06/16/2026
Rates dropping sounds like a win… but here’s the equation most buyers forget:
Rates ↓ → More buyers jump in → Competition ↑ → Prices ↑ So the “deal” you waited for can disappear in the sales price.
If you’re planning to buy, the smarter play is usually strategy over timing, get in with less noise,
negotiate harder, and refinance later when it makes sense.