09/23/2026
🏡 Rates are moving — but that doesn’t necessarily mean you have to put your home search on hold.
One thing I think buyers should be looking at right now? New construction.
Builders are competing for buyers with incentives that can include closing-cost assistance and rate buydowns — sometimes bringing rates as low as 3.99% on select homes/programs. 👀
When you factor in today’s home prices, interest rates, and monthly payment, the numbers can look very different from one property to the next.
So if you’ve been searching for a home and new construction wasn’t even on your radar… it might be worth putting it on the list.
The right opportunity may not be about finding the lowest-priced house — it may be about finding the best overall combination of price, payment, incentives and value.
If you’re curious what’s available and what the numbers could look like for you, let’s take a look. 🏡
Builder incentives, rates and qualifications vary by community, lender and buyer. Some advertised rates may be limited-time or require specific financing.
