Joni Smith TexasRealtor

12/14/2025

McKinney officials have approved terms to annex and zone 141 acres along US 75 for a large industrial and multifamily development. 🏗️

Read more about the plan and it's potential impact in the link in the comments. 🔗

12/09/2025

Big news at Brahman Ranch. We have new lower prices, a $5,000 Realtor bonus on all active listings, and a builder incentive up to 6 percent when buyers use the preferred lender.

Now is the perfect time to tour our beautiful new construction homes and experience modern country living with top-rated schools, easy access to Dallas and Fort Worth, and the peaceful charm of wide-open spaces.

Come check us out and see why Brahman Ranch is getting so much attention.

Schedule your tour today or stop by our open houses this weekend. Your next home or your buyer’s dream home is waiting.

12/03/2025

10/31/2025

Just listed…..

Photography and Hosting by Shoot2Sell

10/10/2025

When a listing attracts multiple offers, sellers gain negotiating power. Competing buyers may raise their price, waive contingencies, or offer flexible closing terms. Agents can leverage this scenario to secure the best combination of price and terms for their clients. Your agent can prepare you for this possibility and guide you through comparing offers to help you choose wisely beyond just the highest dollar amount.

10/08/2025

MLS descriptions can feel like a different language! Understanding the terminology helps buyers make sense of a home’s status. The clearer you are on the terminology, the faster you can act when the right property appears. “Active” means the home is currently for sale and accepting offers. “Contingent” means the seller has accepted an offer, but certain conditions, like financing or inspections, must be met before it closes. “Pending” means all contingencies have been satisfied and the sale is moving toward closing. Need clarification on any other terms? Let us know in the comments!

10/06/2025

Earnest money acts like a handshake with financial weight - it shows the seller that the buyer is serious. It’s a deposit (usually 1–3% of the purchase price) held in escrow to signal serious intent. If the sale closes, it goes toward the down payment; if the buyer backs out without a valid contingency, it may be forfeited.

10/03/2025

A title company is one of the unsung heroes of every successful real estate transaction. A title company ensures that a property is legally ready to be bought or sold. They verify the chain of ownership, check for liens, and issue title insurance to protect both buyer and lender from potential disputes. This behind-the-scenes work safeguards the entire transaction.

10/01/2025

Interest rates don’t just change a number on paper - they directly shape how much home a buyer can afford. Even a small change in mortgage interest rates can have a big impact on a buyer’s monthly payment and overall budget. When rates rise, purchasing power decreases, meaning buyers may need to adjust their price range. When rates drop, the same monthly payment could qualify for a higher-priced home. Understanding this relationship empowers you to act confidently when rates shift and ensures you know when it’s the right time to buy for your budget.

09/29/2025

Property taxes can vary widely depending on where you live, but they play a big role in your overall housing budget. Taxes are based on your home’s assessed value and local rates, and they fund essential services like schools, roads, and emergency services. Before buying, check the property tax history and rates in the area so you know what to expect. Being aware upfront helps avoid surprises down the road.

09/28/2025

New construction coming to North Garland!

Dallas-based Liberty Bankers Insurance Group is set to develop a new 42-acre community in a suburb northeast of Dallas.