Laurie Phillips, NMLS: 447743, PrimeLending

Laurie Phillips, NMLS: 447743, PrimeLending I’m Laurie Phillips, NMLS: 447743, Loan Officer with PrimeLending, a national mortgage lender. At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649

I’m Laurie Phillips, NMLS: 447743, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal

Equal Housing Lender

Buying a home? Know the difference between closing costs and cash to close.They may sound interchangeable, but they repr...
09/23/2026

Buying a home? Know the difference between closing costs and cash to close.

They may sound interchangeable, but they represent two different pieces of the homebuying equation.

Understanding what you'll actually need to bring to the closing table can help you budget with confidence and avoid surprises along the way.

Leaves are falling. Football is back. Pumpkin everything is everywhere.Yep... fall has officially arrived. 🍁🏡What's one ...
09/22/2026

Leaves are falling. Football is back. Pumpkin everything is everywhere.
Yep... fall has officially arrived. 🍁🏡
What's one thing you're looking forward to this season?

09/21/2026

You might be closer to buying a home than the group chat thinks.

✨ Your income feels steady. You've got consistent money coming in and a monthly payment doesn't sound completely unhinged.
✨ You've built some savings. You don't necessarily need a 20% down payment to explore your options.
✨ You're managing your debt. Student loans? Car payment? Credit cards? Having debt doesn't automatically take homeownership off the table.

No perfect finances required. Just a good place to start. Maybe it's time to run the numbers?

09/19/2026

Think you need 20% down to buy a home? You may be closer than you think.
Some first-time buyers can purchase with as little as 3% down, and down payment assistance may be available to help with upfront costs.

Don't let the 20% myth keep you on the sidelines. Let's look at your budget, your goals and the options available to you.

Message me and let's run the numbers.

That fixer-upper? Don't scroll past it just yet. 🏡🔨If you're a Veteran using your VA home loan benefit, a home that need...
09/18/2026

That fixer-upper? Don't scroll past it just yet. 🏡🔨

If you're a Veteran using your VA home loan benefit, a home that needs a little work could still be worth considering.

With a VA renovation loan, you may be able to finance the home and certain improvements together, giving you more flexibility to find a home that fits your budget, location and needs.

See a home with potential? Send me a message. Let's talk about whether a VA renovation loan could work for you.

Getting ready to apply for a mortgage?Ask yourself:✅ Have I checked my credit report recently? ✅ Am I keeping credit car...
09/17/2026

Getting ready to apply for a mortgage?
Ask yourself:
✅ Have I checked my credit report recently?
✅ Am I keeping credit card balances low?
✅ Are all my payments on time?
✅ Have I avoided opening new accounts?
Taking these steps before applying may help position you for a smoother home financing experience.

Your rent check is working hard. It's just not building equity for you. 💰🏡Month after month, you're paying for a place t...
09/16/2026

Your rent check is working hard. It's just not building equity for you. 💰🏡

Month after month, you're paying for a place to live, but when you move, you leave without the potential equity that comes with owning a home.

If homeownership is one of your goals, you may be closer than you think. Let's look at your budget, buying power and financing options to see what could make sense for you.

Send me a message and let's run the numbers.

Iconic to realize you don't need a "we" to buy a home.If homeownership has been sitting on your vision board, this is yo...
09/15/2026

Iconic to realize you don't need a "we" to buy a home.

If homeownership has been sitting on your vision board, this is your sign to explore what doing it solo could look like.

Your name. Your keys. Your moment.

Whatever your homeownership era looks like, there's more than one way to make your next move - and the right financing c...
09/14/2026

Whatever your homeownership era looks like, there's more than one way to make your next move - and the right financing can help you get there.

No wristband required. Just a home goal and a place to start.

So, what's your next stop?

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Address

6 Cardinal Way, Suite 900, Office 60
Creve Coeur, MO
63102

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