Kathy Phillips-Rhode Island Realtor

Kathy Phillips-Rhode Island Realtor Specializing in your real estate needs throughout Rhode Island

🚨 Is the real estate market heading for a crash? 🚨Experts say no.Talk of recession has led some Americans to fear a hous...
01/30/2023

🚨 Is the real estate market heading for a crash? 🚨

Experts say no.

Talk of recession has led some Americans to fear a housing crash like we saw in 2008. But many economists say that outcome is unlikely.

In 2023, housing inventory remains low compared to demand, unlike in 2008 when we had a housing surplus. Plus, lending reform has significantly reduced the likelihood of defaults.

While market uncertainty is always nerve-wracking, real estate remains a solid long-term investment—and slower markets are often the best time to get a good deal on a home.

Want to know more about where the U.S. real estate market is headed in 2023? Check out our latest blog post!

🔗 [https://pelusoproperties.com/2023-real-estate-market.../

12/27/2022

🚩 Package theft is on the rise. 🚩

Don’t risk losing your holiday deliveries! Watch this video for 3 theft-deterrent tips.

12/02/2022

What says “fresh start” better than a fresh coat of paint? 🖌️

Every autumn, the major paint brands forecast the top hues for the coming year, and we’re in love with their 2023 selections.

What hues are you loving for 2023? Tell us in the comments!

12/02/2022

Research shows that a staged home can sell up to 11x faster and, even better, for 20% or more over list price! 🤩

Safe to say, staging your home is one of the best things you can do to ensure a successful sale, and it doesn’t have to be complicated. Watch this video for a few of our top staging tips. 📹

Discover 6 more ways to boost your home’s sale price in our latest blog post ➡️ https://www.linkedin.com/pulse/7-tips-maximize-your-homes-sale-price-tonya-peluso/?trackingId=AnlUDj2LSGyIY3cqmgfWtQ%3D%3D

Thinking of selling your home? Strategic renovations can help you get the most money possible. 💰It may seem counterintui...
11/18/2022

Thinking of selling your home? Strategic renovations can help you get the most money possible. 💰

It may seem counterintuitive to invest in a home you’re about to sell—but putting a little money into repairs and improvements before you list can have a big payoff.

Only 6% of today’s buyers are looking for a DIY fixer-upper. The vast majority want a move-in ready home, so issues or dated features can be a huge turnoff.

That’s why we work with our home seller clients to identify the updates that are worth their time and investment.

Want more ways to push up the profit on your home sale? Read our latest blog post!

🔗[https://pelusoproperties.com/category/blog/]

11/18/2022

Here are a few reasons buyers should finally be feeling more optimistic. 🌟

Wondering if it’s the right time for you to buy a home? We’d be happy to talk through the specifics of your situation. Send us a DM today! 📲

How can you get the most money for your home in today’s market? 💰The real estate market is cooling. But it’s still possi...
11/07/2022

How can you get the most money for your home in today’s market? 💰

The real estate market is cooling. But it’s still possible to score a great offer if you follow these tips:

🛠️ Make strategic repairs and improvements
🧹 Declutter and depersonalize
🛋️ Stage your home for success
🧽 Prep for each showing
💸 Price your home correctly from the start

Searching for more home seller strategies to maximize your sale price? Check out our blog post!

🔗 https://www.linkedin.com/pulse/7-tips-maximize-your-homes-sale-price-tonya-peluso/?trackingId=AnlUDj2LSGyIY3cqmgfWtQ%3D%3D

Do you know your community’s price-to-rent ratio?It compares the cost of renting versus buying a home.To calculate the p...
10/28/2022

Do you know your community’s price-to-rent ratio?

It compares the cost of renting versus buying a home.

To calculate the price-to-rent ratio, divide your area’s median home price by its median yearly rent price. The higher the ratio is, the more expensive it is to buy compared to rent.

Even if renting seems like the better bargain today, it’s still important to consider the big picture. As the years go by, homeowners can gain equity and pay a fixed mortgage payment. Renters, on the other hand, face price uncertainty and miss out on equity gains.

Trying to decide whether buying or renting is right for you? Check out our latest blog post for more key tips.

🔗 [https://www.linkedin.com/pulse/buy-now-rent-longer-5-questions-answer-before-your-first-tonya-peluso/

You need to know about the 5-year rule. 🏡Some financial experts caution against buying a home unless you plan to own it ...
10/21/2022

You need to know about the 5-year rule. 🏡

Some financial experts caution against buying a home unless you plan to own it for at least 5 years. This is because there are costs associated with purchasing and selling a home, and it may take time for the property’s value to rise enough to offset those expenditures.

If you aren’t sure about your new area or think you will need to move soon for work or family, you may be better off renting for now.

But if you plan to stay in your community long term, purchasing a home can be a fantastic opportunity. 💰 That time will allow you to build equity as your home value appreciates. Plus, you’ll gain a priceless sense of security and stability.

What other factors should you consider before taking the plunge into homeownership? Read our latest blog post to find out.

🔗 [https://www.linkedin.com/pulse/buy-now-rent-longer-5-questions-answer-before-your-first-tonya-peluso/?

10/11/2022

Can you afford to both buy and own a home?

Buying a 🏡 can be a great financial decision—if you’re ready. But, before you put in any offers, it’s important to crunch the numbers.

You’ll need to consider the up-front expense of a home purchase, as well as the ongoing costs of ownership, like those listed on this video.

Wondering if you can afford to buy a home? We’re happy to talk you through your goals and budget. Send us a DM to set up a free consultation.

Is it better to buy or rent a home? 🤔Despite what you may hear, there’s no single right answer. But, don’t panic—we’re h...
10/11/2022

Is it better to buy or rent a home? 🤔

Despite what you may hear, there’s no single right answer. But, don’t panic—we’re here to help! Start by asking yourself these 5️⃣ questions:

❓ How long do you plan to stay in the home?
You’ll get the most financial benefit if you remain in place for at least 5 years.

❓ Is it a better value to rent or buy in your area?
Look up the price-to-rent ratio, and consider the long-term financial impacts.

❓ Can you afford to own a home right now?
Be sure to consider the costs of maintenance and repairs.

❓ Can you qualify for a mortgage?
Talk to a lender to determine whether your finances are in order.

❓ How would owning a home change your lifestyle?
Do you relish the thought of painting the walls or starting a garden, or do you prefer to have someone else handle upkeep?

If you’re still on the fence, check out our latest blog post for more details about how to make the right decision for you.

🔗 [https://www.linkedin.com/pulse/buy-now-rent-longer-5-questions-answer-before-your-first-tonya-peluso/?trackingId=wpGmkBsYR9W2hSpFBsO%2FNg%3D%3D]

🐶🐱 Would you move for your pet? 🐱🐶According to the US-based National Association of REALTORS, 43% of households would be...
10/04/2022

🐶🐱 Would you move for your pet? 🐱🐶

According to the US-based National Association of REALTORS, 43% of households would be willing to move to accommodate a furry family member.

The top criteria for their new home?

🌳 Fenced yard
🏘️ Larger home
🧱 Pet-friendly flooring

What pet-related features are at the top of your list? Would you move for your animal? Comment below!

Address

37 Rolfe Square
Cranston, RI
02910

Telephone

+14013167370

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