Rob Rule - The Golden Rule in Real Estate

11/11/2025

Let's assume that 50 year mortgages 'makes homes affordable' by reducing the monthly mortgage payment. Without going into some of the other, more technical critiques - having a 50 year mortgage means you are paying interest for a longer period of time, and thus making homes MORE expensive in the long run, in terms of total dollars - this is ultimately not great for the country, and especially for young people.

Why?

Simple supply and demand. Sure, a 50-year mortgage makes a home 'more affordable'. But what happens when something as fundamental as housing becomes 'more affordable'? More people want it. With the increased demand, what ultimately happens with prices? They go up. Where does that ultimately put America, and especially young people who don't already own a home? In a worse place - with homes whose prices are inflated due to increased demand, but now with 50-year mortgages to pay them off.

Final verdict - this is good for people like me, who sell homes for a living. It's also good for homeowners, who see the value of their properties get inflated. But for young people and non-homeowners? Disastrous, unless they are one of the first wave of people taking advantage of it.

The Trump administration says it's also looking at assumable mortgages and "ways to give relief" on 5- and 10-year loans, after mortgage and financial planning experts pan 50-year mortgages as a bad deal for homebuyers.

10/23/2025

If a move in 2026 is on your radar, the time to prepare is now, not after the holidays.

You’ve got big plans for 2026. But what you do this year could be the difference between a smooth sale and a stressful one. If you’re thinking of selling ne ...

10/02/2025

Spoiler Alert: October is officially the best month to buy a home in 2025.

The market is shaping up to bring buyers more options, better prices, and less competition in most of the top 50 metros.

But the exact week when buyer-friendly conditions peak varies by market.

Want to know the sweet spot in our area? DM me and I’ll send you the details.

09/18/2025

The Fed cut rates today - what kind of impact will it have on people looking to buy a home? Here's a quick example:

04/17/2025

https://nextdoor.com/p/BXf5L4ygYY-X?utm_source=share&extras=MTgxNTQzMg%3D%3D&ne_event_link_preview_update=&share_platform=10&ne_link_preview_links=&utm_campaign=1744934288270&share_action_id=b9275261-ef41-478e-824b-19531b8b039c

04/17/2025

Thinking of a summer upgrade project? Make sure to do so intelligently! Here are some of the projects to consider when evaluating what to do....

A new NAR report reveals which projects homeowners may want to prioritize if they plan to sell within the next year or two.

04/04/2025

Here’s an important homebuying tip you don’t want to miss.

Once you've applied for your mortgage, consistency is key. That means no new credit cards, no big purchases (yes, even that sectional couch), and no changing banks. You don’t want to do anything that could put your application at risk.

The best advice I can give? Before making any financial moves, talk to your lender first.

09/06/2024

Thinking about moving in 2025 and wondering what to expect?

In their early 2025 housing market forecasts, experts say mortgage rates will come down slightly. As that happens, more buyers will jump back into the market, so more homes will sell. And that’ll keep upward pressure on prices.

Want to talk to an expert about what that really means for you? DM me.

08/15/2024

You don’t always need a perfect credit score to buy a home.
Loan types and qualifications vary, so you may be closer to owning a home than you think.

If you want to explore options that might work for you, reach out to me for a referral to a trusted lender.

07/19/2024

Want to know the biggest mistakes homebuyers are making today?

Let’s connect to make sure you have a pro on your side who can help you avoid these mistakes.

06/26/2024

Should you buy now or wait? Consider this: If you bought a $400,000 home at the start of this year, you’d be set up to gain roughly $83,000 in equity over the next 5 years based on expert forecasts.

So, if you’re ready and able to buy today, remember to factor in the equity that’s at stake as you make your decision.

This is why time in the market is better than timing the market.