Up-County Realty

07/27/2026

Maryland Housing Market Update (End of July 2026)

As July comes to a close, Maryland's housing market remains relatively resilient despite elevated mortgage rates. The market is no longer as frenzied as it was during the pandemic years, but it continues to favor sellers in many areas because inventory remains constrained.

Key Trends

Home prices continue to rise, but more slowly

• Median home prices across Maryland are up roughly 2–4% year over year, depending on the data source.
• Recent statewide median sale prices are in the mid-$440,000s to upper-$440,000s, reflecting modest appreciation rather than rapid price gains.

Inventory is still tight

• Housing supply remains below historical norms.
• Maryland REALTORS reported that active listings were down significantly from a year earlier, even though buyer demand has softened somewhat.

Homes are taking longer to sell

• Buyers have more negotiating power than they did in 2021–2023.
• Statewide median days on market have increased into the 40-day range in many areas, although desirable neighborhoods continue to sell much faster.

Mortgage Rates

Mortgage rates have become the biggest headwind.

• The average 30-year fixed mortgage is around 6.6%, the highest level in nearly a year.
• Higher financing costs continue to limit affordability and keep some buyers on the sidelines.

Regional Highlights

Montgomery & Howard Counties

• Continue to see strong demand due to employment centers.
• Well-priced homes often receive multiple offers.

Frederick County

• Remains one of Maryland's faster-growing markets.
• New mixed-use developments, including the Frederick Brickworks project, should add housing and commercial space over the next several years, though they won't meaningfully affect supply in the short term.

Baltimore Metro

• Prices remain relatively affordable compared with the Washington, D.C., suburbs.
• Inventory shortages continue to support values.

What This Means

For Buyers

• There is more time to shop and negotiate than there was a few years ago.
• However, higher mortgage rates mean monthly payments remain expensive, even if home price growth has moderated.

For Sellers

• Well-maintained, appropriately priced homes continue to sell successfully.
• Overpricing is more likely to result in longer market times and price reductions than during the peak seller's market.

Overall, Maryland remains a relatively stable housing market. The rapid appreciation seen in prior years has cooled, but persistent inventory shortages continue to support prices, while elevated mortgage rates are keeping overall sales activity more subdued than in previous summers.

Whether you're thinking about buying, selling, or simply wondering what your home may be worth in today's market, we're here to help you make informed decisions every step of the way.

Have questions about your local market, feel free to reach out.
301-253-1030
upcountyrealty.com

07/15/2026

🏡 Buying or Selling? We're Here to Help!

Whether you're searching for your dream home or ready to sell your property, we're committed to making the process simple, smooth, and successful.

✅ Personalized service
✅ Market knowledge you can trust
✅ Support from start to finish

Your next move starts here. Contact us today and let's turn your real estate goals into reality!

📞 Call or message us to get started.
301-253-1030
upcountyrealty.com

07/03/2026

07/02/2026

📊 Maryland Housing Market Update – End of June 2026

The Maryland real estate market continues to show strength as we head into the second half of 2026.

🏡 Home values remain steady, with prices continuing to appreciate across much of the state.

📉 Inventory is still limited, giving well-priced homes an advantage and helping sellers remain competitive.

🤝 Buyer activity remains strong, as many purchasers continue to move forward despite mortgage rates remaining in the mid-6% range.

What does this mean?

For Sellers:
✅ Low inventory means less competition.
✅ Properly priced, well-presented homes continue to attract qualified buyers.
✅ It's still a favorable time to maximize your home's value.

For Buyers:
✅ More homes are becoming available compared to earlier this year.
✅ Negotiating opportunities have improved in some markets.
✅ Preparation and local market knowledge remain the keys to success.

Whether you're thinking about buying, selling, or simply wondering what your home may be worth in today's market, I'm here to help you make informed decisions every step of the way.

If you'd like a complimentary market analysis or have questions about your local market, feel free to reach out anytime.
301-253-1030
upcountyrealty.com

06/21/2026

Happy Father’s Day
Let's take a moment to honor all of the great dads out there and the fathers who no longer walk beside us but forever live within us.

Always here to help.
301-253-1030
upcountyrealty.com

05/31/2026

How many homes do buyers typically tour before making an offer?

According to Bright MLS' most recent survey of buyers' agents, home buyers in April toured an average of 7 homes before successfully signing a contract. More than 1 out of 4 (27%) toured 10 or more homes. About 3% of April buyers bought a home sight unseen.

A wide range of photos was far and away the most important listing feature to home shoppers, followed by a description of the property. Other valuable features included info on location and amenties and seller disclores and property condition (in the "Other" category.)

This data is based on a survey of 429 real estate agents in the Mid Atlantic region who worked with a buyer who closed on a home in April.

Remember we are always here to help,
301-253-1030
upcountyrealty.com

05/25/2026

🇺🇸This Memorial Day, we honor and remember the brave men and women who sacrificed everything for our freedom. Because of them, families across America have the opportunity to build a life, create memories, and achieve the dream of homeownership. ❤️

Today we give thanks not only for the homes we live in, but for the freedom to call them our own. 🙏

From our family to yours, Happy Memorial Day. 🇺🇸

Up-County Realty
301-253-1030
upcountyrealty.com

05/07/2026

The Maryland housing market is shifting toward a more balanced market in 2026. Buyers are gaining more options, while sellers are adjusting to a slower-paced market compared to recent years.
• Inventory is rising
• Homes are taking longer to sell
• Price growth is stabilizing
• Mortgage rates remain in the mid-6% range
• Buyers now have more negotiating power

Well-priced, move-in-ready homes are still selling quickly in strong areas like Frederick, Montgomery, and Howard County — but strategic pricing and marketing matter more than ever.

For buyers, this means:
✔ More choices
✔ Less competition
✔ Better opportunities for inspections and seller concessions

For sellers, this means:

✔ Proper pricing is critical
✔ Professional marketing stands out
✔ Presentation matters more in today’s market

Thinking about buying or selling in 2026? Now is the time to understand your local market and plan strategically.

Up-County Realty
301-253-1030

04/15/2026

You’ve always answered the call — now answer one for yourself.
First responders thrive in real estate because the mission stays the same, helping people, but the pace is yours to set.

Ready for more flexibility, income control, and a path that fits your life?

📘 [Download the Ebook] https://bit.ly/46oSDuO
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