- Signature coffee bar with even more cabinet space
- 6 large drawers around the stove (3 on each side)
- Spacious dining area with option for sliding glass doors
- Functional laundry/mudroom with space for freezer + storage
- Solid doors on furnace and water heater
- Bonus linen closet

🛏️ Layout options:

- 3 additional bedrooms + second bath
- OR convert one room into a large private den

🛁 Primary suite:

- Extra large bedroom with added windows for natural light
- Deluxe bathroom with separate tub + large shower
- Double sinks
- Huge walk-in closet

This home is perfect if you need bigger bedrooms, more storage, and flexible space without breaking the budget.

Price: $129,900 which includes the A1 Package (delivery & set, v***r barrier, trim out, 60/40 dirt pad, vinyl skirting, 4’x4’ deck steps front door, temporary wood steps for rear door, AC unit/installation and sales tax)

Have questions or want to see it in person?
DM me or give me a call 📲

RBI: 37882

03/21/2026

You’re not going to believe this is a single wide… 👀

Welcome to the Lexi
- 3 bed, 2 bath
- 16x76
- Full tape-and-texture finish

✨ Standout features:
- Solid stone tile backsplash
- Cabinets available in 4 color options
- Extra drawers throughout, even in the island
- Cabinets above washer and dryer
- Solid doors on furnace + water heater

🛁 Primary suite:
- Large bedroom
- Insulated stand-alone tub
- Spacious shower
- Double sinks

🛏️ Layout:
- Two additional bedrooms on opposite end
- Second full bathroom

This one gives you the space, storage, and upgrades you don’t usually see in a single wide.

Price: $96,900 which includes the A1 Package (delivery & set, v***r barrier, trim out, 60/40 dirt pad, vinyl skirting, 4’x4’ deck steps front door, temporary wood steps for rear door, AC unit/installation and sales tax)

Have questions or want to see it in person?
DM me or give me a call 📲

RBI: 37882

03/15/2026

PART 2: The exception self-employed buyers need to know 👇

In my last video, I explained that most self-employed and 1099 buyers need two years of tax returns to qualify for a home loan.

Normally, lenders will combine those two years of income and average them over 24 months to determine what you qualify for.

But there is an exception.

If you have not claimed enough income in previous years and you need to buy now, some lenders may allow you to use just one year of tax returns instead.

The catch?

You will typically need around 20% down to make that option work.

Every situation is different, and there are a lot of moving parts when it comes to self-employed income and home loans.

If you have questions about your situation, DM me or give me a call and I can walk you through your options.

03/12/2026

If you are self-employed or a 1099 worker, this is important to understand before applying for a home loan.

Most lenders require two years of tax returns to verify your income. But what really matters is Schedule C, Line 31, which shows your net profit.

That number is what lenders use to calculate your income.

For example, you might bring in $120,000 in revenue, but after deductions your net profit shows $36,000. That means the lender sees your income as about $3,000 per month, and your debt-to-income ratio will be based on that number when qualifying for a home loan.

So if you are self-employed, what you claim on your taxes can directly affect how much home you qualify for.

If you have questions about how your income could impact your loan approval, it is a good idea to talk through it before you file your taxes.

Also important: this is just Part 1. There are exceptions to the two-year tax return rule, and I will be covering those in Part 2.

Make sure to follow so you don’t miss it, and feel free to DM me or give me a call if you want to talk through your specific situation.

03/11/2026

Looking for an affordable 3 bed, 2 bath home that still comes with strong upgrades? Take a look at the Hickory.

This 14x66 floor plan is one of the most affordable three bedroom homes on the market, but it still comes packed with features designed to make your home more comfortable and efficient.

Here’s what makes the Hickory stand out:

- 3 bed, 2 bath layout
- 14x66 single wide
- Upgraded insulation package
- R-33 in the roof
- R-13 in the walls
- R-22 in the floor
- Smart Panel siding with a 50-year warranty

Price: $64,900 which includes the A1 Package (delivery & set, v***r barrier, trim out, 60/40 dirt pad, vinyl skirting, 4’x4’ deck steps front door, temporary wood steps for rear door, AC unit/installation and sales tax)

And remember, that price already includes the upgraded insulation package and Smart Panel siding!

Have questions or want to see it in person?
DM me or give me a call 📲

RBI: 37882

03/09/2026

Buying a manufactured home can feel overwhelming, but you are not alone in the process.

One of the most common questions I get is, “Are you going to be there for me through all of this?” The answer is absolutely yes.

From the moment you start looking for the right floor plan to the day your home is delivered, I am here to guide you every step of the way. That includes helping you design your home, make custom changes, navigate the loan application, and find the lender that best fits your situation.

I can also help with credit repair resources, permits for your land, questions about septic and wells, finding contractors, getting multiple bids, and even site inspections. And once your home is delivered, I am still here to help with warranty questions, cosmetic repairs, and anything else that comes up.

