09/29/2026
🏡 When buying a home, it’s easy to focus on the down payment—but that isn’t the only upfront expense to plan for.
Closing costs are separate from your down payment and may include:
💰 Lender and loan-related fees
🔍 Home inspections and appraisal
📄 Escrow and title services
🏠 Prepaid taxes and homeowners insurance
🔑 Other expenses required to complete the purchase
The amount varies depending on your loan, property, and transaction. Your lender should provide an estimate early in the process so you know how much money you may need at closing.
Planning ahead can help you avoid surprises and move toward your new home with confidence.
💬 Thinking about buying? Contact Ocean Dunes Realty, and we’ll help you understand what to expect from the first conversation through closing.
Melanee Woodman & Kelly King
📍 Ocean Dunes Realty
📞 541-290-6431 | 📞 541-404-8084
Ocean Dunes Realty