Dave Politzer Real Estate and Mortgage Broker

10/07/2021

🏠 An attic provides you with additional space for storing toys, home decor, old clothes, and what-have-you. But the attic can also be a prime spot for working, entertaining, or living if you’re willing to do some renovations. Reach out if you'd like to know about financing options.

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

10/05/2021

Here are a few of the most common defects revealed during inspections and what home owners can do to prevent them from scuttling a sale.

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

10/01/2021

While once a place reserved for preparing meals, today's kitchen serves as the family headquarters. Think Zoom, dinners, and neighborhood happy hours. Adding/expanding a kitchen is one of the pricier home additions but kitchen remodels typically have good ROI when it comes to resale value of your home. If you're interested in financing a reno, reach out to discuss your options.

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

09/29/2021

If you’re thinking of moving into a larger home, here are some thoughts to keep in mind. Having more space provides you with the opportunity to grow and enjoy your home even more.

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

09/28/2021

“Over the last year, people have had plenty of time at home to reassess their priorities and goals, including how their living space and surroundings fit into their lives." People want a sense of community and nice neighbors.

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

09/27/2021

Home buyers can still lock in some of the lowest borrowing rates of all time. “Even with an increase, consumers should bear in mind that these rates will still be historically low."

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

09/23/2021

Interest rates are expected to soon rise. If you're interested in knowing what your financing situation would look like today, reach out. We're happy to help.

https://bit.ly/3CEPPHV

Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

The Fed announced it would soon begin tapering its bond purchases. That will likely send mortgage rates higher.

09/22/2021

If your credit score is lower than you'd like, there may be quick ways to bring it up. You could add up to 100 points with tips like paying cards more than once a month and disputing credit report errors.

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

Disputing a credit report error can improve your credit. So can reducing card balances and always paying on time. Here are 8 ways to improve your credit fast.

09/20/2021

Part of vacation homes’ rise in popularity has been attributed to the growth in remote work. Rental prices for vacation homes will likely continue to rise too.

If you're considering purchasing a second property, we're here to help with your financing needs. 🏡

Though some companies are ordering employees back to the office, overall growth in remote work likely will boost demand for second homes for the foreseeable future.

09/17/2021

Mortgage rates inched lower this week. But these historically low rate are expected to rise over the course of the next few months.

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

However, NAR predicts rates will rise to 3.5% by mid-2022 as the Fed likely will start reducing its bond purchases soon.

09/16/2021

Welcome news! Competition for homes on the market is lessening, which could provide an opening for home buyers who have been having a challenge with bidding wars.

https://bit.ly/3nGS60X

Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

09/14/2021

“They can live and work anywhere, and that’s what they’re doing," says Mark Zandi, chief economist at Moody’s Analytics. "The new remote work migration is helping to grow small housing markets that don’t have strong economic centers."

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Dave Politzer Real Estate and Mortgage Broker 📱 925-890-9188 DRE #00866434 NMLS #356236

The pandemic accelerated migration to more affordable areas from pricey city centers.