Sara Alim Homes

Sara Alim Homes Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Sara Alim Homes, Estate agent, 19400 Stevens Creek Boulevard Ste. 200, Cupertino, CA.

Open house this Sunday 10am-12pm.1135 Alice Dr. Santa Clara, CA 95050Come see it in person!
08/19/2023

Open house this Sunday 10am-12pm.
1135 Alice Dr. Santa Clara, CA 95050

Come see it in person!

09/10/2022
Here is your monthly Market Snap for June ‘22!
07/22/2022

Here is your monthly Market Snap for June ‘22!

Gentle reminder that today’s interest rates are, yes, inching upwards, but they're still historically low! Just take a l...
07/10/2022

Gentle reminder that today’s interest rates are, yes, inching upwards, but they're still historically low! Just take a look at the data from Freddie Mac. You'll see the same trend I did — that rates are getting lower every decade. ⁣

Average 30-year rate by decade: ⁣

1981: 16.63%⁣
1991: 9.25%⁣
2001: 6.97%⁣
2011: 4.45%⁣
2021: 2.96%⁣

In early June 2022, the average rate for a 30-year mortgage was 5.42%. Sure, higher than we'd like, but not so bad when you look back 50 years. ⁣







𝐅𝐢𝐱𝐞𝐫-𝐮𝐩𝐩𝐞𝐫𝐬 𝐚𝐫𝐞 𝐍𝐎𝐓 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐟𝐚𝐢𝐧𝐭 𝐨𝐟 𝐡𝐞𝐚𝐫𝐭!⁣⁣⁣Before pouring your hard-earned cash into a fixer-upper, ask yourself:⁣⁣⁣...
06/29/2022

𝐅𝐢𝐱𝐞𝐫-𝐮𝐩𝐩𝐞𝐫𝐬 𝐚𝐫𝐞 𝐍𝐎𝐓 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐟𝐚𝐢𝐧𝐭 𝐨𝐟 𝐡𝐞𝐚𝐫𝐭!⁣
⁣⁣
Before pouring your hard-earned cash into a fixer-upper, ask yourself:⁣⁣
⁣⁣
⭐️ Do you have the patience of a saint? Labor shortages and supply chain issues are causing even minor home repairs to drag on and on. Patience, flexibility, and time to wait best be your best friends.⁣⁣

⭐️ Do you have the time and capacity? Taking on a fixer-upper is incredibly exciting, but it can also be all-consuming. ⁣

⭐️ Is the price right? All that fixing is gonna take cash. Talk with your realtor and a trusted lender to set right expectations about what you can afford.⁣⁣

⭐️ Where will you live during renovations? With a move-in ready, you just, well, move in. A fixer-upper, not so much. To make it work, you’ll need a place to crash or fork out for a rental.⁣⁣


⁣⁣




#السودان

My client: "Should we price it high to see what happens?"⁣⁣⁣⁣My answer: I can already tell you what's going to happen......
06/23/2022

My client: "Should we price it high to see what happens?"⁣⁣
⁣⁣
My answer: I can already tell you what's going to happen...⁣⁣
⁣⁣
You’ve got 3 options when it comes to pricing your home for the market: above, at, or under market value.⁣⁣
⁣⁣
I know pricing it high can be tempting, but keep in mind these pros and cons for each option:⁣⁣
⁣⁣
Above market value:⁣⁣
⁣⁣
+ If you have to receive a certain amount for the home⁣⁣
- It will take longer to sell⁣⁣
- The more days it's on the market, the worse it looks to prospects⁣⁣
- The home may not appraise by the buyer's lender, back to negotiations⁣⁣
⁣⁣
At market value:⁣⁣
⁣⁣
+ No appraisal issues⁣⁣
+ Buyers and agents will recognize a fair price⁣⁣
+ Will appear on more relevant buyer searches⁣⁣
⁣⁣
Under market value:⁣⁣
⁣⁣
+ The home will receive high interest and a quick sale⁣⁣
+ You may get a multiple offer scenario, which may include offers higher than asking price⁣⁣
- Risk of having to sell at a lower price than market value⁣⁣
⁣⁣
If you'd like to see recent stats on homes like yours, just say the word. Pretty sure you'll come to the same conclusion as I did — pricing just under market is the way to go!⁣











Often times when my clients have already gotten a pre-approval letter and are under contract on a house, they'll ask me ...
06/03/2022

