08/30/2025
✨ OMG!! The headlines say “Foreclosures are UP!” 😱
Filings are up but here’s the truth that the media doesn’t always explain:
👉 A foreclosure filing is NOT a lost home. It’s a warning notice for late payments.
👉 A completed foreclosure means the family actually lost the home. Big difference.
If you only read the headlines, you’d think we’re headed back to 2008. But look at the real numbers 👇
📊 Completed Foreclosures (actual homes lost)
• 2025 (YTD): 21,000
• 2019: 144,000
• 2010: 1,180,000
• 2009: 1,035,033
• 2008: 983,881
• 2007: 1,280,000
• 2006: 717,000
• 2005: 532,000
• 2004: 464,000
• 2003: 640,000
💡 Notice something? We’re nowhere near the crisis years. 21,000 YTD in 2025 is a tiny fraction of what happened in the housing crash and years before.
Don’t let scary headlines spook you. Filings being up isn’t great news but the housing market is certainly NOT collapsing.
Don’t believe the hype. Believe the numbers. The American dream is alive, and homeownership is stronger than the fear. ❤️. Buy the house.
But buy it with me as your agent and lender!! 🥹😎
Mindy Romero
Central Metro Realty
