Allye Ahrens, Realtor

Allye Ahrens, Realtor Skogman Realty, The Jill Armstrong Team

Congratulations on applying for a home loan! Here are some things to steer clear of during the process:1) Don't apply fo...
11/20/2023

Congratulations on applying for a home loan! Here are some things to steer clear of during the process:

1) Don't apply for new credit: Applying for additional credit can harm your credit score and increase your debt-to-income ratio.

2) Avoid major purchases: Items like cars or furniture can impact your debt-to-income ratio, causing concerns for lenders. It's best to hold off until after your home loan is finalized.

3) Don't close existing credit accounts: Closing accounts affects your credit utilization and history. Maintain those accounts with zero balances to showcase your credit history and a healthy credit score.

4) Avoid changing jobs: Lenders prefer steady employment, indicating financial stability.

5) Don't make late payments or miss payments: Stay on top of all your bills, from credit cards to loans and utilities.

6) Avoid co-signing for others: Co-signing for others increases your debt-to-income ratio and can impact your creditworthiness.

If you have anymore questions reach out, and let's chat! 📝📲

I’ve known Alex since I was 14 years old in High School where we have many fun memories throughout our West High years, ...
04/26/2023

I’ve known Alex since I was 14 years old in High School where we have many fun memories throughout our West High years, on to college where we both attended The University of Iowa and lived in Burge Hall our Freshman year, to now still living in Iowa City and adulting! 😆 I feel so grateful he called and trusted me in assisting him in finding his first home, which by the way is fabulous! 🏠

Congratulations Alex on your new home with gorgeous views of the Iowa River! 🙌🏼

For some, their real estate goal is to build a home!The number one thing to do if you want to start the building process...
03/28/2023

For some, their real estate goal is to build a home!

The number one thing to do if you want to start the building process this year is to figure out your budget 💰

This is going to look like a balance of determining your must haves, want to haves and deal breakers and figuring out what those things cost individually and collectively.

Starting with the lot - if you have a new development you'd love to build in - figure out the minimum lot prices and what requirements the subdivision has on things like square footage, building materials, etc.

What goes hand in hand with that is finding a builder. Are you looking at the high end builders, mid range builders or budget friendly? The builder itself, can play a huge role in the lot you end up building on.

Next, start looking at cost of upgrades. One of the biggest surprises to people starting the building process is how many upgrades there are and the extent of options that drive the price up really quickly.

Did you know that you can work with a Real Estate Agent during the building process? If you're considering building, I can help walk you through the process, help you find the right builder and help you through negotiations.

We have a beautiful subdivision in Solon—Oak Meadow, with Lots ready to have homes on them 🤩

Happy International Women’s Day! 💓👯‍♀️We are here to uplift, encourage, support and believe in each other. I am proud to...
03/08/2023

Happy International Women’s Day! 💓👯‍♀️

We are here to uplift, encourage, support and believe in each other. I am proud to know so many ladies who I can call my closest friends. Who are always there to help bring a pep to my step when I’m needing it most. I’ll never take for granted the value of having strong relationships with these women around me . Feeling so grateful today!✨

I wanted to give a little new introduction for 2023 and starting a page! 🙌🏼I have been helping clients buy and ...
02/27/2023

I wanted to give a little new introduction for 2023 and starting a page! 🙌🏼

I have been helping clients buy and sell real estate for 3.5 years now on The Jill Armstrong Team with Skogman Realty. I’ve curated so many new friendships while gaining more experience in this industry. No matter how long you’ve been in this business, no two deals are the same and we are constantly learning and problem solving for our clients! It excites me to educate my clients and look out for potential issues that may arise during a transaction to make the process as smooth and easy as possible.

A few fun facts about me!

♥️ I am getting Married this July to my fiancé Andrew on our property with all of our friends and family. We are super ecstatic even though the planning has been a bit overwhelming at times 😅

🐱 We have 2 barn cats Lola and Louie, although this winter Andy has been letting them inside occasionally 😅

👩‍👧‍👧 Family: I have 2 older sisters who I am so lucky to have as Best Friends! My oldest sister has 3 children under 4 years old. They make my world go round and I love spending time with them 💓

🍸 My go to happy hour drink: A dirty martini

📺Shows I’ve been watching: Handmaids Tale and rewatching Shameless

🏈Favorite Teams: Iowa Hawkeyes, NFL- Bills, Chiefs, 49ers

🍱 Favorite food: I could eat Sushi pretty much everyday if I could

🛍️ Where I like to Shop: Target, and of course Amazon always gets me!

Address

2530 Corridor Way
Coralville, IA
52241

Telephone

+13193258886

Website

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