MAC Home Team

MAC Home Team We are a full service Real Estate Team, helping Buyers & Sellers in the North Dallas Market. D Magazine Best of the Best Real Estate Agents from 2004-2020.

Mary Anne Collins’ outstanding achievements in real estate can be attributed to two factors: She loves her work, and she thrives on the satisfaction of her clients. Extensive education, cutting-edge technology, and complete dedication to her clients have made her the Top Producing Agent that she is today. Since Mary Anne began her real estate career in 1995, she has been one of the Top Producing A

gents in the Dallas area. Her team specializes in Dallas and the North Dallas Suburbs (including Richardson, Plano, Frisco, Allen, McKinney and surrounding cities.) Experience the difference, and let Mary Anne & her team of experts at The MAC Home Team exceed your expectations!

If the first half of this year has left you feeling stuck, you're definitely not the only one.Mortgage rates stayed high...
07/13/2026

If the first half of this year has left you feeling stuck, you're definitely not the only one.

Mortgage rates stayed higher than people hoped. Affordability was still tough. And every time it felt like things might improve, something else got in the way. But here's the good news.

A lot of housing experts think the second half of the year could start heading in a better direction. Not because everything magically gets fixed overnight...

But because if inflation cools off and things settle down overseas, mortgage rates could ease, more buyers could jump back in, and the market could finally start feeling a little less stuck.

Will everything suddenly be easy? Probably not. But after the first half we've had, "better" is a pretty good place to start.

If you're wondering what that could mean for your plans (or for our local market), send me a message.

I’ve got the latest forecasts on rates...



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If your student loans have you wondering whether buying a home is even possible, keep reading.33% of first-time homebuye...
07/09/2026

If your student loans have you wondering whether buying a home is even possible, keep reading.

33% of first-time homebuyers have student loan debt. That's roughly a third. And if they're making it happen, maybe you can too. Here’s why.

Lenders look at your whole financial picture – your income, your credit, your overall debt – not just your loans. So, if your finances are in decent shape, you might be a lot closer to owning than you think.

Don't count yourself out before you even try. Connect with a lender and talk about your options.



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Buying or selling a home is a big financial decision, especially when costs are high. But if the timing's right for you,...
07/06/2026

Buying or selling a home is a big financial decision, especially when costs are high. But if the timing's right for you, here's a reason to feel good about your move.

Every home sale sends real money into your local economy. An existing home adds more than $64,000. A newly built one? Over $134,000.

So, not only is your move a major milestone for you, but it also gives a boost to your community as a whole.

Because behind every sale, there’s a whole network of people doing their jobs – contractors, lenders, inspectors, movers, and more. And your move helps with their livelihoods.

DM me to find out what a move would mean for our area.



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A lot of buyers and sellers are holding back right now because they're worried we're headed for another 2008. But look a...
07/02/2026

A lot of buyers and sellers are holding back right now because they're worried we're headed for another 2008. But look at the numbers.

In 2008, homeowner equity and mortgage debt were nearly identical. That means, if someone hit a rough patch, they had almost nothing to fall back on. That's part of what made that crash so bad.

Today? Home equity is at $34.9 trillion. Debt is at $14.4 trillion. So, homeowners aren't stuck. They have equity built up in their homes – which means if they needed to sell, many could and they’d still come out ahead. They have a cushion.

This isn’t a crash. Today’s market still has a solid foundation.

And if worries about a crash have been keeping you on the sidelines, it might be worth having a conversation about what a move could look like for you right now.



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More homeowners are pulling their houses off the market right now. But don’t let that rattle your own plans to sell.Yes,...
06/29/2026

More homeowners are pulling their houses off the market right now. But don’t let that rattle your own plans to sell.

Yes, delistings are up. But relistings are climbing right alongside them. So, most of those sellers are simply taking a short pause to reset before putting the house back on the market.

That usually means stepping back to do a few repairs, taking fresh photos, bringing in staging, or adjusting to a better price. It’s a regroup, not a retreat.

So, if your house is sitting (not selling), treat it as your cue to listen to buyer feedback and adjust.

Because this isn’t a sign of broader housing market trouble. It just shows that sellers need to meet the market where it is.



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Your house didn't sell and your listing expired. And the hardest part is you still don’t have a clear answer on why no o...
06/25/2026

Your house didn't sell and your listing expired. And the hardest part is you still don’t have a clear answer on why no one bought it.

You just know it didn’t happen, and now you’re supposed to decide whether to try again… or what to change.

Here’s what I’d do before you re-list: get a second opinion.

Because data shows homeowners who switch agents after their listing expires are more likely to see their house sell.

A different agent brings a fresh perspective and can run a quick reset.

The price. The marketing. The presentation. Chances are something in there needs to change.

You’re not stuck – you just need a better plan. And a partner who knows how to execute it.

If you want a second opinion, DM me the word “EXPIRED.”

I’ll take a quick look at what happened and tell you the first one or two changes I’d make to get traction.



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If you spend enough time online, you'd probably think home prices are crashing or they’re about too.But the data tells a...
06/18/2026

If you spend enough time online, you'd probably think home prices are crashing or they’re about too.

But the data tells a different story.

According to Realtor.com, home prices are still rising in 71% of housing markets across the country.

That's the majority of markets.

Yes, some areas are seeing slight price declines. But they're the exception, not the rule.
That's why it's important to be careful about where you're getting your housing market information.

The internet loves dramatic headlines. The data usually tells a more complete story.

Want to know what's actually happening with home prices in our area? Send over a message.



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Has anyone taken the time to explain how much the market’s shifted? Or what it means for your move?In 2021, nearly every...
06/18/2026

Has anyone taken the time to explain how much the market’s shifted? Or what it means for your move?

In 2021, nearly every major housing market in the country favored sellers. But now, only about 1 in 3 does.

And that changes the dynamics for you.

If you’re buying, you may have more negotiating power. If you’re selling, pricing and presentation matter.

But here's the catch, it's not the same story everywhere. Some markets are strongly in buyers' favor right now. Others? Sellers are still winning. It all depends on where you live.

That’s why you need a pro. A great agent knows which way our local market is leaning and how that can change everything about your strategy.

Want to know what's happening right here? Drop a comment or send me a message.



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Moving this Summer? Whether you're buying or selling, you probably have questions.My new Summer Buyer & Seller Guides ha...
06/15/2026

Moving this Summer? Whether you're buying or selling, you probably have questions.

My new Summer Buyer & Seller Guides have the answers.

Inside, you'll find out what higher inventory means for you, what’s going on with affordability right now, what strategies for buying or selling are actually working this season, and more.

Stop guessing and start moving forward with confidence. DM or drop a comment with "BUYER" or "SELLER" below to get your free digital copy.



Message me if you would like to talk "real estate"

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."But...
06/11/2026

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."

But before you decide, make sure you understand what you could be giving up too. Because moving this Summer does have its advantages.

For buyers, it could give you more options in your price point. Historically, there are over 30% more fresh listings in the Summer compared to the rest of the year.

For sellers, it can mean a better sales price. Data shows, on average homes sell for 4% more in the typical Summer month compared to usual month in the Fall or Winter (when demand typically falls off).

The point isn't to rush into anything. It's just to make sure you have the full picture before deciding whether waiting is really your best move.

DM me if you want to talk through your options. No pressure, just perspective based on years of experience.



Message me if you would like to talk "real estate"

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