Cleared To Climb Realty

Cleared To Climb Realty Full service real estate company meeting the needs of Coronado, San Diego and surrounding areas.

Just Closed in El Cajon - 8537 Snow White DriveCongratulations to our buyers on their new home in El Cajon!This dual-mil...
06/03/2026

Just Closed in El Cajon - 8537 Snow White Drive

Congratulations to our buyers on their new home in El Cajon!

This dual-military couple was recently stationed in San Diego and came to us because of our experience helping servicemembers and veterans navigate the homebuying process. They understood that homeownership isn't just about having a place to live - it's one of the most powerful ways to begin building long-term wealth and create a foundation for their future together.

As they prepare to start a family, we're honored to have helped them take this important step and put down roots here in San Diego.

This transaction is also a special milestone for our team, as it marks Jason Wood's first solo closing. Congratulations, Jason, on a job well done and a successful transaction from start to finish! 👏

And as always, it was a pleasure working alongside the outstanding team at Kavanewsky Mortgage Team to help make this happen.



We wish our buyers many happy memories, exciting milestones, and years of success in their new home.

06/01/2026

Why is real estate one of the most powerful wealth-building tools available?

One word: Leverage.

Leverage allows you to control a large asset with a relatively small amount of your own money.

Here's a simple example:

🏠 Two buyers purchase the same $1,000,000 property.

• Buyer #1 pays cash: $1,000,000 invested
• Buyer #2 puts 10% down: $100,000 invested

Now let's say the property appreciates 10% in the first year.

📈 The property gains $100,000 in value.

Buyer #1 earned a 10% return on their $1,000,000 investment.

Buyer #2 earned a 100% return on their $100,000 investment.

Same property. Same appreciation. Very different return on invested capital.

Of course, this is a simplified example and doesn't account for financing costs, taxes, maintenance, or market risk. But it highlights a key advantage of real estate:

✅ You can control a large appreciating asset without paying the full purchase price upfront.

That's one of the reasons real estate has helped so many people build long-term wealth.

Have questions about how leverage works in today's market? Send me a message.

05/29/2026

Military families hear these terms ALL the time… but a lot of people don’t actually know the difference between TERM life insurance and WHOLE life insurance.

So here’s the simple breakdown 👇

🛡️ Term Life Insurance
• Coverage for a set period of time
• Usually 10, 20, or 30 years
• If something happens during that term, your family receives a payout
• Typically MUCH cheaper for the amount of coverage you get

🏦 Whole Life Insurance
• Permanent coverage that lasts your entire life
• Includes a cash value/investment component
• Usually significantly more expensive
• May make sense for certain high-income or estate-planning situations

Most service members already have some term coverage through SGLI.

But the real question is:
❓ Is it actually enough for your family?

Both have their benefits and drawbacks, but ultimately there is no one size fits all approach.
I’m not an insurance advisor, but I do think military families should understand this stuff instead of just hearing the buzzwords thrown around.

05/27/2026

A few weeks ago, the Cleared to Climb Realty team had the opportunity to connect with so many incredible people at the NHA Symposium, and we just want to say THANK YOU to everyone who stopped by our booth.

From meeting fellow professionals and military families to sharing conversations about homeownership, VA benefits, and building community, it was an incredible event and we’re grateful to have been part of it.

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice in service to ...
05/25/2026

This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice in service to our country.

As a veteran-built organization, Cleared to Climb Realty was founded on the values of service, integrity, commitment, and sacrifice. We are deeply grateful for those who gave everything in defense of our nation, and we are honored to continue serving the military and veteran community every day.

Today, we remember the fallen, support the families who carry their legacy, and reflect on the freedoms made possible through their courage and sacrifice.

From all of us at Cleared to Climb Realty, thank you to our veterans, active duty service members, and Gold Star families. We will never forget.

Welcome to the Team, Anna Dosev!Anna is a real estate professional with a background in software product management and ...
05/22/2026

Welcome to the Team, Anna Dosev!

Anna is a real estate professional with a background in software product management and automation coding. She’s known for her strong attention to detail, ability to meet deadlines, and flexibility when plans or priorities change. After graduating from the University of Florida, Anna moved home to Pensacola before eventually making her way to Atlanta, Salt Lake City, Seattle, and finally San Diego. With two brothers and a father who served as Marines, she feels especially connected to helping military families find the right place to call home. In her free time, Anna enjoys planning road trips, studying history, and playing piano.

A slower market does NOT mean buyers should sit on the sidelines.It means buyers finally have leverage again.Right now w...
05/20/2026

A slower market does NOT mean buyers should sit on the sidelines.

It means buyers finally have leverage again.

Right now we’re seeing buyers negotiate:
✔ Closing costs
✔ Interest rate buydowns
✔ Price reductions
✔ Repairs
✔ Appliances
✔ Better timelines and terms

That was much harder when every home had 15 offers.

The goal is not to “time the perfect market. It is about time IN the market."

The goal is to negotiate a strong deal and hold real estate long term.

Smart buyers use slower markets to their advantage.

05/18/2026

Ever been interested in getting an investment property but don't know where to start?

The truth is:
Successful investing is about buying the RIGHT property, in the RIGHT location, with the RIGHT strategy for your goals.

That’s why we’re big believers in small multifamily properties as a starting point for investors.

- House hacking
- Long-term wealth building
- Offset your cost of ownership
- Scalable investing strategy

But if you jump in without understanding financing, cash flow, tenant strategy, or long-term planning… you can create a very expensive problem for yourself.

In our latest YouTube video, we break down:
• Why multifamily can be one of the best entry points into investing
• Mistakes new investors make
• Lessons we learned going from a 4-plex to a 13-unit property
• How to evaluate deals the right way
• And how to approach investing in the San Diego market

We’re also launching a monthly newsletter where we’ll break down REAL San Diego investment opportunities with REAL numbers and analysis.
If you want in, send us a DM >>

05/15/2026

Let's Talk About Buyers Representation & Broker Compensation Agreements.

The rules around real estate commissions have changed, and a lot of buyers are confused about what that actually means.

That’s exactly why we made this video.

In our latest YouTube video, we break down:
🏡 Buyer Representation Agreements
💰 Broker compensation
📑 Who pays what in today’s market
⚖️ How these changes affect buyers in San Diego
✅ And how to protect yourself when writing offers

Because understanding how your agent gets paid isn’t just paperwork anymore. It can directly impact your negotiating power, cash needed to close, and overall strategy.

If you’re planning to buy a home soon, this is something you need to understand before you start touring homes.

Watch the full video: “Buyer Representation & Broker Compensation Explained” now on YouTube 🎥

Drop your questions below and we’ll cover them in future videos 👇

Address

1033 B Avenue #105
Coronado, CA
92118

Telephone

+16193561657

Website

https://bk.homestack.com/clearedtoclimbrealty

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