09/30/2026
Mortgage rate buydowns can make homeownership more accessible—but they’re not one-size-fits-all. Before you jump in, there are a few smart questions every buyer should ask:
🏡Is this a temporary or permanent mortgage rate buydown?
🏡Who’s paying for it—the builder or seller, the lender, or you?
🏡What happens when the rate resets?
🏡Are there other trade-offs (like reduced closing costs or a higher sale price)?
Interested in buydown options available to you? Call me!