You will never be left to figure this process out on your own. My goal is to make sure you feel confident and supported from start to finish.

If you have questions or are thinking about getting started, send me a DM or give me a call. I would love to help you through the journey.

03/08/2026

Do you know which manufactured home loan is right for you? There are three main options to know about, and each one works a little differently.

Here’s a quick breakdown:

➡️ Chattel Loan (Home Only): This is the most common option. It’s for the home only and does not use land as collateral. These loans usually close quickly, sometimes in just a few weeks, but they typically have slightly higher interest rates.

➡️ Land & Home Loan: This is when you purchase the home and the land together. With this option, you can often roll things like decks, driveways, septic systems, and wells into the loan. The process takes longer, usually around 4–6 months, because it involves appraisals and more requirements, but the interest rate is typically lower.

➡️ Land in Lieu: If you already own land, you may be able to use it as collateral for your home loan. This can sometimes allow you to move forward with little to no down payment. These loans usually take about 3–5 months to complete.

Every situation is different, and the right loan depends on your land, credit, timeline, and goals. That’s why we walk through all the options with you at A1 Homes so you can choose what works best.

If you have questions or want to see what you might qualify for, DM me or give me a call. I’d be happy to help.

02/16/2026

At A1 Homes, we work with multiple lenders for a reason. Not every program is the same, and the differences can save you thousands.

But here’s what you need to know.

FHA, VA, and USDA loans for manufactured homes often come with strict requirements. They typically require you to finance the home and land together and meet additional property and land guidelines. Those programs are not available for home-only loans.

Because every lender has different rules, rates, and down payment requirements, it is important to ask questions and compare options. The “standard” loan someone mentions may not be your best option.

Your credit score, your land situation, and your goals all matter.

If you want to go over what programs you personally qualify for, DM me, call me, or set up an appointment. Let’s make sure you are choosing the loan that works best for you.

02/15/2026

Welcome to the Birch!

This 16x76 single wide is a 3 bedroom, 2 bath with a super open layout and 8’ flat ceilings that make it feel bright and spacious from the moment you walk in.

Here’s what makes this one stand out:
- Open concept living area
- Large island with seating, even at the end cap
- Upgraded kitchen layout with extra drawers + end pantry
- Finished cabinets + upgraded countertops with rounded edge to prevent peeling
- Sliding glass door (rare for a single wide)
- Spacious primary bedroom with walk-in closet
- Primary bath with separate tub + large walk-in shower
- Two additional bedrooms down the hall
- Bonus flex room for an office, reading nook, or toy room
- Convenient second bathroom right off the flex space

This layout gives you functionality, flexibility, and upgrades you don’t typically see in a home this size.

Price: $79,900 which includes the A1 Package (delivery & set, v***r barrier, trim out, 60/40 dirt pad, vinyl skirting, 4’x4’ deck steps front door, temporary wood steps for rear door, AC unit/installation and sales tax)

Have questions or want to see it in person?
DM me or give me a call 📲

RBI: 37882

02/13/2026

The amount of money you can save by increasing your credit score is astronomical.

A higher credit score can mean a lower interest rate, a lower monthly payment, and even a lower down payment. That is real money staying in your pocket over the life of your loan.

At A1 Homes, we truly care about helping you get there. We have an authorized credit repair team that will guide you through the process step by step. If you end up buying a home from us, we will fully reimburse you for those charges.

Better credit equals better options.

If you have questions about your situation, DM me or give me a call. I would love to help.

02/11/2026

Welcome to the Liberty by Marathon 🤍

Built strong and designed to feel like home, this floor plan checks all the boxes.

✨ Why people love the Liberty:
- 32’ wide layout = a truly wide-open feel
- 4 bed / 2 bath
- 32×56 | 1,680 sq ft
- Metal roof + 2×4 interior walls
- Durable LVT flooring throughout

🍽️ Kitchen highlights:
- Oversized kitchen with upgraded countertops
- Stone backsplash
- Tons of workspace for real life living

🔥 Living space:
- Electric fireplace with customizable colors
- Open layout that feels bright, spacious, and inviting

🛁 Primary suite features:
- Great natural light
- Stand-alone soaking tub
- Fiberglass shower
- Private commode room
- Double sinks

🛏️ Additional space:
- Three extra bedrooms tucked off a separate landing
- Secondary bath with real wood built-ins

Price: $144,900 which includes the A1 Package (delivery & set, v***r barrier, trim out, 60/40 dirt pad, vinyl skirting, 4’x4’ deck steps front door, temporary wood steps for rear door, AC unit/installation and sales tax)

Have questions or want to see it in person?
DM me or give me a call 📲

RBI: 37882

Address

3400 N Loop 336 E
Conroe, TX
77301

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