Julie Nichols, Mortgage Lender NMLS 280620

09/19/2026

We Remember. We Honor. We Will Never Forget.

On National POW/MIA Recognition Day, we honor the brave service members who were prisoners of war and remember those who remain missing in action.

Behind every name is a hero, a family, and a story that deserves to be remembered. We are forever grateful for the courage and sacrifice of those who served and for the families who have carried their hope and strength through generations.

Until they are all home, we remember.

09/18/2026

Happy Birthday to the United States Air Force! 🇺🇸✈️

Today, we celebrate the brave men and women who defend our nation from the skies and around the world.

For 79 years, the U.S. Air Force has answered the call with courage, innovation and a commitment to service. We’re grateful to every Airman, past and present, for the sacrifices they make to protect our freedom.

Thank you for your service, strength and dedication. Happy Birthday, Air Force! 🎂🇺🇸

09/18/2026

Higher oil prices, inflation concerns, and expectations for more Fed rate hikes pushed mortgage rates higher during the week ending September 18, 2026. Vista Bank is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

09/16/2026

Realtors: Here's the scoop on appraisal changes coming this November for most conventional loans. We're 100% ready at Vista Bank! Please reach out if you have any questions & I'll be happy to help. NBH Bank, NMLS 465954, Equal Housing Lender.

Learn how the new UAD 3.6 Appraisal Changes will impact your buyers

09/11/2026

Rates remained elevated during the week ending September 11, 2026, as oil prices pushed higher and inflation worries persisted. Vista Bank is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

09/04/2026

Rates moved higher during the week ending September 4, 2026, due to rising bond yields and expectations of a possible September Fed policy rate hike. Vista Bank is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

08/28/2026

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. Vista Bank is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

08/26/2026

Financing a condo looks different these days. New regulations require lenders to make a thorough assessment of a condo association’s financial health before making a conventional loan, including a refinance. If you have questions about how this may impact a purchase or refi, please reach out. Vista Bank is an Equal Housing Lender. NMLS 465954

08/21/2026

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil prices. Vista Bank is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.