Michael D Chatman Astute Home Advisor

06/18/2025

I’ve got a 🔥 listing in Dallas that’s STR (Short-Term Rental) gold — same builder and layout as a neighboring Airbnb that’s pulling in $240+/night consistently 💰

Here’s what I’m looking for:

👉 Do you lend on short-term rental acquisitions?
👉 Can you help my investor buyers with Airbnb-friendly financing?
👉 Bonus if you offer DSCR, bank statement, or creative loan products that help buyers get in with low down and solid terms.

The property is priced under $500K, FHA-eligible, and could cash flow immediately 💸

DM me if you have STR-friendly loan options or want to co-market this one!

📍 154 S Cisco St, Dallas, TX
🏡 3 bed / 3 bath / Garage / Gated access
🎯 Investor-ready and open for creative financing strategies

Let’s help some smart folks get paid to host!

05/09/2025

Listing of the day!
Don't Sleep on the South sleep in it!🤙🏿

1256 Regents Park Court, DeSoto, TX, 75115 on Lone Star Living

05/08/2025

THE APPRAISAL BEFORE THE APPRAISAL” is now LIVE on YouTube!

🔍 Ever had a deal fall apart because of the appraisal?
I broke down exactly how I helped my client avoid that headache before it even happened. This is next-level real estate game that every buyer, seller, and agent needs to understand.

👀 Watch it now: https://link.msgsndr.com/sp/e99a1899212
Then drop a comment and let me know your biggest takeaway.

💼 This one is for the culture, for the closers, and for the families out here trying to win.

https://link.msgsndr.com/sp/721774301a0

04/22/2025

A Father’s Promise. A Daughter’s Dream. ✨

We just submitted an offer on a home that’s more than just walls and a roof—it’s a symbol of love, hard work, and a future full of promise. 💪

A Father’s Promise. A Daughter’s Dream. 💪🏽💫

Just sent an offer on a home that’s more than just a house—it’s a gift of love from a father to his daughter, who’s chasing her dreams here in Texas. After all the hard work, it’s time for her to have a place to call her own. 🏡

This isn’t just about bricks and mortar; it’s about making a promise come true, and watching that dream unfold. ✨

If you’re ready to start your own journey or need help making your dreams a reality, hit me up. Let’s talk about how we can get you into your next home, no matter what it takes. 👊🏽

04/22/2025

🎉 Another Big Win for a First-Time Texas Homebuyer! 🏡✨
It’s a beautiful feeling when hard work, preparation, and faith come together to open the door to homeownership — especially here in Texas!
We just secured a deal on Resurrection Sunday that aligns perfectly with my client’s goals and budget, and I couldn’t be happier for them. 🙌🏽
If owning a home in Texas has been on your vision board… don’t let another season pass you by.
📲 DM me “HOME” and I’ll send you a no-pressure guide to get you started — or restarted — on the journey.
Your keys are waiting. 🔑 Let’s make it happen together.

04/05/2025

🏡 Open House Event: 1208 Watercrest Street, Forney, TX 75126 🏡

Join us tomorrow for a guided tour of the beautiful Evora II QN home!

📅 Date: Saturday, April 5th
⏰ Time: 1:00 PM - 3:00 PM
📍 Address: 1208 Watercrest Street, Forney, TX 75126 (Homesite 15)

✨ Features of this Stunning Home:

2,302 sq ft, 2 Stories, 3 Bedrooms, 2.5 Baths

Sophisticated home office & a second-floor loft for extra living space

Gorgeous kitchen with white apron-front sink, Modern White cabinets, and floating shelves

Beautiful Statuary Classique quartz countertops and a large island

Spacious Great Room with vaulted ceilings and 15' multi-slide door

Secluded Primary Suite with a freestanding tub and matte black finishes

Covered patio perfect for outdoor enjoyment

Attached 3-car garage

🌟 Monthly Payment as Low As: $2,516/mo
💰 Current Price: $385,000 (down from $470,014)
🔑 Available for Self-Guided Tours: Schedule a UTour or join us during the Open House for a guided tour!

