Karen Cloninger Realtor + Stager

Karen Cloninger  Realtor + Stager • REALTOR® friends trust 🏘️
• STAGING® Professional
• LAKE REALTY
https://linktr.ee/Karen.Cloninger Got questions? Ask the expert! Call Karen today!

The Realtor Friends Trust

REALTOR® friends can trust and STAGING® Professional Karen Cloninger brings 30 years of education, exemplary community service, and real estate know-how, combined with a passion to exceed expectations. Karen Cloninger thrives on creating a truly personalized experience for each client, and is known for going above and beyond in all areas of service. Karen's goal as an Ac

credited Staging Professional ASP®, IAHSP® and REALTOR® is to make selling and buying property enjoyable. Karen understands first hand how buying and selling real estate is much more than a financial transaction. It's a logistical, legal and emotional process that she is committed to walking through with her clients. With numerous CISM certifications, Karen serves as a chaplain at the CLT International Airport.

12/03/2025

The market isn’t frozen. Online searches of “homes for sale” are up over 20% since last year. Let’s talk if you want to get your house in front of these buyers.



Want to find the best deal possible on a home right now? Here’s one way to do it.Take a look at the homes that have been...
12/01/2025

Want to find the best deal possible on a home right now? Here’s one way to do it.

Take a look at the homes that have been sitting on the market the longest. Because the longer a house sits, the less it sells for.

And the data proves it. When a home lingers, sellers usually get more flexible.

That’s where buyers are scoring real savings. Even if a house sells for 94% of its asking price, that's roughly $24,000 off of a median priced home.

If you want to stretch your budget and find the deals other buyers overlook, let’s chat.



So many buyers who moved this year keep saying the same thing: they’re thankful they did.Not because market conditions w...
11/30/2025

So many buyers who moved this year keep saying the same thing: they’re thankful they did.

Not because market conditions were perfect, but because they needed something different out of their home.

Some are grateful for a first place to truly make their own. Others are thankful for more space, or less to maintain.

And many are especially thankful to be closer to the people who matter most.
When your home lines up with what you need, every day feels lighter – and it’s something you appreciate more than you expect.

If you’re feeling that pull toward a home that fits your life better, let’s explore what’s possible.



11/28/2025

Thank you for choosing me as your agent this year. If there’s anything else I can help you with, let me know.



Here’s something anyone torn between renting or buying needs to realize. While renting can feel much less expensive righ...
11/26/2025

Here’s something anyone torn between renting or buying needs to realize.

While renting can feel much less expensive right now, it also means missing out on the long-term wealth you build when you own.

This chart makes it clear. No matter when someone buys, homeowners end up building far more wealth than renters. And that’s true even after you factor in things like repairs and property taxes.

That’s because every mortgage payment adds to your equity, while every rent payment is money you never get back.

If you’ve been wondering whether you should rent or buy, this is your reminder that owning is a better long-term play.



Big news for homebuyers. Affordability has hit a 2.5-year high. And here’s why.Mortgage rates have been trending down an...
11/24/2025

Big news for homebuyers. Affordability has hit a 2.5-year high.

And here’s why.

Mortgage rates have been trending down and home prices are moderating.

That means the math on buying a home looks a lot better than it did the past couple of years.

If you’ve been waiting for a sign that it’s time to take another look, this is it. The affordability challenge isn’t solved, but it is better.

Let’s see what’s possible now. DM me if you want to see how this changes your buying power.



11/23/2025

Affordability is the best it's been in over 2.5 years. Ready to see what’s possible now? Let’s re-run your numbers together.



Two-thirds of Americans think a recession is coming. But only one-third of economists do.That gap says a lot. It’s a rem...
11/21/2025

Two-thirds of Americans think a recession is coming. But only one-third of economists do.

That gap says a lot. It’s a reminder not to let fear and negative headlines drive your homebuying plans.

We’re not in a recession right now. And there’s certainly no guarantee we’re even headed for one.

So, if your finances and job are solid, you don’t necessarily have to wait to move, especially if you need somewhere different to call home.

We can still make your move happen. If you want some expert insights on moving during periods of economic uncertainty, DM me or comment INSIGHTS below and I’ll follow up.



Here’s a stat every potential seller should know: 57% more homes have been pulled off the market compared to this time l...
11/19/2025

Here’s a stat every potential seller should know: 57% more homes have been pulled off the market compared to this time last year.

But that’s not because something’s wrong with the market. It’s because something was off with seller expectations.

In 2025, too many sellers overpriced their homes or gave up too soon when they didn’t go under contract right away.

But that doesn’t mean homes won’t sell anymore. They just need a different approach.

Because the homes that are priced right today are selling, not sitting.

Want a strategy that actually gets results? DM me and we can walk through exactly what’s working for sellers in our area right now.



There are real shifts happening in the housing market right now. And these three signs stand out.1. Mortgage rates have ...
11/17/2025

There are real shifts happening in the housing market right now. And these three signs stand out.

1. Mortgage rates have been come down from their peak earlier this year. And that’s helping affordability.

2. More sellers are listing. And that’s adding to the number of homes for sale.

3. Buyers are re-entering the market. Purchase applications are up 20% compared to last year.

It all points to a market that’s finally turning a corner heading into 2026.

Want to know what this means locally? Let’s talk.



Would you let $80 hold you back from buying a home?Because that’s about all you’ll save per month if mortgage rates drop...
11/16/2025

Would you let $80 hold you back from buying a home?

Because that’s about all you’ll save per month if mortgage rates drop from where they’ve been lately to 5.99%. Of course, that’ll give or take a bit based on your price point and the rate your lender quotes you.

Rates have already come down enough to save buyers almost $400 a month compared to what they would have spent on a typical home earlier this spring. So, waiting for that last tiny dip could mean missing your shot.

Because when rates do fall below 6%, mindsets will shift, and more buyers will get back in the market.

That’ll create more competition for you. And it may drive prices high enough to cancel out the savings you’re waiting for.

So, is...



You’ve probably noticed more new homes popping up lately. And maybe you’ve even wondered if builders are overdoing it.Bu...
11/14/2025

You’ve probably noticed more new homes popping up lately. And maybe you’ve even wondered if builders are overdoing it.

But here’s why you don't need to worry about that.

The truth is, even though we have been building more lately, data shows builders are already pulling back.

Permits to start construction on additional new single-family homes have fallen for eight straight months.

And when you look at the regional data, you’ll see permits are down in almost every part of the country.

That means builders are paying attention to the economy and demand and being intentional right now. And that’s just one reason we’re not going to overbuild nationally.

Of course, inventory is going to vary by area...



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1749 Withers Drive
Cornelius, NC

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