Jerry DuPaw at Rate Mortgage Architect Crystal Lake

Jerry DuPaw at Rate Mortgage Architect Crystal Lake Most buyers lose homes because their financing is weak. I help buyers win.

With 25 years of experience, I structure mortgage strategies that allow buyers to compete like cash using tools such as CashReady and advanced offer planning. Customer-Centric Branch Manager | Visionary VP of Mortgage Lending at Rate | Specialist in Jumbo Loans, Refinancing & First-Time Homebuyer Programs | Championing Stress-Free Homeownership NMLS # 631478

09/24/2026

You deserve to feel at home through every step of the process.

Seen, respected and supported from the first question to the final signature.

When you're ready to start your homeownership journey, I'm here to walk you through your options and help you find a path that feels right.

Call me and let's talk. http://rate.com/jerrydupaw

09/15/2026

You can F #@%! MI.

First-time homebuyers: put as little as 3% down with NO mortgage insurance. Lower payment. More buying power.

Income limits and program restrictions apply. Don't fit this one? I have other options.

Call or text me: (847) 815-5628

Jerry DuPaw | Producing Branch Manager | Rate | NMLS #631478
Guaranteed Rate Inc. d/b/a Rate, NMLS #2611. Equal Housing Lender.

09/02/2026

Rate Crystal Lake continues to grow. ⭐

We’re excited to welcome Mariola Klus, VP of Mortgage Lending, back to Rate and to our Crystal Lake team.

Mariola expands the depth of our branch in several important ways.

She is Polish-speaking, giving our multilingual team another way to better serve families in our community and help make the mortgage process easier to understand and navigate.

She also specializes in helping clients with more complex financing needs, including:

• Self-employed borrowers and business owners
• Real estate investors
• Borrowers who may need alternative income qualification options
• Buyers looking for Buy Before Sell strategies to strengthen their purchasing position

Rate’s Portfolio programs include options for self-employed borrowers, investors, asset-based qualification and Buy Before Sell scenarios.

At Rate Crystal Lake, our goal is simple: build a team with the experience, products, languages and expertise to help more people find a path to homeownership.

Mariola is going to be a tremendous addition to that mission.

Welcome back to Rate, Mariola. We’re excited to have you here and excited for what’s ahead. ⭐

Mariola Klus
VP of Mortgage Lending
NMLS #1834550
773-441-5963
[email protected]
1540 Carlemont Dr., Unit D
Crystal Lake, IL 60014

Need to buy before you've sold your current home? CashReady Signature gives you a bridge loan to move forward now - then...
09/02/2026

Need to buy before you've sold your current home? CashReady Signature gives you a bridge loan to move forward now - then refinance after you sell. No contingency, no delays. Let's connect and keep things moving.

http://rate.com/jerrydupaw

08/27/2026

Your buyer wants to wait for rates to drop.

Show them this math.

Buy a $400,000 house today at 7%, or wait a year hoping for 6%. Waiting saves about $263 a month. Over twelve months, $3,156.

But if that home appreciated 4%, it would be $416,000 next year. That would be $16,000 in equity they never built.

Net cost of waiting in that scenario: about $12,844.

You can refinance a rate. You cannot refinance a purchase price.

That is one of five conversations we work through at Rate Realtor Bootcamp. Small group, real scenarios, no product pitch. Lunch at our Crystal Lake branch, or join us live on Teams.

Comment BOOTCAMP and I will send you the next date.

Jerry DuPaw
Mortgage Architect | Mortgages by Design
Rate | NMLS
#631478

Example only. Assumes 4% annual appreciation. Rates, payments and home values vary and are not guaranteed. Equal Housing Lender.

Address

1540 Carlemont Drive Unit D
Crystal Lake, IL
60014

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 7pm
Sunday 8am - 3pm

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