Team Carlos Flores NMLS #238306

Team Carlos Flores NMLS #238306 Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in West Covina, CA I’m here to give you just that.

Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinan CrossCountry Mortgage LLC NMLS 3029

Why Us? We know there are a lot of choices it can be hard choosing not just a good lender but one that will care for your clients. With
over 25 years in the business, I know how important it is for repeat business and referrals so we help create clie

nts for life on
every transaction. We’re great at closing loans but we’re also great at helping our business partners go to the next level. When you work with
us, you gain a team, helping you close your escrows efficiently and get more referrals from clients. We make you look
good! Your Success is Our Priority
Co-branded marketing for 5 years on autopilot for every closing
Weekly Agent Mastermind live webinar classes from national top agents
Coaching on Prospecting, Team Building, Time Management, Social Media, Database
Single property websites for your listings, video listing presentations
Same day open House material if ordered before 3pm
Closing On-Time Guarantee or up to $1,000 paid to seller
Monthly VIP invite only events

Have Your Best Year Ever! Let us be part of your success and help you enjoy your real estate career by providing
with the tools you need to gain more market share. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending
Equal Housing Lender

Down payment blues are real for many buyers, especially the younger they are. The good news? They’ve got more options th...
03/27/2026

Down payment blues are real for many buyers, especially the younger they are. The good news? They’ve got more options than they realize, and we’re here to uncover them.

If you’re buying or refinancing, you’ll want to add LTV to your homebuying vocabulary. Lenders use loan-to-value ratios ...
03/26/2026

If you’re buying or refinancing, you’ll want to add LTV to your homebuying vocabulary. Lenders use loan-to-value ratios to determine how much you can borrow, so you should know what it is, why it matters and how to calculate it.

For all that and more: http://spr.ly/6180B6rcTY

Down payment strategies vary by generation. With tailored guidance and strategies, we’ll streamline the process for buye...
03/25/2026

Down payment strategies vary by generation. With tailored guidance and strategies, we’ll streamline the process for buyers at any stage, any age.

A reverse for purchase loan can help you maximize your buying power while you keep more funds for your retirement. Plus,...
03/24/2026

A reverse for purchase loan can help you maximize your buying power while you keep more funds for your retirement. Plus, optional monthly payments mean more cash flow and more freedom (property taxes, insurance and maintenance required). Learn more at http://spr.ly/6183B6rcTW

03/23/2026

Detours can lead to breakthroughs.

February pending home sales rose 1.8%, giving us a small lift heading into spring. We’re seeing more buyers lean in as a...
03/20/2026

February pending home sales rose 1.8%, giving us a small lift heading into spring. We’re seeing more buyers lean in as affordability improves, especially across the Midwest. There’s still plenty of pent-up demand, and we’re here to help you capture it.

03/19/2026

A refi done right could save you money on your mortgage. We’re here to help you get a better deal with the smoothest process and the fewest unexpected expenses. Check out our full refinance article here to learn more: http://spr.ly/6189B6rcTc

Financing is part of nearly every deal you’ll close. Be prepared with an expert loan officer on speed dial.
03/18/2026

Financing is part of nearly every deal you’ll close. Be prepared with an expert loan officer on speed dial.

5.0 star review received on Experience.com for Carlos Flores by Julio P - Carlos it was great working with you.I appreci...
02/28/2026

5.0 star review received on Experience.com for Carlos Flores by Julio P - Carlos it was great working with you.I appreciate your honesty, efficiency and professionalism

Click to see all 86 reviews of Carlos Flores at CrossCountry Mortgage, Originating Branch Manager | NMLS #238306

5.0 star review received on Experience.com for Carlos Flores by James W - Great Job Carlos
02/13/2026

5.0 star review received on Experience.com for Carlos Flores by James W - Great Job Carlos

Click to see all 85 reviews of Carlos Flores at CrossCountry Mortgage, Originating Branch Manager | NMLS #238306

4.75 star review received on Experience.com for Carlos Flores by Erika O - Great experience from start to finish. The re...
02/11/2026

4.75 star review received on Experience.com for Carlos Flores by Erika O - Great experience from start to finish. The refinancing process was smooth and easy

Click to see all 84 reviews of Carlos Flores at CrossCountry Mortgage, Originating Branch Manager | NMLS #238306

Address

100 N. Citrus Street Suite 340
Covina, CA
91791

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Website

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