06/18/2026
Thinking about buying a home someday? Here are 5 things to do RIGHT NOW β no matter your age. π
Build your credit. Aim for a 620+ score to qualify for most loans. A 740+ gets you the best rates. Pay bills on time, keep balances low.
Save for a down payment. You don't always need 20%. Some programs allow 3β3.5% down for first-time buyers.
Avoid new debt. Big purchases or new credit cards can hurt your debt-to-income ratio and slow your approval.
Keep your job stable. Lenders want to see 2 years of consistent employment history.
Get pre-approved early. It costs nothing and tells you exactly what you can afford.
Which one are you working on? Comment below β or DM me and let's make a plan. π¬
π‘π Heather Conner
π² 931.265.1100
π» www.theconnerteam.heretn.com
Highlands Elite Real Estate-Baxter
βοΈ931.400.8820