Erik Holm Realtor

06/01/2026

Inviting guests for an outside visit? These ideas will pretty up your porch or patio with ease.

Realty Group
[email protected]
763-442-8700

Inviting guests for an outside visit? These ideas will pretty up your porch or patio with ease.

05/31/2026

Ready to start your search for your next home? Once you have your agent and have your finances in order, take a second to write down a list of what you want. Here are some items to consider.

Realty Group
[email protected]
763-442-8700

Finding the right home that fits your finances, lifestyle and stage of life requires planning. It’s time to ask yourself a few key questions about location, type of home and must-have features.

05/30/2026

An espresso machine is the ultimate must-have for any coffee lover’s kitchen! ☕️🔥 Fresh, barista-quality brews right at home—what’s not to love?

Is an espresso machine on your kitchen wishlist?

Realty Group
[email protected]
763-442-8700

05/29/2026

Talk about the ultimate backyard setup! 🙌

This outdoor space has room to entertain and a beautiful pool to cool off in.
Can you picture yourself hosting a summer party here? ☀️💦

Realty Group
[email protected]
763-442-8700

05/29/2026

Are you looking to sell? I'd be happy to provide an estimated sale price!

Want to know how much your home is worth? Find out now! https://homeasap.com/850662/homevalue

Realty Group
[email protected]
763-442-8700

05/28/2026

This vintage tub is such a showstopper—it really pulls the whole bathroom look together! 🛁✨

Do you love the classic charm it adds, or do you prefer a more modern style?

Realty Group
[email protected]
763-442-8700

05/27/2026

Did you know that 70% of real estate agents agree that promoting a home's energy efficiency is valuable, according to research by the National Association of REALTORS?

Going green not only reduces pollution and saves on utilities, but also can increase your resale value!

Realty Group
[email protected]
763-442-8700

Studies have shown that green homes sell faster and for more money than homes without energy-efficient designations.

05/26/2026

Contact me to find out if you qualify for a First Time Homebuyer loan! I'm here to help

Realty Group
[email protected]
763-442-8700

05/24/2026

Turning awkward spaces into storage gold ✨—under-stair storage is trending! Would you do it in your home?

Realty Group
[email protected]
763-442-8700

05/23/2026

Mortgage Term of the Day:
The Loan-to-Value Ratio compares the loan amount to the appraised value (or purchase price) of a home.

Formula:
Loan Amount ÷ Home Value = LTV %

🔹 Lower LTV = lower risk for lenders
🔹 Higher LTV may require mortgage insurance
🔹 Staying under 80% LTV helps avoid extra fees

💡 Example: Buying a $300,000 home with a $240,000 loan = 80% LTV

Realty Group
[email protected]
763-442-8700