Aaron Sandoval

Directions Website

Aaron Sandoval Helping good people make confident financial decisions
Kindred Mortgage LLC NMLS #2645422 I Aaron Sandoval NMLS #1409766 I Equal Housing Lender

Aaron Sandoval NMLS # 1409766 Loan Originator



As a licensed mortgage advisor in the great state of Texas, I am here to help you ever step of the way, From home purchase to refinancing your current mortgage. Figure: 7 TAC §80.200(b)
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

10/16/2026

Manufactured homes aren't automatically cash-only purchases.
Depending on the property and borrower, FHA, VA, conventional, and other financing options may be available.
The foundation, title, installation history, and land ownership can all matter.
Comment MANUFACTURED if you're looking at one and want to know what we'd check.

10/15/2026

Not every house needing repairs requires a renovation mortgage.
Cosmetic issues and property-condition problems affecting financing are not necessarily the same thing.
The loan program, appraisal findings, and specific condition of the property all matter.
Comment REPAIRS if you're considering a home that needs some attention.

10/14/2026

Closing delays happen, and they don't always mean something is wrong with your mortgage approval.
Appraisal, title, insurance, documentation, and other issues can affect the timeline.
The important part is identifying the problem quickly and keeping everyone informed.

10/13/2026

Taking out a personal loan for your down payment isn't a simple workaround.
Many mortgage programs prohibit unsecured borrowed funds for the required down payment, and additional debt can affect qualification.
Before borrowing money, find out which funding sources are actually allowed.
Comment OPTIONS if you're exploring ways to purchase.

Negotiated a seller credit? Let’s make sure your buyer can use it. We’re seeing more seller concessions on deals, but th...
10/13/2026

Negotiated a seller credit? Let’s make sure your buyer can use it.

We’re seeing more seller concessions on deals, but the amount a buyer can use depends on their loan program, down payment and eligible costs.

I put together this FREE Seller Concession Cheat Sheet for Realtors and buyers. Save it for your next offer and share it with someone house hunting!

Want help reviewing a scenario? Send me the purchase price, down payment and proposed seller credit. Let’s make those dollars work for your client.

10/12/2026

Texas homebuyers: don’t assume the seller’s current property tax bill will be your future tax bill.
Homestead exemptions, age-related exemptions, disabled-veteran exemptions, appraisal limitations, and ownership changes can affect the amount.
Always estimate your own taxes before making an offer.
You can start exploring payments with our calculator: https://goalee.co/kindredmtg/

10/11/2026

HOA fees are more than another monthly bill.
They can affect mortgage qualification and your overall housing budget.
Before purchasing, review the dues, possible assessments, and community restrictions.

10/10/2026

A 15-year mortgage can reduce the total interest you pay, while a 30-year mortgage generally provides a lower required monthly payment.
Neither is automatically right for everyone.
Compare the numbers and choose the term that supports your budget and long-term goals.
Explore payment scenarios:

10/09/2026

A prior foreclosure doesn’t necessarily mean you’ll never qualify for another mortgage. Waiting periods and requirements vary by loan program and circumstances, and determining the correct event date matters. Comment REBUILD if you need help establishing a realistic homebuying timeline.

10/08/2026

Your down payment doesn’t necessarily have to already be sitting in your checking account. If you’re selling your current home, documented proceeds from that sale may potentially provide funds for your next purchase. The key is planning the timing before you write the next offer. Comment EQUITY if you’re trying to buy and sell.

Address

Haslet, TX
76052

Website

, ,

Alerts

Be the first to know and let us send you an email when Aaron Sandoval posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category