06/13/2026
I think America has played a cruel trick on a lot of people.
For more and more families, the path to living well is not just hard work, discipline, or even a strong income. It is increasingly tied to whether you can call your parents or grandparents for help.
What does that look like?
It looks like:
calling family for down payment money
calling family for childcare help
calling family for financial backup when housing costs get too high
and in some cases, getting enough family support to buy a property outright
That has everything to do with real estate.
Because homes have become so expensive that many people are no longer buying based only on their income. They are buying based on income plus family wealth.
And that is exactly why this conversation matters.
I spoke with a woman today who, on paper, did everything right:
she stayed out of trouble
went to school
came from poverty
built a very strong income
and is objectively successful
And even with that, she still felt insecure about buying a home because she does not have generational wealth behind her.
She is still helping her parents financially when, in a healthier system, that support might have gone the other direction.
That is why I keep saying this is not just about income anymore.
It is about access, support, and inherited advantage.
A lot of people will try to shame others for feeling squeezed because “they make good money.”
But if housing, childcare, and everyday life costs keep rising, a good salary can still feel very fragile without family wealth behind it.
Ignorance Is Expensive.
That is why I keep bringing these conversations to the public.
Because if you do not understand how family wealth, housing costs, and affordability are shaping today’s market, you may misread what is happening all around you.
If you are buying or selling in Dallas–Fort Worth, these are the kinds of forces affecting buyer confidence, decision-making, and long-term housing security.
💬 Do you think family wealth is now one of the biggest factors in who can realistically buy a home?