Alejandra Valz-Brenta

11/07/2022

Always better to own

11/03/2022

FHA Loans

10/27/2022

What Is Pre-Approval?

A mortgage preapproval is when a lender determines you’re qualified for a home loan. Your preapproval letter shows the maximum loan amount you’re approved for (your home buying budget), as well as the specific interest rate and loan term you can expect.

As part of the pre-approval process, a lender will look at your finances to determine what they’d be willing to loan you. From there, your lender will give you a pre-approval letter to help you understand your true price range and how much money you can borrow. That can make it easier when you set out to search for homes because you’ll know your overall numbers. And with mortgage rates rising and impacting affordability, a solid understanding of your numbers is even more important.

Another added benefit is that pre-approval lets the seller know you’re qualified to buy their house.
Getting pre-approved can actually improve your chances of falling into the sellers’ good graces, and you’ll want to get it done as early as you possibly can in the home-buying process.

Even though bidding wars are easing this year as the market shifts, preapproval is still an important part of making a strong offer. It can help a seller feel more confident because it shows you’re serious about their home and that you’re a qualified buyer.

Getting pre-approved for a mortgage is critical. It helps you better understand what you can borrow and shows sellers you’re serious about purchasing their home. Connect with me so you have the tools you need to succeed as a homebuyer in today’s market.

10/27/2022

Corona, Monthly Market Report September, 2022

10/24/2022

😵‍💫😵‍💫

10/24/2022

WEEK 2: ADJUSTABLE-RATE/VARIABLE RATE LOANS!

10/24/2022

Hey guys,

Here is an update about inventory on available homes from September 2022 of the Riverside area. If you want me to show the number for your area please feel free to DM/ text me, and I'll be happy to post it for you! 😘

10/18/2022

I'LL BE INTRODUCING ALL DIFFERENT TYPES OF LOANS FOR THE NEXT SIX WEEKS..STAY TUNE!

10/17/2022

First time home buyer....here is a few steps to get you started!

10/17/2022

Credit Score...The number ONE factor that will directly affect what kind of loan you can get.
Here are some tips on how to improve your credit score!

Are you a first-time home buyer wondering how to improve your credit score? If you need a mortgage, a good FICO score is crucial—and something you control.

10/13/2022

10/12/2022

Check out this new listing from my brokerage!
Please contact me if you have any questions!

Property for $869,000. BEAUTIFUL and highly upgraded 2-story pool home!! Extremely well maintained with outstanding curb appeal and a bright and open floorplan ideal for entertaining! Stunning custom landscaped front and back with drought tolerant plants, rock accents, decorative lighting, and drip....