Darby Realty

Darby Realty We are a hometown proud real estate company established in 1986.

If you’re thinking about buying a short-term rental, your gut feeling about a property is important but not as important...
03/29/2023

If you’re thinking about buying a short-term rental, your gut feeling about a property is important but not as important as running the numbers to shed light on whether or not a property will give you the financial return you’re looking for.

So as you consider properties, keep these 5 things in mind:

1) Cash flow analysis: The expected monthly rental income minus all expenses, including mortgage payments, property taxes, insurance, maintenance and cleaning costs, and Airbnb fees.
2) Occupancy rate: The percentage of occupancy in your property at a given time. The expected occupancy rate for a property will affect its cash flow.
3) Location analysis: The local market, competition, and seasonality will impact rental rates. Compare properties to ensure yours is likely to generate enough income to cover costs.
4) Capitalization rate (CAP rate): A measure of the property's expected rate of return. Find it by dividing the net operating income by the purchase price or current market value.
5) Tax implications: Consider the tax implications of owning a rental property, including the impact on your personal income tax and the potential benefits of depreciating the property.

The truth is not all short-term rentals are created equal. Before you jump in, make sure you consider these things that can help you own profitable rental properties.

Do you have any other questions about short-term rental investing? Give us a call!

3 Ways Sellers Sabotage Their Home SaleWe don’t know what you’re hearing, but the days of throwing a sign in the yard an...
03/26/2023

3 Ways Sellers Sabotage Their Home Sale

We don’t know what you’re hearing, but the days of throwing a sign in the yard and seeing multiple, above-asking price offers are slowly coming to an end.

Unfortunately, some sellers haven’t gotten the memo — and are sabotaging their home sale without even knowing it. Here’s how:

1) Neglecting home repairs - that creaky floorboard, leaky faucet, or discolored ceiling may seem minor, but buyers will notice, and it could cause you to leave a pile of cash on the table.

2) Failing to declutter and stage - cluttered spaces and personal items can make it difficult for buyers to envision themselves in your home. (And P.S. - you can absolutely stage your home with furniture and items you already own.)

3) Pricing too high - you want top dollar for your home, but pricing it too high can cause it to sit on the market for longer than it should — and ultimately sell for less.

Don’t let the shifting market catch you by surprise this spring. If you’re thinking of selling, find an experienced agent who can guide you to top dollar for your home. Looking for a local agent like that? Call one of our Agents at Darby Realty for help.

5 Things Banks Won't Always Tell You about Mortgages• Shopping around for a loan can save you money by helping you find ...
03/23/2023

5 Things Banks Won't Always Tell You about Mortgages

• Shopping around for a loan can save you money by helping you find the best interest rate and terms for your specific financial situation.

• Credit score isn't the only factor that determines your interest rate - income, employment history, and down payment also play a role.

• Pre-approval isn't a guarantee. The rate quoted during the pre-approval process may not be the final rate offered.

• Alternative lenders exist. Credit unions or online lenders also offer competitive rates and flexible terms.

• The true cost of your loan. Adjustable-rate mortgages or interest-only loans can result in higher costs over time. Before you sign, make sure you understand your loan and how it works.

Say goodbye winter, hello spring!
03/20/2023

Say goodbye winter, hello spring!

On this the day of St. Patrick we give you an Irish blessing.
03/17/2023

On this the day of St. Patrick we give you an Irish blessing.

This is your reminder that you *DON'T* have to jump on board with every home design trend you see — especially if you do...
03/14/2023

This is your reminder that you *DON'T* have to jump on board with every home design trend you see — especially if you don’t love it.

Way more important than what’s trending is that your home reflects your style AND lifestyle. (And let’s be honest, who has the time or the budget to change things up every time a trend comes along?)

That said, there are a few styles I’m loving this spring in homes and on store shelves. Here are a few that caught my eye that would be easy-peasy to fold into your home if the mood strikes:

1) Curves everywhere - Think rounded furniture, wall decor, lighting, and other curved home accents. Rounded walls and archways are also making a comeback in new construction.

2) Imagine your grandmother living at the beach, and you get the “Coastal Grandmother” vibe. Vintage textiles, natural materials, and a touch of whimsy add a cozy and inviting feel, just like Grandma’s.

3) Anything and everything from nature, only inside. Known as “biophilic design,” this trend maximizes sunlight and brings in plants, natural fibers, and images of animals and nature.

4) Bold paint colors: Boring neutrals are out, and color is in, showing up all over the place, from entire rooms to statement walls and accents.

5) Handmade elements: Ceramics, pottery, and macrame are hot right now in home design, bringing a personal touch to any space and celebrating the beauty of craftsmanship.

Have you struggled to keep up with the flood of home design trends? My advice? Pick one you love, and give it a try. You don’t have to go all out or break the bank to keep your home fresh, updated, and perfectly you.

