The Joe Soto Team

The Joe Soto Team Our team has over 50 years in the industry, we’ve transformed the dreams of homeownership into tangible realities for countless individuals and families.
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Our expertise? Tailoring financing solutions to fit your unique story. Joe Soto | Mortgage Lender | The Soto Team

Helping first-time buyers, self-employed clients, and investors get approved with the right strategy. We specialize in working with self-employed borrowers using bank statements and 1099 income, along with FHA loans and programs that help with down payment. If you’ve been told no or a

ren’t sure where to start, we’ll walk you through your options step by step.

20+ Years Experience | 5-Star Reviews | Lending in all 50 states

NMLS #175142 | Branch NMLS #1784789

06/14/2026

It’s never a straight line when buying a dream home

This client was selling and buying at the same time and had so many moving pieces. Once again, Laura Rose helped them navigate through the process and go through reviewing offers as well as writing offers, which can be a lot.

Buying and selling real estate is very complicated so having the right team to support you is very important

06/14/2026

Wealthy people manage money differently. This is just another example of how it’s done.

What are your thoughts?

Does your name come up if you search on Claude or ChatGPT? The way buyers are searching for realtors is changing and the...
06/11/2026

Does your name come up if you search on Claude or ChatGPT?

The way buyers are searching for realtors is changing and the agents who adapt early will have a major advantage.

Comment AI below and I will send you the registration link.

06/10/2026

All the emotions of your kid growing up.

Am I just being a sap???

06/05/2026

I’m incredibly grateful to each client who chose us, every realtor and referral partner who trusted us, and my amazing team who works tirelessly behind the scenes to make it all happen.

Thank you for allowing us to be a part of these journeys. We don’t take that responsibility lightly.

Here’s to helping even more families achieve homeownership in the months ahead.

Had to try this! A little about your favorite loan guy!!!Have an outstanding day! ❤️💞❤️
05/29/2026

Had to try this! A little about your favorite loan guy!!!

Have an outstanding day!

❤️💞❤️

Help!!! So many countries people need help to buy a home!!!It’s a formula that so many people are using these days!What ...
05/26/2026

Help!!! So many countries people need help to buy a home!!!

It’s a formula that so many people are using these days!

What are your thoughts, help now or leave an inheritance!??

Address

6101 Ball Road Ste 101
Cypress, CA
90630

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