Up-County Realty

09/23/2026

Maryland Housing Market Update —
As of September 23, 2026, Maryland’s housing market is showing some cooling in buyer demand, but inventory remains the key constraint. The market is becoming more balanced in some respects, but it is not yet a broad buyer’s market.

🏠 Inventory: Still the biggest issue
The latest statewide Maryland REALTORS® data, covering August, shows:

16,897 active listings, down 13.7% from August 2025.

New listings fell 23.6% year over year.

Maryland had roughly 3 months of inventory, versus 3.5 months a year earlier.

Nationally, inventory was moving in the opposite direction, making Maryland's supply shortage particularly notable.

So while buyers may have a little more negotiating room, there still aren't enough Maryland homes coming onto the market.

📉 Buyer demand is cooling
August sales fell 8.5% year over year, to 5,582 homes. Pending sales also declined 1%, ending a 12-month streak of annual increases.

Bright MLS's September assessment similarly describes the broader Mid-Atlantic market as cooling as buyers contend with mortgage rates, affordability, and economic uncertainty.

This is important: the market is getting less competitive primarily because some buyers are stepping back—not because Maryland suddenly has an abundance of homes.

💰 Prices: Not falling substantially
Maryland's August median sale price was $445,000, up 2.3% from a year earlier. The average sale price was $530,442, up 2.5%.

Realtor.com's August statewide data also showed the median sold price up about 3.4% year over year, although its median listing price was lower than a year earlier.

So I'd characterize prices as relatively firm, rather than entering a meaningful statewide decline.

📈 Mortgage rates remain a major headwind
The 30-year fixed mortgage averaged 6.95% for the week ending September 17, up from 6.76% the previous week and considerably higher than the 6.26% average a year earlier.

That means affordability remains difficult even where sellers are becoming more negotiable.
All information is deemed reliable but is not guaranteed and is subject to change without notice.

Remember we are always here to help.
301-253-1030
upcountyrealty.com

09/09/2026

🏡 MARYLAND HOUSING MARKET UPDATE
📅 End of July – Beginning of September 2026

What’s happening in the Maryland real estate market as we head into September?

The market is shifting toward a more balanced environment, giving buyers more options while home values remain relatively strong.

📊 Here are some key trends:

🏠 Home Prices:
The July statewide median sales price reached approximately $455,000, up 2.2% from July 2025.

📈 More Inventory:
Active listings have increased significantly compared with last year, giving buyers more homes to choose from.

⏱️ Homes Are Taking a Little Longer to Sell:
The median time on market has increased, giving buyers more opportunity to take their time and negotiate.

💰 Buyers Have More Leverage:
Price reductions and negotiations are becoming more common, especially for homes that are overpriced or need updates.

🔑 Sellers Still Have Opportunity:
Well-priced, well-presented homes are continuing to attract buyers. Pricing strategy is more important than ever.

📍 Frederick County:
We're seeing a similar trend — more inventory and a little more breathing room for buyers, while prices remain resilient.

🏡 The Bottom Line
This isn't a market that's crashing. It's a market that's normalizing.

For buyers, there are more choices and opportunities.
For sellers, proper pricing and presentation are critical.
For homeowners, values remain relatively strong.

If you're wondering “What is my home worth in today's market?” or “Is now a good time to buy?”, let's talk. Every neighborhood and property is different.

We're always here to help.
301-253-1030
upcountyrealty.com

07/27/2026

Maryland Housing Market Update (End of July 2026)

As July comes to a close, Maryland's housing market remains relatively resilient despite elevated mortgage rates. The market is no longer as frenzied as it was during the pandemic years, but it continues to favor sellers in many areas because inventory remains constrained.

Key Trends

Home prices continue to rise, but more slowly

• Median home prices across Maryland are up roughly 2–4% year over year, depending on the data source.
• Recent statewide median sale prices are in the mid-$440,000s to upper-$440,000s, reflecting modest appreciation rather than rapid price gains.

Inventory is still tight

• Housing supply remains below historical norms.
• Maryland REALTORS reported that active listings were down significantly from a year earlier, even though buyer demand has softened somewhat.

Homes are taking longer to sell

• Buyers have more negotiating power than they did in 2021–2023.
• Statewide median days on market have increased into the 40-day range in many areas, although desirable neighborhoods continue to sell much faster.

Mortgage Rates

Mortgage rates have become the biggest headwind.

• The average 30-year fixed mortgage is around 6.6%, the highest level in nearly a year.
• Higher financing costs continue to limit affordability and keep some buyers on the sidelines.

Regional Highlights

Montgomery & Howard Counties

• Continue to see strong demand due to employment centers.
• Well-priced homes often receive multiple offers.