Before getting your real estate license, know this: Real estate isn’t as simple as taking a test, showing a few houses, ...
03/10/2023

Before getting your real estate license, know this: Real estate isn’t as simple as taking a test, showing a few houses, sticking signs in yards and watching the dollars roll in.

When you become a real estate agent, you've got to hustle to make sales. Making it in real estate takes perseverance, quick thinking, out-of-the-box problem-solving on a moment’s notice, staying calm in emotionally-charged situations, a deep knowledge of the local market, staying on top of industry regulations, and TIME!

Unless you have a partner with stable income you will probably not be able to roll in to real estate and not have another job for about 3 years. 80% of new licenses' quit in the first 2 years for many reasons, but a few include 1} not realizing how expensive it is to have and keep a real estate license due to MLS Fees, Local Board Fees, Local State Fees, and National Fees, 2} The time it takes on weeknights and weekends, we work when others are off. 3} The feast or famine that comes with the business, 75% of sales are done in the summer, with 25% for the other 9 months of the year. (This is not everywhere, but it is in the BItterroot Valley.) Believe me I have sold Real Estate in 4 States, and 5 markets.

Now if you want to hear the GREAT part about being a Real Estate Agent give me a call, text, or email me!

Angie Wildey Keele - BROKER/OWNER of Darby Realty Inc.
15 years experience
Prior licensed in Idaho, Alaska, & Alabama

406-381-5024
[email protected]

Just Sold by Connie Kay Gallagher!1068 Wild Mountain Rd. CorvallisMLS # 22300451List Price $399,000Connie Represented t...
03/09/2023

Just Sold by Connie Kay Gallagher!

1068 Wild Mountain Rd. Corvallis
MLS # 22300451
List Price $399,000

Connie Represented the very Happy Buyer.

you're finding it tough to get your offers accepted? The truth is sometimes, it is the nature of the market. But sometim...
03/06/2023

you're finding it tough to get your offers accepted?

The truth is sometimes, it is the nature of the market. But sometimes, it may be you. Here are some of the reasons your offer may not be getting accepted...

1) You're not being flexible on the closing date.
If your seller needs more time to move, be okay with a later closing date. It can make your offer more appealing and makes you at least 'seem' like a laid-back, down-to-earth buyer, which, BTW, sellers love.

2) You're not being flexible with contingencies.
We recommend consulting with your agent on this, but in a hot market, a 'cleaner' offer may lead to better results.

3) You're not being responsive.
Buying a house can be first come, first served. Don’t lose out because you weren’t quick to respond.

4) You're not willing to get your financing in order first.
A pre-approval tells sellers, 'I'm serious and not here to play.' So get your stuff in order FIRST, then make an offer that’s all buttoned up.

You can’t control everything, but for the things you can, you absolutely should. And in this market, the name of the game is flexibility, compromise, and preparation. If you need an agent who can help you strike that balance, contact us!

*Connie Kay Gallagher -REALTOR®
406-375-9507 or [email protected]
*Adam Keele - REALTOR®/Owner
406-451-2600 or [email protected]
*Angie Wildey Keele - BROKER/Owner
406-381-5024 or [email protected]
*Steve Wheeler - REALTOR® - 406-369-0593

SOLD! Angie & Adam Keele Represented the Buyers.205 Burlwood Dr., DarbyMLS # 22208576Listing Price $485,000Picture Cour...
03/04/2023

SOLD!

Angie & Adam Keele Represented the Buyers.

205 Burlwood Dr., Darby
MLS # 22208576
Listing Price $485,000

Picture Courtesy of Listing Agent Amanda Bohlander, Windermere

Things start warming up this time of year in the Bitterroot Valley and the (almost) spring real estate market! That make...
03/02/2023

Things start warming up this time of year in the Bitterroot Valley and the (almost) spring real estate market! That makes today the perfect time for you to get in the know with The Monthly Edit - the latest info you need to make every day your lucky day this March! (Plus a Home Maintenance Checklist to keep things tidy while you're at it!)

Swipe for the latest on all things in the Bitterroot happening right now!

You see stories and reels about people paying off their mortgages, and every time, you think to yourself, how in the wor...
02/17/2023

You see stories and reels about people paying off their mortgages, and every time, you think to yourself, how in the world did they do that?

With 37% of U.S. households living mortgage-free, it’s more common than you think and within reach for most homeowners — especially if you're locked into following one (or all) of these mortgage paydown tips:

1) Make biweekly payments instead of monthly. This will help you pay off an extra month's worth of payments each year.
2) Round up your payments. Every little bit counts, and this can add up over time.
3) Make extra principal payments whenever you can. This will reduce the overall amount of interest you pay.
4) If interest rates drop, refinance to a lower interest rate. This can save you a significant amount of money in the long run.
5) Consider a shorter loan term. While this may mean higher monthly payments, you'll pay off your mortgage faster and save on interest.

Are YOU living mortgage-free (serious congrats, btw)?
What are your best tips for paying off your mortgage faster? Share them below!

Address

3246 US Highway 93 S
Darby, MT
59829

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14068213059

Website

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