06/17/2025
Starting something new: I’m going to start sharing interesting real estate tidbits—lesser-known facts, myth busters, and maybe even the occasional unpopular opinion.
Let’s kick it off with this one:
Standard Adjustable Rate Mortgages (ARMs) weren’t the cause (or even, really, a contributing factor) of the 2008 mortgage crisis.
They often get blamed—mostly because they’re the best-known mortgage that isn’t a 30-year fixed—but they actually follow the market. So when rates fell during the crisis, many people with ARMs saw their payments go down, not up.
The real trouble came from riskier loan types like interest-only and balloon mortgages.
And to stay thematically correct…
Here’s a picture of me and my ARM 💪
I genuinely love talking real estate—so reach out anytime, even if you just have a question or want to chat.
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🏡 Your Real Estate Ally! From homes to market talk,
I'm here for it all. Let's chat! 💬☕
Mark Rubenstein | 704.564.2007
[email protected]