🏘️ Why You’ll Love This Home:

Farmhouse-inspired design with rustic accents and modern finishes

Close to amenities including walking trails, community park, and a future pool

Located in the Gateway Parks community with Forney ISD schools

Seller concessions available—ask for more details!

📲 RSVP or Questions:

DM or comment "EVORA" for more information or to schedule a private tour.

Can’t make it in person? You can still schedule a self-guided tour!

03/31/2025

🚨 NEW TOUR JUST DROPPED ON YOUTUBE! 🚨
Y’all kept asking for the full walkthrough… so I hit record 🎥

📍Kindred Ranch 2 – DeSoto, TX
This new construction is a whole vibe—from the open layout to the oversized island, it’s giving “Babe… this might be the one” energy all day.

If you're relocating, house-hunting from out of town, or just curious about what DeSoto has to offer… this one’s for you.

👉 head to my channel to watch the full tour
🎯 Don’t just dream it. Walk through it.

🔗 https://youtube.com/?si=MSifwcvxLtJwzi4-

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03/28/2025

03/25/2025

Embracing change today, with faith-fueled action! Here in DeSoto, TX, it's a warm 68°F, climbing to 89°F—just like we're elevating our goals today!​

Reflecting on Mark 10:52: "Your faith has made you well." Let's combine belief with bold steps to transform our dreams into reality.​

Real Estate Snapshot:
Median Sales Price: DeSoto homes averaging $350K, up 3.8% from last year.​

Interest Rates: VA Loans at 5.721% (APR: 5.762%), Conventional at 6.359% (APR: 6.423%).​

24-Hour Market Activity:
New Listings: 2​
Under Contract: 3​
Pending Sales: 2​
Closed Sales: 1​

The market's moving—are you ready to make your move?​

03/24/2025

Happy Mindset Monday, family! 🌟 Let's kick off this week with purpose and power. Here in DeSoto, it's a bright 61°F, heading up to a toasty 81°F today—just like this weather, let's turn up the heat on our goals! 🔥
Today's wisdom comes from Proverbs 10:8: 'The wise in heart accept commands, but a chattering fool comes to ruin.' Translation? Listen more, talk less, and take action! 💪
Speaking of action, let's talk real estate. The average sales price in DeSoto is around $302,112, down 3.5%. That means opportunities are knocking! Are you ready to answer? 🏡
Now, about interest rates: as of today, the average 30-year fixed mortgage rate in Texas is 6.77%, and the 15-year fixed rate is 5.96%.
🗓️Over the past three days in DeSoto:
🏡6 new listings hit the market​
📝7 homes went under contract​
❌1 listing expired​
♻️3 homes moved to pending status​
🔑5 homes closed​
financial freedom! 🚀 "

02/26/2025

🏡 FELLAS, IT’S TIME TO PUT YOUR FAMILY IN A HOME! 🏡

Real talk—your wife and kids deserve stability. A place they can truly call home. And guess what? You CAN make it happen! Here’s what you need to qualify:

1️⃣ CREDIT SCORE
✔️ 580+ for FHA
✔️ 620+ for Conventional

2️⃣ DOWN PAYMENT
✔️ FHA: 3.5% down
✔️ Conventional: 5% down

💰 Let’s do the math:
Looking at a 3 bed/2 bath home for $375,000—

FHA: $375,000 x 3.5% = $13,125 down
Conventional: $375,000 x 5% = $18,750 down
(That’s like skipping out on a few nights of DoorDash, sneakers, and playing numbers 🤣… but for real, a little sacrifice now sets your family up for generational wealth. 💪🏾🏡)

3️⃣ WORK HISTORY
✔️ Self-employed? Last 2 years of tax returns 📄
✔️ W2 employee? Proof of work history for the last 2 years

🗣️ BRO, STOP WAITING & STOP MAKING EXCUSES! Your family needs a home, not another rental. The house you want is within reach—you just need the right plan. That’s where I come in.

📩 DM me if you’re serious about finally putting your family in a home. Let’s make it happen!

🔗 Start Your Homeownership Journey Here https://www.showingnew.com/astute