Stephanie Bowden- Iowa Realtor BHGRE

11/08/2024

If you're looking for a 3 bedroom home in COUNCIL BLUFFS, this newly priced listing could be the one! Click for more pictures and information. Show someone who might be interested or call me at (712) 890-9290!

Finding a home in this range is hard but there is so much opportunity for value in this home. Her bones may be old but her heart is young and she is solid. This home has many updates- plumbing and more completed as well as HVAC new in 2023. Lighting fixtures and updated kitchen. Much original charac

04/29/2024

Funds or assets held in escrow are temporarily transferred to and held by a third party, usually on behalf of a buyer and seller to facilitate a transaction. It’s used in real estate transactions to protect both the buyer and the seller during the home buying process. Throughout the term of the mortgage, an escrow account can hold funds for taxes and homeowners insurance.

04/26/2024

Curb appeal, at its core, is what your home looks like from the outside. That initial glimpse of its exterior is a big deal - it can either catch the eye of potential buyers or immediately stop them from considering your home as an option in their journey. Improving your home’s curb appeal can help you bring in buyers and get top dollar for your sale.

04/24/2024

Don’t add another full-time job to your plate when it comes to buying and selling a home. Agents train and invest their time to be a major asset in the home buying and selling processes. With our experience, we know how to find a home you love, how to negotiate for the best deal, and how to make the process seamless. If you’re ready to buy or sell, let’s talk.

04/22/2024

In most cases, sellers will ask for a good faith deposit which is also called earnest money. This safeguards the interests of both the seller and the buyer. Earnest money shows the seller you’re serious about buying the home, which can be reassuring to them if they agree to take the house off of the market while awaiting the appraisal and inspection results.

04/19/2024

Fair market value is usually determined by taking the average of three or more comparable homes in the area. The FMV helps both buyers and sellers get a sense of how much a home is worth. Real estate agents typically use this number to figure out a price or price range in which a home will sell. Are you interested in the fair market value of your home? Let’s talk today!

04/17/2024

Depending on your needs, hiring a moving company may or may not be the right move for you. If you’ve moved before, did you hire movers? How was your experience if so? For those of you who moved yourselves, do you wish you would’ve hired movers? Let’s chat in the comments!

04/15/2024

Pre-approval is as close as you can get to confirming your creditworthiness without having a purchase contract in place. You will complete a mortgage application and the lender will verify the information you provide. They’ll also perform a credit check. If you’re pre-approved, you’ll receive a pre-approval letter, which is an offer to lend you a specific amount, good for typically 90 days.

04/12/2024

What’s keeping you away from homeownership? If you're going to pay monthly for your housing expenses, why not pay towards something you own? Somewhere you can make renovations, and potentially increase the value of your home over time. If you're ready to buy, contact me today!

04/10/2024

If you’re a homeowner, think back to your experience being a first-time buyer. What do you wish you would’ve known? What would you tell first-time buyers before they enter the world of homeownership? We would love to hear from you!

04/08/2024

When buying a home, it pays to make sure you have all the information you need to make an informed decision. During the due diligence stage, you'll want to give every aspect of the transaction a once-over before closing. Among other things, you will want to review your appraisal and inspection before the due diligence period ends.

04/05/2024

What are you in the market for? Whether you are looking to buy or sell a home, we can help. Our role in the process can look different depending on what your needs are. For some clients, an agent may be the listing agent for the home you are selling as well as your buyer’s agent if you are purchasing a different home. No matter what you need, we are here to help. Let’s chat!