Christiaan Scoggin at Prosperity Home Mortgage

Christiaan Scoggin at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage, LLC
NMLSR #195627 NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 150 mortgage

consultants throughout 10 states and the District of Columbia including: Delaware, Georgia, Indiana, Maryland, Michigan, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and West Virginia.

🔥 Father’s Day week has us thinking about backyard wish lists… Are you team Grill Station for quick summer cookouts or t...
06/17/2026

🔥 Father’s Day week has us thinking about backyard wish lists…
Are you team Grill Station for quick summer cookouts or team Smoker Station for low-and-slow weekend flavor?

Which one's your pick? — and tell us what’s on the menu! 👇

Mortgage rate movement isn’t unusual — it’s part of the market cycle.Since 1972, the average annual range in the 30-year...
06/16/2026

Mortgage rate movement isn’t unusual — it’s part of the market cycle.

Since 1972, the average annual range in the 30-year fixed mortgage rate has been 1.40 percentage points. Since 2001, that average range has been 1.08 percentage points.

For buyers, sellers, and real estate professionals, context matters. Rate changes can feel big in the moment, but history shows movement happens every year.

That’s why having the right mortgage guidance matters — especially in a market where timing, strategy, and perspective can make all the difference.

Helping buyers navigate the mortgage process with confidence is always my goal—from pre-approval to closing day. When le...
06/15/2026

Helping buyers navigate the mortgage process with confidence is always my goal—from pre-approval to closing day. When lenders and agents work together as a team, clients win. 🏡🤝

Thank you, Joe Gall, and the entire Ebby Halliday team for your continued partnership!

If you're a REALTOR® looking for a responsive lending partner who communicates, solves problems, and helps get transactions to the closing table, I'd love to connect.

🏡✨

đź“Š Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.Major housing and ...
06/15/2026

đź“Š Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.

Major housing and mortgage economists all project mortgage rates near the 6.2%–6.5% range through 2027. For agents, that's a reminder that today's conversations should focus less on waiting for a magic number and more on helping clients understand their options in the market that's in front of them.

06/14/2026

Navigating the ever-changing housing market landscape requires a solid payment strategy. 🏡💰 Let's help buyers and sellers make informed decisions to achieve their goals together.

*Market Update as of 06/12/2026. Prosperity Home Mortgage, LLC does not offer financial advice. This information is provided for informational purposes only and does not constitute legal, tax, or financial advice.
** Available for the purchase of a primary residence with conventional, FHA and VA fixed-rate loan products only. A temporary buydown may not be the best option for all borrowers. Contact your mortgage consultant to determine the right loan option for you.

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡Happy Flag Day! ❤️🤍💙 ...
06/14/2026

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡

Happy Flag Day! ❤️🤍💙

06/12/2026

Relentless in service. Focused on the goal. Homeownership is the win. ⚽🏡

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?One gives you hidden storage, the other gives you that styled...
06/10/2026

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?

One gives you hidden storage, the other gives you that styled, airy look.

Swipe through and tell us which one features in your dream kitchen! ⬇️

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regiona...
06/09/2026

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regional inventory trends are shifting.

According to Realtor.com, median list prices were down 2.4% year over year, while pending listings rose 4.3%—a sign that buyers may be responding when homes are priced for today’s market.

Whether you’re planning to buy, sell, or simply watching the market, staying informed can help you make more confident decisions.

Source: www.realtor.com/research/may-2026-data/

Rates get the headlines. Payments move buyers and sellers.According to Redfin’s analysis of MLS data, homebuyer housing ...
06/08/2026

Rates get the headlines. Payments move buyers and sellers.

According to Redfin’s analysis of MLS data, homebuyer housing payments are now DOWN 1.6% year-over-year. 📉

That may not solve affordability overnight, but it does give agents something valuable: a reason to reopen conversations with buyers who paused, leads who went quiet, and sellers who need to understand where demand may be shifting.

The opportunity is not waiting for the “perfect” market.
It is helping clients understand the payment picture in the market they have.

Let’s turn hesitation into strategy instead.

Address

500 S. Denton Tap Road, Ste. 110
Coppell, TX
75019

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8:30am - 6pm

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