Chris Sorensen , Sr. Vice President/Director National Retail Production

Chris Sorensen , Sr. Vice President/Director National Retail Production PRMG has been a retail, wholesale, and correspondent lender since 2001. PRMG (Paramount Residential Mortgage Group Inc) is a Top Mortgage Lender.

PRMG (Paramount Residential Mortgage Group Inc) is a Top Mortgage Lender in 49 states and provides trustworthy service with VA, FHA, Conventional, and Non-QM products. PRMG provides reliable trustworthy service by offering options for VA, FHA, Conventional, and Non-QM products for first time homebuyers and real estate investors. PRMG is licensed in 49 states and is proud to be a top ranked wholesale and correspondent lender, and is committed to creating an exceptional experience for every person, every time. Since 2001, PRMG has successfully helped many borrowers purchase and refinance their homes throughout the United States.

If you've been refreshing mortgage news every day trying to figure out when it's the “right” time to buy...The market is...
09/24/2026

If you've been refreshing mortgage news every day trying to figure out when it's the “right” time to buy...

The market is going to keep moving.

What matters most is understanding your numbers, your options and your timeline.

Don't let a headline make a decision that should be based on your financial situation.



Mortgage Rates | Housing Market | Home Buying | Mortgage Tips | Homeownership

Your interest rate matters.But it isn't the only thing that determines what your monthly payment looks like.Points, sell...
09/22/2026

Your interest rate matters.

But it isn't the only thing that determines what your monthly payment looks like.

Points, seller concessions, mortgage insurance, taxes, insurance and your overall loan structure can all play a role.

The best strategy depends on your specific situation, which is exactly why it's worth understanding your options before you make an offer.

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Mortgage Payment | Home Buying | Mortgage Tips | Closing Costs | First Time Homebuyer

2020 and 2026 are two VERY different homebuying environments.Rates. Buyer age. Down payments. Competition. Inventory.A l...
09/17/2026

2020 and 2026 are two VERY different homebuying environments.

Rates. Buyer age. Down payments. Competition. Inventory.

A lot has changed.

But that doesn't mean you should compare today's market to what buyers experienced six years ago.

Different market. Different strategy. Same goal: homeownership.



2020 vs 2026 | housing market | mortgage rates | first time homebuyer | home buying trends

The down payment gets most of the attention when people talk about buying a home.But closing costs and prepaid expenses ...
09/15/2026

The down payment gets most of the attention when people talk about buying a home.

But closing costs and prepaid expenses are another important part of the cash you'll need to plan for.

The good news? There may be options that can help reduce what you need upfront, depending on your situation.

The earlier you understand the numbers, the better.



Closing Costs | Down Payment | Home Buying | First Time Homebuyer | Mortgage Education

Let's be honest. There are parts of the mortgage process that could be better.Clearer conversations. More transparency. ...
09/10/2026

Let's be honest. There are parts of the mortgage process that could be better.

Clearer conversations. More transparency. A more human experience. Better education.

Buying a home is a big deal. You shouldn't feel like you're just another file number in the process.



Mortgage Process | Home Buying | First Time Homebuyer | Mortgage Education | Consumer Education

"Renting vs. buying isn't a simple “which one is better?” question.Over five years, you're making very different financi...
09/09/2026

"Renting vs. buying isn't a simple “which one is better?” question.

Over five years, you're making very different financial tradeoffs.

With renting, you're paying for the flexibility and use of the home. With owning, you're also building an ownership stake through principal paydown, with the potential for your home to appreciate over time.

But buying also comes with maintenance, taxes, insurance, and transaction costs.

The right choice depends on your timeline, finances, goals, and what the numbers look like for you.

The best question isn't “Should I rent or buy?”

It's “What does each option look like over the next 5 years?”



renting vs buying | rent vs buy | homeownership | first time homebuyer | home buying decision

Think your credit score isn't good enough to buy a home?There are a lot of myths about credit, and believing them could ...
08/28/2026

Think your credit score isn't good enough to buy a home?

