Daly City Real Estate by Rebecca

09/24/2026

More Homes Hit the Market as Demand Cools
We’ve seen an interesting shift in the housing market over the past month. In the four weeks ending August 23, new U.S. listings edged up by 0.4% and total homes for sale rose 0.5%, reaching their highest point since early Q2. At the same time, pending home sales dipped 1.1%—the lowest in six months—as many buyers took a pause with housing costs still high. The median home-sale price climbed 1.9% year-over-year to over $400,000, while the average mortgage rate remained near 7%, close to a 13-month high. For buyers, the increase in available homes and a cooling market can mean more negotiating power on price or concessions, especially with properties that have been listed for several weeks. Sellers, on the other hand, are finding that realistic, market-driven pricing is key to attracting serious offers. With nearly four decades specializing in North San Mateo and San Francisco Counties, I’m always watching these trends to help both buyers and sellers make informed, confident decisions.

09/23/2026

What Smaller U.S. Homes Could Mean for Buyers
Over the last decade, we’ve seen a noticeable shift in the size of new single-family homes across the U.S. The average has dropped from 2,700 to 2,400 square feet, while the price per square foot surged by about 72%. In 2025, one in four new single-family homes sold will be under 1,800 square feet—a significant jump from about one in six ten years ago. At the same time, those expansive 3,000+ square foot homes have become less common, declining from roughly one in three to just one in five sales. Builders are adapting to higher land, labor, and material costs by focusing on smaller floor plans, a strategy that helps keep homes more accessible as mortgage rates hover around 6% to 7%. For first-time and budget-conscious buyers, these more compact homes could lower both down payments and monthly expenses, though a higher price per square foot means affordability remains a challenge. Having worked in North San Mateo and San Francisco Counties for decades, I know how these trends play out locally—smaller homes can open doors for many buyers, but careful guidance is key to navigating today’s market.

09/22/2026

Ask Me Anything!
Have questions about real estate but not sure where to start?

Ask any real estate question and get expert answers from Rebecca Husted.

09/22/2026

The best and worst states for first-time home buyer assistance in 2026
Navigating first-time home buying in 2026 can be a real journey, especially when it comes to understanding what state assistance is actually available. From my experience helping buyers in North San Mateo and San Francisco Counties, I’ve seen how some states offer generous forgivable loans or grants, while others have more limited, repayable aid—each with their own terms, income limits, and even perks like student debt relief. Knowing the difference can make a significant impact on your purchasing power and long-term financial comfort. As always, a tailored approach is key to finding the right fit for your needs in our unique Bay Area market.

09/21/2026

Bay Area Luxury Home Sales Gain Momentum
It’s fascinating to watch the luxury market in the Bay Area pick up steam, especially as affluent AI professionals make their mark. In my experience working across North San Mateo and San Francisco Counties, I’ve seen how these buyers set the pace—often turning to all-cash offers or sizable down payments from investments, which means mortgage rates don’t slow them down like they do for other segments. The result is a rapidly moving luxury tier, while many other buyers are finding themselves on the sidelines. The anticipation around upcoming AI IPOs is adding a new sense of urgency, with some searching and acting quickly to secure their ideal home before additional competition enters the market. One example that stands out: a client recently went under contract on a five-bedroom home in Orinda after a year of looking, spurred by the prospect of increased competition. Navigating these shifts calls for deep market insight and a steady hand—qualities I bring to every consultation in our unique local communities.

09/21/2026

Luxury Home Sales Surge as AI Boom Fuels High-Income Buyers in San Francisco Bay Area
It’s fascinating to see how the luxury real estate market in the San Francisco Bay Area is thriving, even in the face of rising mortgage rates. The recent surge is fueled largely by high-income buyers from the booming AI sector—something I’ve witnessed firsthand in neighborhoods across North San Mateo and San Francisco Counties. What’s especially notable is that this trend isn’t isolated to our region; luxury sales and prices are up nationally, with places like Tampa, Nashville, and Detroit also experiencing growth, even as the middle market slows. As always, understanding the unique dynamics of our local market is essential, whether you’re considering your next move or simply want to stay informed.


https://www.housing-trends.com/agent-news/rebecca-c-husted/1963662-Luxury-Home-Sales-Surge-as-AI-Boom-Fuels-High-Income-Buyers-

09/19/2026

New Listings Rise as Summer Comes to a Close
As summer winds down, we’re seeing a noteworthy shift: new home listings across the U.S. have increased by 1.2%, reaching their highest level in three months. At the same time, pending sales slipped by 1.3%, marking the lowest point since March. The median asking price has edged down by 0.1%, even as the median sale price is still up 1.8% from last year—reflecting the ongoing impact of higher mortgage rates and a touch of economic uncertainty. After nearly four decades helping buyers and sellers navigate the unique markets of North San Mateo and San Francisco Counties, I know how quickly local conditions can change. Staying informed and adapting your strategy is key, whether you’re preparing to sell or searching for the right home.


https://www.housing-trends.com/agent-news/rebecca-c-husted/1967893-New-Listings-Rise-as-Summer-Comes-to-a-Close

09/18/2026

Buy and Sell a Home Simultaneously: Strategies for Success
Navigating the process of buying and selling a home at the same time can feel like a balancing act, especially here in North San Mateo and San Francisco Counties. With nearly four decades of experience in our local markets—from Broadmoor Village to Pacifica—I’ve guided clients through every scenario. Selling your current home first can help clarify your budget for the next purchase, though you may need to consider short-term housing in between moves. On the other hand, buying first offers more flexibility for your search but could result in carrying two mortgages for a period. Contingent offers can help manage risk, but they sometimes make your proposal less attractive to sellers. Every situation is unique, but with careful planning and a willingness to adapt, you can set yourself up for a successful transition. My role is to help you weigh these options with confidence, drawing on deep local knowledge and a personalized approach.


https://www.housing-trends.com/agent-news/rebecca-c-husted/1967861-Buy-and-Sell-a-Home-Simultaneously%3A-Strategies-for-Success

09/17/2026

Three U.S. Housing Signals for September
September brought a few notable shifts in the U.S. housing landscape. Pending home sales dipped slightly year-over-year, closing out an 8-month run of gains as higher borrowing costs slowed buyer activity. Contract signings also softened, and homes spent about 60 days on the market. Mortgage rates edged up from around 6% in late Q1 to the higher 6% range now. Buyers found a bit more negotiating power, with the median list price easing to $424,500, price cuts hitting about 20% of listings, and active inventory rising roughly 4%. Despite this, national inventory is still about 11% below pre-pandemic levels, underscoring the continued housing shortage—even as some buyers pause. Housing experts are closely watching trends in seller delistings, pricing strategies, and whether regional disparities in the market will narrow as both buyers and sellers adjust to firmer borrowing costs. With nearly four decades serving North San Mateo and San Francisco Counties, I’ve seen firsthand how these national signals play out locally and how a tailored approach—whether you’re buying or selling—can make all the difference.

09/16/2026

Rebecca Husted is one of the best realtors I know. Her attention to detail, responsiveness, market k...
Let’s connect and talk about the latest insights in the industry!