Frederick County

• Remains one of Maryland's faster-growing markets.
• New mixed-use developments, including the Frederick Brickworks project, should add housing and commercial space over the next several years, though they won't meaningfully affect supply in the short term.

Baltimore Metro

• Prices remain relatively affordable compared with the Washington, D.C., suburbs.
• Inventory shortages continue to support values.

What This Means

For Buyers

• There is more time to shop and negotiate than there was a few years ago.
• However, higher mortgage rates mean monthly payments remain expensive, even if home price growth has moderated.

For Sellers

• Well-maintained, appropriately priced homes continue to sell successfully.
• Overpricing is more likely to result in longer market times and price reductions than during the peak seller's market.

Overall, Maryland remains a relatively stable housing market. The rapid appreciation seen in prior years has cooled, but persistent inventory shortages continue to support prices, while elevated mortgage rates are keeping overall sales activity more subdued than in previous summers.

Whether you're thinking about buying, selling, or simply wondering what your home may be worth in today's market, we're here to help you make informed decisions every step of the way.

Have questions about your local market, feel free to reach out.
301-253-1030
upcountyrealty.com

07/15/2026

🏡 Buying or Selling? We're Here to Help!

Whether you're searching for your dream home or ready to sell your property, we're committed to making the process simple, smooth, and successful.

✅ Personalized service
✅ Market knowledge you can trust
✅ Support from start to finish

Your next move starts here. Contact us today and let's turn your real estate goals into reality!

📞 Call or message us to get started.
301-253-1030
upcountyrealty.com

07/03/2026

07/02/2026

📊 Maryland Housing Market Update – End of June 2026

The Maryland real estate market continues to show strength as we head into the second half of 2026.

🏡 Home values remain steady, with prices continuing to appreciate across much of the state.

📉 Inventory is still limited, giving well-priced homes an advantage and helping sellers remain competitive.

🤝 Buyer activity remains strong, as many purchasers continue to move forward despite mortgage rates remaining in the mid-6% range.

What does this mean?

For Sellers:
✅ Low inventory means less competition.
✅ Properly priced, well-presented homes continue to attract qualified buyers.
✅ It's still a favorable time to maximize your home's value.

For Buyers:
✅ More homes are becoming available compared to earlier this year.
✅ Negotiating opportunities have improved in some markets.
✅ Preparation and local market knowledge remain the keys to success.

Whether you're thinking about buying, selling, or simply wondering what your home may be worth in today's market, I'm here to help you make informed decisions every step of the way.

If you'd like a complimentary market analysis or have questions about your local market, feel free to reach out anytime.
301-253-1030
upcountyrealty.com

06/21/2026

Happy Father’s Day
Let's take a moment to honor all of the great dads out there and the fathers who no longer walk beside us but forever live within us.

Always here to help.
301-253-1030
upcountyrealty.com

05/31/2026

How many homes do buyers typically tour before making an offer?

According to Bright MLS' most recent survey of buyers' agents, home buyers in April toured an average of 7 homes before successfully signing a contract. More than 1 out of 4 (27%) toured 10 or more homes. About 3% of April buyers bought a home sight unseen.

A wide range of photos was far and away the most important listing feature to home shoppers, followed by a description of the property. Other valuable features included info on location and amenties and seller disclores and property condition (in the "Other" category.)

This data is based on a survey of 429 real estate agents in the Mid Atlantic region who worked with a buyer who closed on a home in April.

Remember we are always here to help,
301-253-1030
upcountyrealty.com

05/25/2026

🇺🇸This Memorial Day, we honor and remember the brave men and women who sacrificed everything for our freedom. Because of them, families across America have the opportunity to build a life, create memories, and achieve the dream of homeownership. ❤️

Today we give thanks not only for the homes we live in, but for the freedom to call them our own. 🙏

From our family to yours, Happy Memorial Day. 🇺🇸

Up-County Realty
301-253-1030
upcountyrealty.com

05/07/2026

The Maryland housing market is shifting toward a more balanced market in 2026. Buyers are gaining more options, while sellers are adjusting to a slower-paced market compared to recent years.
• Inventory is rising
• Homes are taking longer to sell
• Price growth is stabilizing
• Mortgage rates remain in the mid-6% range
• Buyers now have more negotiating power

Well-priced, move-in-ready homes are still selling quickly in strong areas like Frederick, Montgomery, and Howard County — but strategic pricing and marketing matter more than ever.

For buyers, this means:
✔ More choices
✔ Less competition
✔ Better opportunities for inspections and seller concessions

For sellers, this means:

✔ Proper pricing is critical
✔ Professional marketing stands out
✔ Presentation matters more in today’s market

Thinking about buying or selling in 2026? Now is the time to understand your local market and plan strategically.

Up-County Realty
301-253-1030