Silicon Valley Dream Homes

Silicon Valley Dream Homes Find your dream home!!! Let me help you find your dream home in Silicon Valley! http://www.adreamhouse4you.com

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Today's harvest: 8 corns, 7 cucumbers, 3 Jimmy Nardello peppers & some basil. My kabocha is growing bigger & a few more ...
07/19/2023

Today's harvest: 8 corns, 7 cucumbers, 3 Jimmy Nardello peppers & some basil. My kabocha is growing bigger & a few more are starting. Bush beans are a quick crop!

Master Gardener: Bark mulch versus wood chips
07/06/2023

Master Gardener: Bark mulch versus wood chips

There are good and bad points for both mulches.

06/28/2023

"Purchasing a home and applying for a loan or refinancing a mortgage loan in the current economic climate can be tricky. Gone are the 2.75% - 3% fixed rate. Adjustable rates are becoming popular so If you are contemplating
an ARM (Adjustable Rate Mortgage) loan, here are the questions I would be asking:

(1) What is the ARM Based upon?

(2) What is that base rate today?

(3) What is the margin? (margin gets added to the base rate when the arm can move/adjust)

(4) If my loan was to reprice today, what would the interest rate be? (Base plus margin)

(5) How much can my ARM interest rate move on the first change date?

(6) Every change date thereafter, how much can the interest rate move?

(7) How often is my change date after it starts - monthly, quarterly, 6 months or yearly?

(8) Will the outstanding principal balance of the loan increase overtime (negative amortization)?

(9) Is there a prepayment penalty?

You need the whole picture to be making the right decision."

Check your roof... clean your gutters, it is predicted that  CA will have a very wet winter.
06/09/2023

Check your roof... clean your gutters, it is predicted that CA will have a very wet winter.

This year’s El Niño has shown up ahead of the typical schedule. Its early appearance “gives it room to grow,” Cliimate Prediction Center meteorologist Michelle L’Heureux, told the…

05/18/2023

It may seem that homebuyers and sellers don't agree on much, but they share one important concern: that the transaction is successful. This comradery

05/09/2023

ALL you need to sell (and win) more real estate listings! TourFactory empowers agents with the best digital marketing and pro photography from our national network.

Well hello, my tiny cantaloupe! I'm glad you survived the heat wave.
09/10/2022

Well hello, my tiny cantaloupe! I'm glad you survived the heat wave.

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10275 N De Anza Boulevard
Cupertino, CA
95014

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