Erica Wiley Pisconski Real Estate

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Erica Wiley Pisconski Real Estate

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02/05/2024

When house-hunting, focus your attention on the permanent details such as location and layout. These are key elements that either cannot be changed or will be expensive to modify. In addition, keep in mind that minor cosmetic issues such as carpet, wallpaper, and paint colors can be changed easily and economically to suit your own style.

01/08/2024

As younger generations continue to enter the housing market, their preferences and demands may shape the market, emphasizing affordability, urban living, and sustainable features. Wondering how this impacts your market? Message me today!

01/05/2024

Although you’re not legally required to work with a real estate professional to buy a home, there are various reasons why you should for a positive home-buying experience. A great real estate agent will guide you through the home search with an unbiased eye while bringing their expertise to the table and helping you meet your buying objectives while staying within your budget. If you want to work with a trusted real estate agent who has extensive knowledge of the local market, contact me today.

12/08/2023

Closing costs are fees and expenses incurred during the closing of a real estate transaction. These costs, like lender fees, title fees, and attorney fees, are typically paid by the buyer but can also be negotiated to be paid by the seller. Pre-paids are expenses that are paid in advance at the time of closing to cover certain ongoing costs related to homeownership. These expenses, like property taxes or homeowners insurance, are typically prorated and paid upfront to ensure there are sufficient funds for these expenses.

12/06/2023

What do you love about your current neighborhood? If you are thinking about moving, what do you hope to find in your new neighborhood that you aren’t ready to give up? If you are on the hunt, I can help you find a place that has the perks you love!

11/29/2023

Buying your first home may be a little scary, but being informed can be the difference between being blindsided by costs you don't expect and being in the know! Buying a home is more than just the purchase price. When you buy a house, you should expect to have a few expenses - to include your down payment (if required for your mortgage type), your closing costs, and any moving costs. If you have bought a home before, what expenses came up that you didn’t expect?

11/22/2023

If you’ve already filled out a mortgage application and received a mortgage loan pre-approval letter — congrats! Getting pre-approved shows a seller that your financing is in order and you’re serious about purchasing a home. But how do you use that letter and how long are preapprovals on mortgages good for until they expire? Let’s find out.

11/17/2023

This question is is often a source of confusion when buying a home. Let's clear it up once and for all! ⁣Any licensed real estate agent can show any home that’s listed for sale in the Multiple Listing Service (MLS)—not just the ones they have listed. ⁣ If you have seen a house on the market and want to check it out, message me today!

11/13/2023

Some people use the terms interchangeably, but there are important differences that every homebuyer should understand. If you’re getting ready to start the home buying journey, you should consider getting pre-qualified to get an idea of what you can afford.

11/10/2023

The practice of seller financing goes by many names, including purchase-money mortgages and owner financing. But in its simplest terms, it describes a form of real estate lending transaction in which a property owner also serves as a mortgage lender. This unique situation in the home selling process eliminates the need for a financial institution to handle financing agreements and negotiations. While seller financing effectively sees a seller provide a buyer with direct financing, it comes with pros and cons attached, as does any nontraditional mortgage option. it’s important to do your research and consult with a qualified professional before entering into a seller financing agreement.

11/08/2023

Do you need an update on the current real estate market? The market is constantly moving but I am staying up to date! As a local expert and your professional real estate agent, I can give you insight into current buying and selling trends and help you navigate the ever-changing market. Message me if you're interested in getting updated on the current market!

11/06/2023

One of the biggest benefits of buying a home is making an investment and building equity. When you buy a home, you are building equity over time. As you make mortgage payments, you accumulate ownership in the property, which can be a valuable asset. Over time, your home may appreciate in value, allowing you to potentially sell it for a profit.

Address

Dallas, TX
75032

Telephone

+12067156396

Website

http://monumentrealtytx.com/

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