10/09/2026
Happy spooky season! The scariest part of buying a home isn't a haunted attic. It's the fees you didn't budget for. Title, settlement and transfer taxes averaged $4,528 in LodeStar's latest national report, before lender fees, prepaid taxes and homeowners insurance (Insurify's average: $3,012 a year). Ask for your Loan Estimate early and read every line. Want a breakdown for your price range? DM me.