09/25/2026
Here's something nobody tells first-time buyers until they're already in the middle of it.
The offer is not the hard part. The preparation before the offer is.
By the time you're ready to submit in the Bay Area, five things should already be settled:
What comparable homes have actually closed for in the last 60 to 90 days β not what they listed for.
Which contingencies you're keeping and exactly what you're giving up if you waive any of them.
What the seller disclosures say β every page, before you're in contract.
Whether there are any title issues, easements, or unpermitted work that affect the property's future value or usability.
Your absolute budget ceiling, decided before you walk into a home you fall in love with.
The buyers who negotiate from a position of confidence aren't the ones who moved fastest. They're the ones who did the work before the offer went in.
That preparation is exactly what I help my clients with. DM me if you're getting ready to make a move this fall. π²
Nina Daruwalla
Bay Area Realtor | Coldwell Banker Realty
π 408.219.5743
π ninadaruwalla.com
π§ [email protected]
CalRE #01712223