04/15/2026
Looking for a smart way to get into your next home? The Luminate PATH National DPA Program is one of the most flexible down payment assistance options available.
With up to 3.5% or 5% forgivable assistance, this program gives buyers a real advantage - whether it's your first home or your next one.
Program highlights:
• Forgivable down payment assistance (FHA or USDA)
• No first-time homebuyer requirement
• No income restrictions
• 1–2 unit properties allowed
• Available nationwide (except NY)
If you're exploring homeownership or want to see whether this program fits your plans, I’m here to walk you through it.