Palmetto Mortgage Services

06/03/2023

Flexible Programs To Help You Sell More Homes! We Work Hard To Make Mortgages Easy!

Full Spectrum of Purchase Loan Programs

96.5% LTV FHA Home Loans with scores down to 580 for 96.5% LTV (500-579 scores = 90% LTV) 3.5% Grant Funds available with 620 min credit score
100% LTV USDA Home Loans with scores down to 580
100% LTV VA Home Loans with scores down to 530
DACA and Other Non-Permanent Residents = up to 97% LTV Conventional or 96.5% LTV FHA (620 minimum)
24 Months Business Bank Statements Programs For Self-Employed Buyers
12 Month Personal Bank Statements Programs For 1099 and/or Contract Employee Buyers
Singlewide and Doublewide Manufactured Home Loans available: 100% USDA (new only); 100% VA; 96.5% FHA; 95% Conventional Fannie/Freddie ***Down Payment Assistance available with FHA manufactured home mortgages***
One-Time Close (OTC) Construction-to-Perm loans for new Manufactured and Modular Homes; Conventional, FHA, VA, and USDA are all available as One-Time Close Loans with a 620 min credit score (640 min for USDA OTC); Easy Manufactured home dealer/retailer and builder approval process
FHA 203B w Repair Escrow (finance up to $5,000 for repairs) and FHA 203k Renovation mortgages (both Standard & Limited) with a 620 minimum credit score
Fannie Mae Homestyle Renovation Plus = 620 minimum credit score
Foreign National Loans with ITIN’s up to 75% LTV

Call or Text for More Information!
https://rasheenriley.zipforhome.com
https://rasheenriley.mortgageasap.site

06/03/2023

3.5% Down Could get your dream home!!

Find out more by clicking the link below
https://rasheen.riley.zip for home.com

06/03/2023

✅ Would you buy a home if you only needed 3% down?

💥Reduced Interest Rates
🔥 Reduced Mortgage Insure Rates

Let us help you put money back in your pocket!

To get more info about the home buying process and current programs & loans being offered please visit

At Palmetto Mortgage Services, we offer a wide variety of loan options to meet the unique needs of our customers. We understand selecting the right loan product can be overwhelming; however, our mortgage professionals will provide tailored advice to help you make the best decision for you and your f...

10/12/2022

Get approved today!!

09/22/2022

85% MAX LTV
620 Min FICO
Minimum 3 months reserves
Up to $2M loan amount
Fixed-rate, Adjustable Rate, & Interest-Only Adjustable Rate Mortgage options
Allows for negative DSCR ratio down to .75
The borrower doesn’t have to own a primary home to qualify
We use 100% of the market rent value
No experience required - First-time investors ok
Great for Airbnb/VRBO investors
Gift funds permitted
No income documentation required
No employment verification required
Let’s Get Started! Homebuyers can apply online via my secure application portal https://rasheenriley.zipforhome.com. With our paperless system, all documents are requested and signed electronically expediting the underwriting and final loan approval process. Call or Text Me Now For More Information! 803-550-2626

09/02/2022

09/02/2022

Real Estate Investing!

08/29/2022

06/23/2022

TIRED OF LOSING CLIENTS FOR LACK OF A DOWN PAYMENT? WE HAVE YOU COVERED!
FHA 96.5% LTV with a 3.5% Down Payment Assistance Grant
620 minimum credit score
48.99% max debt-to-income ratio
Homebuyer education required (https://www.frameworkhomeownership.org/get-started/homebuyer-education)
Gift allowed for closing costs; No minimum Borrower contribution
Seller can contribute up to 6% towards closing costs

USDA 100% LTV with a 3% Closing Cost Assistance Grant
620 minimum credit score
43% max debt-to-income ratio
Homebuyer education required (https://www.frameworkhomeownership.org/get-started/homebuyer-education)
No minimum Borrower contribution
Seller can contribute up to 6% to help pay any closing costs not covered by Grant

VA 100% LTV with up to a $5,000 Closing Cost Assistance Grant
530 minimum credit score
41% max debt-to-income ratio (higher ratios allowed with credit scores above 641)
No Homebuyer Education required
Seller can contribute up to 6% to help pay any closing costs not covered by the Grant
Grant is a “2:1 Match” up to $5,000 for every dollar the veteran contributes (including earnest money, etc.)

Let’s Get Started! Homebuyers can apply online thru my secure online loan application portal https://rasheenriley.zipforhome.com . With our paperless system, all documents are requested and signed electronically expediting the underwriting and loan approval process. Call or Text Me Now For More Information!

06/23/2022

See the source image
TIRED OF LOSING CLIENTS FOR LACK OF A DOWN PAYMENT? WE HAVE YOU COVERED!
FHA 96.5% LTV with a 3.5% Down Payment Assistance Grant
620 minimum credit score
48.99% max debt-to-income ratio
Homebuyer education required (https://www.frameworkhomeownership.org/get-started/homebuyer-education)
Gift allowed for closing costs; No minimum Borrower contribution
Seller can contribute up to 6% towards closing costs

USDA 100% LTV with a 3% Closing Cost Assistance Grant
620 minimum credit score
43% max debt-to-income ratio
Homebuyer education required (https://www.frameworkhomeownership.org/get-started/homebuyer-education)
No minimum Borrower contribution
Seller can contribute up to 6% to help pay any closing costs not covered by Grant

VA 100% LTV with up to a $5,000 Closing Cost Assistance Grant
530 minimum credit score
41% max debt-to-income ratio (higher ratios allowed with credit scores above 641)
No Homebuyer Education required
Seller can contribute up to 6% to help pay any closing costs not covered by the Grant
Grant is a “2:1 Match” up to $5,000 for every dollar the veteran contributes (including earnest money, etc.)

Let’s Get Started! Homebuyers can apply online thru my secure online loan application portal https://rasheenriley.zipforhome.com . With our paperless system, all documents are requested and signed electronically expediting the underwriting and loan approval process. Call or Text Me Now For More Information!

Take homebuyer education course that helped 1.3 million first-time homebuyers move into their first homes.