Luis J. Colon - Mortgage Loan Officer

Luis J. Colon - Mortgage Loan Officer Branch Manager at Rate - Guaranteed Rate
Nmls 1920763. Rate nmls 2611

09/29/2026

El mercado de Real Estate a cambiado a favor de los inversionistas:
1. First time homebuyers no entienden el mercado y estan tomando la desición de rentar.
2. El inversionista esta comorando con mejor precio y terminos.
3. El inversionista ya no tiene que esperar para conseguir un inquilino.
4. El inversionista compra sin verificacion de ingreso teniendo mas ventaja en aprobacion rapida.
5. Los intereses los deducen en los taxes.

Quieres crecer tu portfolio ? Enviame un mensaje al 📲 863-258-2379

09/24/2026

Buying a home is a team effort. Behind every successful closing is a dedicated group collaborating to achieve the same goal. From you (the buyer) to me (the Loan Officer) and everyone in between, each player takes care of an important role. If you have questions about the homebuying process, I’m happy to discuss them further.

Let’s kick this off together.
https://myoc.io/mmNVe



NMLS # 1920764

09/23/2026

Don’t let the 20% myth stop you. In reality, your down payment may surprise you. I can help you evaluate your options based on your specific circumstances to determine what’s right for you.

Ready to get to the bottom of more mortgage myths?
https://myoc.io/mmNVe/S7yEH



NMLS # 1920764

09/22/2026

You don’t always need to put 20% down. While PMI (Private Mortgage Insurance) is often required on certain loans, it’s also a powerful tool that can help qualified buyers purchase their home sooner, without having to wait and save up for a larger down payment. The more you know, the more options you have.

Ready to expand your homebuying vocabulary?
https://myoc.io/mmNVe/wPoGr



NMLS # 1920764

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in spe...
09/18/2026

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in specific markets still show an increase with stronger buying power created by job gains and income growth.

Understanding the market is the first step. Let’s talk about how to make your next move with confidence.
https://myoc.io/mmNVe/MuoOM



NMLS # 1920764

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW. Questions?...
09/17/2026

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW.

Questions? Let’s chat.
https://myoc.io/mmNVe

NMLS # 1920764

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t neces...
09/17/2026

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t necessarily a bad thing since it could lead to more inventory and less competition. With fewer homebuyers out there, motivated sellers may be more flexible at the offer table.

If you’ve been on the hunt for a new home, let’s talk about how you could use these conditions to your advantage.
https://myoc.io/mmNVe/ROGDe



NMLS # 1920764

09/16/2026

Buying a home may be a long-term investment, but it could pay you back over time through equity. While renting may seem like the “easy route,” it may be preventing you from achieving financial goals down the line.

Thinking about putting your money toward something you’ll actually own? Let’s talk about your options.
https://myoc.io/mmNVe/4h0th



NMLS # 1920764

09/15/2026

Your rental income can qualify you for a loan on its own, no tax returns required. A DSCR loan is built for real estate investors who want financing based on what their property earns. Down payment options start at 20%, with loans up to $3M and the option to close under an LLC.

Ready to see what your property could qualify for? Let's talk.
https://myoc.io/mmNVe/9M6iB

NMLS # 1920764

09/12/2026

Whether you invest in real estate, are self-employed or have other strong assets in your personal or business portfolio, there’s a financial path toward your next home. You could qualify using bank statements, savings, rental cash flow or other documents.

https://myoc.io/mmNVe/V9T1i

NMLS # 1920764

Address

43344 US Highway 27
Davenport, FL
33837

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm

Telephone

+18632582379

Website

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