Often times when my clients have already gotten a pre-approval letter and are under contract on a house, they'll ask me if it's okay to shop around for different mortgage quotes. My answer? Absolutely!⁣⁣
⁣⁣
Even a small change in interest rates can make a big difference over time, so I highly recommend shopping around. ⁣⁣
⁣⁣
Their next question is typically this: "Will this impact my credit score?"⁣⁣
⁣⁣
According to FICO, you have a 30-day window to shop around for a mortgage - this will all count as one hard inquiry.⁣⁣
⁣⁣
Thinking of buying? Save this post for later!⁣








𝐖𝐢𝐥𝐥 𝐭𝐡𝐞 𝐇𝐨𝐮𝐬𝐢𝐧𝐠 𝐌𝐚𝐫𝐤𝐞𝐭 𝐂𝐫𝐚𝐬𝐡?⁣⁣⁣⁣⁣⁣If you’re waiting for a market crash to snag a cheaper home, you might be waiting fo...
05/31/2022

𝐖𝐢𝐥𝐥 𝐭𝐡𝐞 𝐇𝐨𝐮𝐬𝐢𝐧𝐠 𝐌𝐚𝐫𝐤𝐞𝐭 𝐂𝐫𝐚𝐬𝐡?⁣⁣
⁣⁣
⁣⁣
If you’re waiting for a market crash to snag a cheaper home, you might be waiting for a while. Housing experts predict the market will remain strong for a while for several reasons:⁣⁣⁣
⁣⁣⁣
1. Ample homebuyers. With most first-time buyers under 40 and the U.S. population nearing 170 million, there’s no shortage of buyers, which leads to the second reason experts predict a robust housing market well into the future.⁣⁣⁣
2. Low inventory. Too many buyers. Too few homes. It’s simple supply and demand — and experts say it will take at least several years to inject enough new supply to balance out the market.⁣⁣⁣
3. Healthier mortgages. Unlike the 2008 housing crash, tougher lending standards and modern mortgage regulations mean today’s homeowners are less likely to default than those who were approved in the pre-crisis lending period.⁣⁣⁣
⁣⁣
⁣⁣
⁣⁣
⁣⁣
⁣⁣
⁣⁣

Don’t turn down this INVITE.⁣ ⁣If you’re searching for your next home, join us for an open house on Sunday May 8th 1-4pm...
05/06/2022

Don’t turn down this INVITE.⁣

If you’re searching for your next home, join us for an open house on Sunday May 8th 1-4pm.⁣

You’ll be amazed at our featured home of the day.⁣

We can’t wait to chat with you to learn about everything you want in your next home.⁣


⁣⁣⁣
⁣⁣⁣
⁣⁣⁣
⁣⁣⁣
⁣⁣⁣

Buying a home is a numbers game, but it’s also an emotional game. That’s why from the get-go, I encourage buyers to only...
05/06/2022

Buying a home is a numbers game, but it’s also an emotional game. That’s why from the get-go, I encourage buyers to only consider homes they can confidently afford. ⁣⁣⁣
⁣⁣⁣
Setting aside what lenders say, buyers should take the time to “try on” various mortgage payments and find the one that fits the best and feels the most comfortable.⁣⁣⁣
⁣⁣⁣
That said, some guidelines can provide a starting point for answering the question: How much home can I afford?⁣⁣⁣
⁣⁣⁣
Most financial experts say housing expenses should be no more than 28% of your total pre-tax income. This includes your monthly P&I mortgage payment, homeowners insurance, property taxes, and PMI payments (if applicable).⁣⁣⁣
For example, if your salary is $70,000 per year, your gross monthly income is $5,833 ($70,000 divided by 12). Your total housing costs (principal, interest, taxes, and insurance) shouldn’t exceed $1,633 per month (28% of $5,833).⁣⁣⁣
Keep in mind that total debt should be under 36% of your total pre-tax income. This includes housing costs mentioned above and credit cards, car loans, personal loans, and student loans.⁣⁣⁣
⁣⁣⁣
Save this post for later, or share it with anyone you know who has plans to buy this year. And, of course, reach out if I can answer any questions that come up along the way! ⁣⁣
⁣⁣
⁣⁣
⁣⁣
⁣⁣
⁣⁣
⁣⁣

Address

19400 Stevens Creek Boulevard Ste. 200
Cupertino, CA
95014

Alerts

Be the first to know and let us send you an email when Sara Alim Homes posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Sara Alim Homes:

Share

Category