Bobbie Proskine Real Estate

01/28/2026

Now that I live in this beautiful retirement community and am surrounded by some of the very people this strategy was designed for, I thought it might be helpful to share this.

I often hear conversations about downsizing, buying a retirement home, paying cash, or worrying about monthly expenses lasting as long as retirement does. One option that many people still don’t fully understand—but can be incredibly powerful for the right person—is a Reverse Mortgage for Purchase.

This strategy allows homeowners 62+ to buy their retirement home using a portion of their home-sale proceeds (typically 50–60%) and finance the rest with a reverse mortgage—eliminating monthly mortgage payments for life, as long as they live in the home and maintain taxes, insurance, and upkeep.

Here’s who this strategy tends to work best for:
✔ Someone downsizing or relocating for retirement
✔ Someone who plans to stay in their next home long-term
✔ Someone who is equity-rich but wants to stay liquid
✔ Someone who prefers predictable monthly expenses
✔ Someone who doesn’t want to drain savings or investments to pay all cash
✔ Someone focused on lifestyle, flexibility, and peace of mind—not just owning a house outright

As I often explain it:
“This strategy works best for someone who wants to live well, stay liquid, and reduce monthly stress—without tying up all their cash in a house.”

You still own the home.
Your name is on the title.
There is no monthly mortgage payment.
And any remaining equity belongs to you or your heirs.
That said, it’s important to be clear about who this is not ideal for:

✘ Buyers under 62
✘ Anyone planning to move again in a short period of time
✘ Someone unwilling or unable to maintain taxes, insurance, and the home
✘ Anyone whose top priority is maximizing inheritance value above all else

This is not a one-size-fits-all solution—but for the right homeowner, it can be a smart, strategic way to purchase a retirement home without sacrificing cash flow or peace of mind.

If this sounds like something you’d like to understand better, I’m always happy to have an educational conversation.

Bobbie Proskine Real Estate

12/20/2025

In lieu of presents this year, I’ll be accepting real estate referrals. Buyers, Sellers, Investors. Gift receipts not required.

10/01/2025

I am proud to represent Florida’s No. 1 luxury real estate brand and the No. 1 Sotheby’s International Realty affiliate worldwide. Being premier, we deliver results backed by the strength of the only true global luxury real estate brand. In a world of options, there is only one like us — the one for results.

09/09/2025

I am thrilled to announce I have joined a Broker in Florida.



SothebysRealty

08/03/2025

Call me if you are looking to buy and let me help you decide between McKinney or Frisco Texas. Top 9 and 10 safest cities in America in 2025. You can’t go wrong in either of these cities. The livability factor of both of them is off the charts.

Two buzzy Dallas neighbors, McKinney and Frisco, have landed top-10 spots in a new SmartAsset ranking of the safest suburbs in America for 2025. McKinney came in at No. 9, and Frisco followed at No. 10. To determine the safest suburbs, SmartAsset's experts ranked 360 U.S. towns based on violent crim...

06/19/2025

🏡💭 Think you need 20% down to buy a home? Think again.

Mortgage myths are everywhere—and they might be keeping you from making your next move.

In this post, we’re busting the most common myths that confuse and frustrate buyers.

💥 From down payments to credit scores, it’s time to separate facts from fiction.

Whether you're a first-time buyer or just need a refresh, this info can save you stress (and 💰).

📩 DM me “MYTHS” if you want to chat with a lender who can walk you through real options that fit your budget.

03/10/2025

Makes my day when I get a good review!!!

02/13/2025

Fall in love with your home all over again! 💕✨ This year, it’s all about embracing cozy vibes, stylish updates, and small, intentional changes that make a big impact. Whether you’re transforming a room with rich, moody paint colors, layering textures like velvet and bouclé, or adding life to your space with lush greenery, there are endless ways to refresh your home.

Don’t forget the little details—they make all the difference in creating a space you’ll adore. 💡

Ready to get inspired? Swipe through for ideas and let me know which update you’ll be trying first!👇

01/08/2025

If buying a home is on your goal sheet this year, let me, help you make it happen!

Here’s where to start:

Focus on improving your credit: A strong credit score opens the door to better loan options. I can connect you with a great resource to help you get there!

Plan for your down payment: Start budgeting now to build your savings. A great financial planner can be an excellent partner in helping you create a strategy to reach your down payment goals faster. If you don't have one, I do....

Get pre-approved: Knowing your budget gives you confidence and an edge in today’s market. A great realtor, like me, has the resources to connect you with the perfect lender for your unique situation, ensuring a smooth process from the start.

Prioritize your wish list: It’s crucial to prioritize your wish list so we don’t waste time looking at homes that don’t align with your needs. This clarity also helps guide you through the process and might even introduce you to options and features you hadn’t considered when you first outlined your wants.

Understand the current market: Real estate markets can vary widely by location and season. I’ll help you understand the current conditions in your area, whether it’s a seller’s market, a buyer’s market, or somewhere in between, so you can make informed decisions.

Research neighborhoods: Beyond the house itself, location matters. Consider schools, commute times, amenities, and community vibe. I’ll help you narrow down the areas that best match your lifestyle.

Prepare for additional costs: Homeownership includes more than the purchase price. Be ready for closing costs, property taxes, home insurance, maintenance, and other expenses. I’ll guide you on what to expect so there are no surprises.

Stay flexible and patient: The process of finding and securing your dream home can take time. With my support and me by your side, you’ll stay focused, informed, and ready to act when the right opportunity arises.

The most important step? Connect with me, Bobbie Proskine Real Estate, and let’s work together to turn your homeownership dreams into reality.

If buying a home is on your goal sheet this year, here’s how to make it happen.

12/09/2024

🎉 Host the Ultimate Holiday Fun at Home! 🎉

Looking for festive ways to celebrate with loved ones without leaving the house? Try these engaging activities:

🎬 Movie Night Extravaganza: Create a cozy home theater experience with holiday classics and favorite films.

🎲 Board Game Tournament: Challenge friends and family to a friendly competition with your favorite board games.

🎤 Karaoke Night: Sing your heart out to beloved tunes and discover hidden talents among your guests.

These activities are perfect for creating lasting memories this holiday season.




Embrace the joy of the season by bringing the festivities into your home. Which activity are you excited to try first? Mine would be holiday movie night and thanks to a friend will be doing hallmark bingo while watching. Thank you Liz Ennis. Share your plans in the comments below!