There are a lot of myths about credit, and believing them could keep you from feeling confident about your homeownership goals.

Here are four common misconceptions:

✔ Paying on time is important, but it's not the only factor that affects your credit score.
✔ Closing old credit cards isn't always the best move.
✔ Checking your own credit score generally won't hurt it.
✔ Opening new credit accounts may not help if you're getting ready to buy a home.

The more you understand how credit works, the more prepared you'll be when it's time to start your homebuying journey.

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Credit Score | Credit Score Myths | Improve Credit Score | Credit Tips | Credit Utilization | Credit History | Credit Report | Soft Credit Inquiry | Hard Credit Inquiry | Personal Finance | Financial Wellness | Home Buying Tips | First-Time Homebuyer | Mortgage Preparation | Credit Education | Homeownership | Mortgage Tips | Buying a Home | PRMG | Credit Health

Everyone celebrates production.We're proud of something different.The careers that have been built.The leaders who've gr...
08/26/2026

Everyone celebrates production.

We're proud of something different.

The careers that have been built.
The leaders who've grown from the ground up.
The relationships that have lasted for decades.

As we celebrate 25 years of PRMG, we're reminded that while markets change and technology evolves, one thing has always mattered most: people.

That's the legacy we're most proud of, and the future we're excited to continue building.

✨ Curious why so many professionals have built long-term careers at PRMG? Reach out to us to find out more!



PRMG | Mortgage Careers | Company Culture | Employee Retention | Leadership | Career Growth | Professional Development | Mortgage Industry | Loan Officer Careers | Work Culture | Retail Mortgage | Long-Term Careers | Employee Experience | Mortgage Professionals | Leadership Growth | PRMG 25th Anniversary | Team Culture | Career Opportunities | Company Values | Mortgage Company

One of the most common questions buyers ask is:"What if the appraisal comes in lower than my offer?"The good news is tha...
08/26/2026

One of the most common questions buyers ask is:

"What if the appraisal comes in lower than my offer?"

The good news is that it doesn't automatically mean you'll lose the home.

A home appraisal is simply one step in the buying process that helps determine the home's market value.

In today's lesson, we covered:

• What a home appraisal is.
• Why it's an important part of the process.
• What happens if the value comes in lower than expected.
• Some of the options that may be available depending on your purchase agreement.

Understanding the appraisal process can help you feel more confident and prepared if questions come up along the way.

Save this lesson for future reference.
Share it with someone who's preparing to buy a home.
Follow my page for more homebuyer education.



Home Buying 101 | Home Appraisal | Appraised Value | Home Buying Process | First Time Homebuyer | Buying A Home | Home Value | Home Buying Tips | Home Purchase | Real Estate Education | Appraisal Process | House Hunting | Homeownership | Home Buyer Guide | Buying Your First Home | Mortgage Education | Home Buying Education | Real Estate Tips | Home Buying Journey | Market Value

One of the biggest questions homebuyers have is:"What happens if the inspection finds problems?"The good news is that an...
08/24/2026

One of the biggest questions homebuyers have is:

"What happens if the inspection finds problems?"

The good news is that an inspection isn't about finding a perfect home, it's about giving you a better understanding of the home's condition so you can make informed decisions.

In today's lesson, we covered:

• What a home inspector evaluates.
• What an inspection doesn't determine.
• Why it's normal for reports to include findings.
• What happens after you receive the report.
• When repairs or credits may be negotiated.

Most homes have a few items worth noting. The inspection is simply an opportunity to learn more about the home before moving forward.

Save this lesson for future reference.
Share it with someone who's getting ready to buy their first home.
Follow my page for more homebuyer education.



Home Buying 101 | Home Inspection | First Time Homebuyer | Buying A Home | Home Buying Process | Home Inspection Checklist | Inspection Report | Home Buyer Guide | Homeownership | Home Buying Tips | Real Estate Tips | Home Maintenance | Buying Your First Home | House Hunting | Home Purchase | Home Inspection Process | Home Buying Education | Real Estate Education | Mortgage Education | Homeownership Journey

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